green dot moneypak fees

Download Green Dot - Mobile Banking and enjoy it on your iPhone, iPad, I don't think it's worth it considering the $9.95 monthly membership fee. However, transfer money from Green Dot to PayPal isn't possible. If it's your first time, click deposit to the card, and follow through few steps. You can take. Green Dot MoneyPak fees and fine print MoneyPaks can be loaded with anywhere from $20 to $500 for a $5.95 fee. That means you could pay.

Green dot moneypak fees -

Pros Explained

  • Competitive APY on high yield savings account: Green Dot's high yield savings account earns a 2% annual percentage yield (APY) on balances of less than $10,000, which is very competitive with the top online savings accounts.
  • Online and mobile purchases earn 2% cash back: The Unlimited Cash Back Account earns 2% cash back on select online purchases, including in-app purchases and other mobile purchases. There is no cap on cash-back earnings.
  • Early access to direct deposited paychecks: You can get your paycheck up to two days early with Green Dot's ASAP Direct. Eligibility for early access depends on your employer's payment processing.
  • No overdraft fees: You are protected from fees on overdrafts of up to $200. If you don't have funds to cover a purchase, the transaction is declined.

Cons Explained

  • Monthly fee if you don't meet minimum: Green Dot charges a $7.95 monthly fee unless you meet monthly spending requirements. The fee is waived if you spent $1,000 on your card the previous month. But spending doesn't include bill payments and other select purchases.
  • Out-of-network ATM fee: While Green Dot does have an ATM network, if you have to use one that's out of network, the bank charges a $3 fee on top of any charges from the ATM operator.
  • No joint accounts: There are no joint or custodial account options.

Who Is Green Dot Bank Best For?

Green Dot is best for people who do most of their banking online or through mobile access. It may be a good fit for those who want:

  • A competitive interest rate on savings
  • Unlimited 2% cash-back rewards on most spending
  • No minimum balance requirements
  • Monthly fees that can be waived through online shopping
  • Cash deposits at retail stores

What Does Green Dot Bank Offer?

Green Dot is not a full-service online bank, but it offers debit cards that feature online banking services.

Cash Back Account

The Cash Back Account is a spending account that earns rewards for card purchases. It's not technically a checking account but acts similar to one.

The main draw is the unlimited 2% cash back earned on select online purchases. Not all spending earns cash back, such as airline tickets, gift cards, and bill payments.

Besides a complimentary debit card, customers also get access to services including:

  • Free cash deposits at select retail locations
  • No overdraft fees
  • Mobile banking

A major drawback of the Unlimited Cash Back Bank Account is the $9.95 monthly fee.

To access your cash-back rewards balance, you need to keep your account open at least 12 months and it needs to be in good standing at the time. Any accrued rewards are redeemable once a year at the end of a 12-month period.

High-Yield Savings Account

When you open a spending account, you also get access to a high-yield savings account. This account has no monthly fee and currently earns 2% APY on all balances of $10,000 or less, much higher than the national average.

However, interest is calculated differently than most other banks and is only applied to your account once at the end of a 12-month period. Interest is calculated by taking the average daily balance of your savings account for each day over a 12-month period, starting when you opened the account, and multiplying that by 2%.

Like all banks covered by the Federal Deposit Insurance Corporation (FDIC), money held in Green Dot accounts is FDIC-insured up to $250,000 per depositor. Keep in mind the $250,000 is for all accounts, including any you may have with Green Dot Corporation's other banking subsidiaries.

Green Dot Bank Customer Service

For help, customers can call 866-795-7597. For disputes on unauthorized charges on accounts, you need to fill out a dispute form.

Green Dot has no physical bank branches, but customers can access their account 24/7 online or through its mobile app, which is available for iOS (3.5 stars) or Android (4.3 stars).

How to Bank With Green Dot

To open an account with Green Dot, go to its website or download the app and fill out the account application. You also have the option to open an account in-store at participating retailers, which include Walmart, 7-Eleven, and Rite Aid, among others.

Similar to other banks, you'll need to provide personal information to open an account, like your mailing address, phone number, Social Security number, and date of birth.

Verdict

If you're in search of an online bank that gives you access to a competitive interest rate and cash-back earning, Green Dot might be a good fit. Keep in mind that your interest and rewards aren't accessible for the first 12 months. If you plan to keep more than $10,000 in savings, other online banks may earn more in the long run. With a potential $9.95 monthly fee, only open a Green Dot account if your rewards earning will outweigh any monthly fees.

Other banks might not have so many hoops for customers to jump through to earn interest all year. Having to go to a retailer for much of your banking instead of an ATM might be a hindrance to many potential customers. If that's you, you're better off finding an online bank with more convenient methods for handling your money.

Methodology

Investopedia is dedicated to providing consumers with unbiased, comprehensive reviews of banks. We collected over 20 data points across more than 80 banks including products available, interest rates, fees, and accessibility to ensure that our content helps users make the right decision for their savings and banking needs.

Investopedia requires writers to use primary sources to support their work. These include white papers, government data, original reporting, and interviews with industry experts. We also reference original research from other reputable publishers where appropriate. You can learn more about the standards we follow in producing accurate, unbiased content in our editorial policy .

Источник: https://www.investopedia.com/green-dot-bank-review-4847194

New: Crooks Use Green Dot Scam for Advance Fee Fraud

Debit Card

Green Dot reloadable debit cards become latest weapon in widespread government grant scams: Internet Scambusters #361

Today's special issue highlights a scam you probably have never heard about, but one that is easy to fall for: the Green Dot scam.

Reloadable debit cards -- especially the top-selling, legitimate Green Dot cards -- are the new money-moving method of choice for scammers.

Using phony government loans as a front for an advance fee scam, the crooks issue bogus grant checks, then tell victims they must pay a fee by reloading their debit cards.

And that's not the only new tactic being employed by the grant scam artists, as we explain in this issue.

Let's get started...


NEW: Crooks Use Green Dot Scam for Advance Fee Fraud


Green Dot reloadable debit cards are the latest weapon for crooks working a well known type of grant scam.

The con itself is a type of advance payment scam in which victims receive what seems to be a grant award check -- usually one they didn't apply for -- with a request that they then wire part of the payment back to cover some mythical fees.

You know the rest -- the victim wires the money, then the check bounces.

Now that so many people have wised up to this type of fraud, scammers have hit on the idea of using the legitimate Green Dot card system to collect their money.

Along with the bogus check, usually for just under $5,000, an accompanying letter says recipients must pay a finder's fee of 10% to the "broker" who secured the grant.

Now here's the sneaky trick. The letter tells victims to buy a Green Dot MoneyPak, of the sort available at many retail outlets including drug stores.

MoneyPaks are used to top up existing Green Dot debit cards. The victim sends details of the card to the "broker." These are used to top up the crook's own Green Dot card -- and then quickly drained at an ATM.

In other words, it's a money transfer that bypasses the traditional cash-wiring companies and offers a far more effective cloak of anonymity for the advance fee scammers.

But There's More...

To add to the effectiveness of this con, the grant scam artists use another trick to delay their discovery. They use "legitimate" checks from active verifiable bank accounts -- either stolen or forged.

This means that banks may accept them without query and the money may even show up in victims' accounts. A few weeks later, their bogus status is revealed -- by which time the victim has bought the MoneyPak and sent the details to the scammer.

Additional New Grant Scams

This con trick is just the tip of the grant scams iceberg. In a previous issue, The Truth About Government Grant Scams, we explained how crooks were using the availability of government grants as a cover for scamming individuals and businesses.

With the economy still struggling to emerge from recession, these government grant scams have become more brutal than ever, with many new variations popping up.

On the advance fee type of scam, for instance, another new ruse is to set up supposed debt consolidation and grant companies with a religious tag attached.

Scammers use faith-related words like "Christian" in the business name, both to give it credibility and to draw in victims from these faiths. And, of course, they don't care that you're already in a financial mess before they soak you for a few hundred (or more) dollars.

There could hardly be more devastating evidence of the heartlessness of scammers than in a recent incident in Detroit where unemployment is 28%, with 60% of people now existing below the poverty line.

Hardly surprising that when the city announced a grant program to help the needy with food and rent, 60,000 people turned up on a single day to complete application forms.

Sadly, only a few thousand grants were available and the city quickly ran out of forms at the public application event.

Enter the scammers, armed with worthless photocopies of the form. The forms, even the copies, clearly stated that applications would only be accepted on original documents. Copies would not be accepted.

But that didn't stop the scammers charging $20 apiece. And, according to a city official, they did a brisk business.

Still More Grant Scams...

Also riding the grant scam gravy train comes a whole raft of money-making schemes disguised as information, training or job opportunities.

Some of these are perfectly legal, but legit or not, they all aim to cash in on people's ignorance.

Some are not scams: they just charge exorbitant seminar attendance fees or website access fees to provide information that is easily available free of charge.

However, some clearly cross the scam line. How about this for a sneaky trick:

You sign up for a grant-search service that seems to call for a one-off credit card payment, with a money-back guarantee. You scrutinize the fine print. Everything looks OK, so you enter your details and press "submit."

The page disappears then re-appears with the form fields empty, as though something went wrong, so you patiently fill it in again, and this time it's accepted.

If you didn't check the fine print again -- and why would you? -- you won't have noticed that it's a slightly different form and this time you're signing up for a service that requires regular payments, drawn on your credit card!

What's more, by doing so, you nullified the money back guarantee.

Summary

Our advice can be summarized in these four tips:

  1. If you want to know what government grants are available, ask the government. Start at the Grants.gov or Govloans.gov sites. Don't be fooled by other sites that have 'government' or other official words in the title.
  2. If you decide to pay someone for grant advice, check out their credentials carefully and make sure you know what you're paying for. Don't be taken in by suggestions of religious affiliation.
  3. Check out your local community college for possible advice or courses that will help you understand the grants that are available, without paying through the nose.
  4. There are no guarantees that you will get a grant, no matter who you apply to or what forms or software you use. You're unlikely to improve your chances of getting cash by using paid-for materials.

Oh and don't forget where we started here. If you get a grant check you didn't expect and a request for a Green Dot fee payment, trash it!

Time to conclude for today -- have a great week!

Источник: https://scambusters.org/greendot.html

MoneyPak

MoneyPak is a stored-value card ("cash top-up card") provided by Green Dot Corporation. It's typically purchased with cash at a retailer, then used to fund prepaid debit cards or on-line wallet services like PayPal or Serve. A handful of MoneyPak partners also accept MoneyPak funds as same-day payments for their services; these include credit cards, bank accounts, digital wallets, online wagering accounts, online games, digital content accounts, prepaid phone services, and satellite TV services.[1]

MoneyPak is popular with traders on the #bitcoin-otc marketplace as a method for sending funds.

Purchasing MoneyPaks

Most MoneyPak retailers will allow you to fund a card with any amount from $20 to $500. Some may restrict amounts to fixed denominations—$20, $50, $100, etc. At Walmart, up to $1,100 may be purchased. The funds are often available immediately, but at some retailers there is a delay; these include Walgreens (60 minutes), Radio Shack (30 minutes), Longs Drugs and 7-Eleven (15 minutes).

A MoneyPak typically carries a flat $4.95 service fee, which is charged at point of sale along with the value stored on the card. There are sometimes promotions where MoneyPak will refund the service fee under certain terms (see section MoneyPak and PayPal below, for example).

MoneyPak and PayPal

MoneyPak funds may be added to a PayPal account, subject to verification of personal information (name, address, date of birth and Social Security Number) by Green Dot on behalf of PayPal. Up to $4,000 may be added to a PayPal account in a single month, and funds are available immediately in PayPal.[2]

PayPal's terms of service do not allow funds added by MoneyPak to be withdrawn and sent to the account holder's bank account. PayPal's intention is that those funds added will be used for sending money to a merchant or to another PayPal member.[citation needed]

Through the end of 2013, a special promotion allows PayPal users to fund their accounts one time with a MoneyPak card and have the MoneyPak service fee refunded; special terms and conditions apply.[3]

Where to exchange Bitcoins and MoneyPaks

See Also

External Links

References

Источник: https://en.bitcoin.it/wiki/MoneyPak

New PayPal and Green Dot Agreement Allows More Customers to Shop Online

Download image SAN JOSE, Calif. and MONROVIA, Calif., Oct. 7 /PRNewswire/ -- Green Dot Corporation and PayPal today announced a new agreement that will allow U.S. consumers to load money directly to their PayPal accounts using Green Dot's MoneyPak. This will enable people to shop anywhere PayPal is accepted without the need for a bank account or credit card.

MoneyPak can be purchased with cash at a retail store, then the money can be loaded directly into a PayPal account and used to shop online anywhere PayPal is accepted, including eBay. MoneyPak is available at more than 40,000 stores nationwide, such as Walmart, CVS/pharmacy, Kmart, Rite Aid and Walgreens.

The new agreement provides a convenient option for customers who prefer to use cash when shopping. MoneyPak has been fully integrated into PayPal's site, allowing money to be added directly, without needing to link to any personal financial accounts.

"This relationship is transformative," said Steve Streit, founder and CEO of Green Dot Corporation. "It creates a cash-based solution for millions of people who want to use PayPal to shop online, but don't have a credit card or bank account."

"Working with Green Dot, PayPal can now reach the large audience of people who prefer to fund their accounts with cash," said Dickson Chu, vice president with PayPal. "We are thrilled to offer this new service to our customers."

In addition to funding a PayPal account, MoneyPak enables people to reload prepaid cards, make cash payments, pay bills and fund other accounts. MoneyPak is powered by Green Dot's industry-leading cash acceptance network, and costs $4.95 or less. For more details, visit www.moneypak.com.

About Green Dot Corporation:

Green Dot is the leading provider of prepaid financial services in the United States, and owns and operates the Green Dot Network, which is the largest cash loading and reloading network in the United States. The company offers consumers a comprehensive portfolio of financial products and services through thousands of leading retailer locations nationwide including Walmart, CVS/pharmacy, Fred Meyer, Kmart, Kroger, Radio Shack, Ralphs, Rite Aid, Smiths and Walgreens. Green Dot's products include Green Dot MasterCard(®) and Visa(®) branded prepaid debit cards and the Green Dot MoneyPak(®). The Green Dot MoneyPak provides a convenient and efficient way for consumers to load cash to prepaid cards, use cash to make purchases and pay bills, and add cash to a variety of accounts. Green Dot is headquartered in the greater Los Angeles area. To learn more about MoneyPak, visit www.moneypak.com. Green Dot and MoneyPak are registered trademarks of Green Dot Corporation.

About PayPal

PayPal is the faster, safer way to pay and get paid online. The service allows members to send money without sharing financial information, with the flexibility to pay using their account balances, bank accounts, credit cards or personal financing. With more than 75 million active accounts in 190 markets and 19 currencies around the world, PayPal enables global ecommerce. PayPal is an eBay company and is made up of three leading online payment services: the PayPal global payments platform, the Payflow Gateway, and Bill Me Later. More information about the company can be found at https://www.paypal.com. Located in San Jose, California, PayPal was founded in 1998 and was acquired by eBay in 2002.

Media Contacts:

LB Baer
Green Dot Corporation
[email protected]
(626) 775-3497

Charlotte Hill
PayPal
[email protected]
408.967.5754

 

Источник: https://www.americanbanker.com/payments/news/new-paypal-and-green-dot-agreement-allows-more-customers-to-shop-online

Job seekers fall victim to Green Dot scam


Those looking for work, beware. An advertisement has been floating around the web searching for industrial contractors in the Montgomery area and it is likely a scam involving Green Dot MoneyPak cards.

Green Dot MoneyPak cards are reloadable debit cards that can be used to pay appliance or credit card bills. They are typically for those who don't have, or want, bank accounts.

Donald Hussey, 37, who works for Tri County Appliance, a family company located in Elmore, has been working with appliances, natural gas refineries and electrical work for years.

He doesn’t usually use a Green Dot MoneyPak Card, but that was the only way he could get the advertised contracting job in Montgomery.

When he heard about the local contracting job with Industrial Fire Sprinkler Company, headquarterd out of San Diego, California, Hussey was very interested. He had been looking for work in Montgomery to be closer to his two children who live in the area.

Hussey heard about the advertisement from a friend, found the job link on Craigslist and traveled to Montgomery Monday from Millbrook to attend an OSHA 5-10 certification course for the job.

Hussey had pre-paid $87 for the course using a Green Dot MoneyPack card. He had talked with a man claiming to be Nick Tolman, with the Industrial Fire Sprinkler Company who insisted Hussey use Green Dot rather than a cashier’s check to register for the course.

“That’s when I should have known something was wrong,” Hussey said.

The problem escalated, when Hussey and about a dozen others arrived at the Renaissance Hotel and Spa in downtown Montgomery Monday morning, for the training and there was no approved record of the event. The room was empty.

There were pamphlets tacked around the hotel with the hotel’s list of daily scheduled events showing the IFSC-OSHA Certification Course was scheduled to be held from 8 a.m. to 6 p.m. in one of the meeting rooms.

The Renaissance hotel marketing management confirmed that they had received a call from a man, who gave his name as Nick Tolman requesting a room to hold the certification course in, but when management tried to call him back to confirm his request, they could not reached.

A contract was never made to reserve a room for the course. The pamphlets, the hotel admitted, were printed up prematurely.

Management also said that they had about a dozen people call inquiring about the course.

When Nick Folman, the marketing manager for Industrial Fire Sprinkler Company in California, was called from the company’s direct number he was reached and said he had no idea someone was using his name to solicit contractors in Alabama.

Folman said his company does have contracts out of state, but that Alabama wasn’t one of them. The only contract they had on the west coast was North Carolina.

“This is just so weird. It’s almost like a bad dream,” Folman said.

He said it would be unlikely, however if he would take any legal action.

Hussey said he would call the Criminal Investigations Division with the Montgomery Police Department to make a report.

“I have a company. I’m fine. I just made a mistake and really messed up. They got me and I just don’t want others to make the same mistake, you know?” Hussey said. “It’s just wrong. I know there are people less off then me and might spend that $80 on a scam that they could use on their family.”

When contacted, MPD was unaware of that particular scam in the area and that no one had reported it yet as of Monday.

The Green Dot MoneyPak website provides seven tips to protect against fraud involving Green Dot cards.

If someone believes they or someone they know are a victim of a scam involving a Green Dot MoneyPak card, they can submit a dispute with the company and are encouraged to contact local police.

The Green Dot MoneyPak website provides seven tips to protect against fraud:

Never give your MoneyPak number to someone you don’t know.

Never give receipt information about your MoneyPak purchase to another party.

Use your MoneyPak only to reload your prepaid cards or accounts you control.

Refuse any offer that asks you to buy a MoneyPak and share the number or receipt information by email or phone.

To use your MoneyPak with PayPal or eBay or other online merchants, transfer the money to your PayPal account before you pay the merchant. Don’t email your MoneyPak number directly to any merchant.

Don’t use the MoneyPak to pay taxes or fees to claim “winnings” on a foreign lottery or prize promotion. Unless it’s an approved MoneyPak partner, don’t use MoneyPak for any offer that requires you to pay before you get the item.

Check this list of approved MoneyPak partners before you use your MoneyPak to pay.

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Источник: https://www.montgomeryadvertiser.com/story/news/2014/10/13/job-seekers-fall-victim-green-dot-scam/17202449/

Green Dot MoneyPak Scam: How to Protect Yourself

Green Dot MoneyPak scams have been around for years. Fraudsters pretend to be utility companies, government agencies, or others and ask for payment in the form of a MoneyPak. Here’s what to know.

What is Green Dot's MoneyPak?

What it is: A MoneyPak is a legitimate card sold by prepaid company Green Dot Corp. that has one job: moving cash from a retail counter onto an eligible prepaid debit card, including Green Dot- and Walmart-branded cards. It also works with some bank accounts.

» Learn more:How do prepaid debit cards work?

How to use one: Buy a MoneyPak at major retailers such as CVS or 7-Eleven, for a fee of up to $5.95, and add cash amounts generally from $20 to $500. Keep your receipt. Next, log onto www.moneypak.com to enter the card number and apply funds to your prepaid account. You must have internet access, an email address and a phone that handles text messages to use the latest MoneyPak cards.

When it’s helpful: If you deal with cash and don’t use traditional bank accounts, MoneyPak is an easy way to add funds onto certain prepaid debit cards. Millions of Americans use prepaid cards as an equivalent to checking accounts.

» Be aware: MoneyPak scams aside, a NerdWallet investigation of Green Dot revealed the company had a history of freezing prepaid accounts when handling fraud disputes.

How the scam works

Here is how two common scenarios start:

  • Someone calls claiming to be your utility company and says you’re overdue on a payment. They might threaten to turn off your power unless you send the money using a MoneyPak.

  • A scammer calls pretending to be the IRS and says you owe taxes. They might threaten to arrest you unless you pay using a MoneyPak.

In either case, the scammer then gives you a phone number to call or an email address, and once you buy the MoneyPak, they ask you to scratch off the serial number on the back and share it.

These scams caught the attention of the U.S. Senate in 2014, but they’ve existed before and since. The National Consumers League told NerdWallet that the nonprofit sent out an alert in late 2017 about a newer scam, fake MoneyPak websites, in response to an increase in consumer complaints it had received.

More MoneyPak scam variations exist, but the result is the same: You hand over funds to scammers in a way that’s difficult to track. And once someone uses your MoneyPak number, you can’t reverse the transaction or receive a refund from Green Dot.

3 ways to protect yourself from MoneyPak scams

  1. Never give a MoneyPak number to someone you don’t know. No legitimate government agency or company will ask for payment using a MoneyPak.

  2. Research any company that calls about money you owe. By law, debt collectors must send a debt validation letter that describes your debt. If they refuse, you can challenge their claim. Also, look up the phone number of the organization the caller claims to represent (not the caller ID), dial it and confirm its representative called you. The IRS, for example, will never call to issue threats or demand instant payment.

  3. When using a MoneyPak, be sure to type in www.moneypak.com in a web browser and double-check the spelling. You don’t want to end up on a fake website.

For more information, see NerdWallet’s guide to identity theft and cybersecurity.

What to do if you’re a victim

  1. Contact your local police department immediately to report fraud.

  2. Send a fraud claim form to Green Dot and hold onto your MoneyPak receipt. This brings the case to Green Dot’s attention and it’ll try to recover your money. If the scammer hasn’t used the MoneyPak number and Green Dot recovers the money, it asks for proof of purchase before returning funds. Note, though, once someone uses your MoneyPak number, you can’t receive a refund.

  3. Submit a complaint to the Federal Trade Commission, which collects fraud reports nationwide.

  4. Spread the word. Tell friends and family about the scam so they can watch out.

Источник: https://www.nerdwallet.com/article/banking/fraudsters-scam-victims-green-dot-moneypak-card

GreenDot Prepaid Credit Card Review - No Fees For ATM Cash Withdrawals

greendot prepaid card reviewThe GreenDot is one of the most popular prepaid cards, partly because I think you can load the card at more places than most other cards because of their presence in many locations. It turns out that they have pretty reasonable fees and some neat features as well. There is a both a Visa versionand a MasterCard version.

What Are The Fees- The GreenDot has a monthly fee of $5.95, which is about the average fee of most similar cards. However, this fee can be waived if you use the card 30 times or more a month or if you load $1,000 a month via direct deposit. There is also no activation fee, which some issuers charge for!

Like the better cards in the market, there is no fee for any domestic transactions. Furthermore, there are no ATM charges if you withdraw cash from one of GreenDot's ATMs. For out of network ATM, a $0.50 fee is charged (which is still low compared to what other card charges - some as high as $2.00!).

How Can You Load This Card?- Like most prepaid cards, you can load the GreenDot via direct deposit. You can also load the card at retailers, but this could cost you as high as $4.95 per load. Basically, you have to find a retailer which provides MoneyPak service. MoneyPak is a service developed by GreenDot whereby holders of prepaid credit cards can load their card. Retailers like CVS, Seven Eleven, Walmart, K-Mart etc are places where you can find MoneyPak. The best way to load this card is the direct deposit route since there is no cost with this method.

GreenDot Peer Comparison

One of the things you have to know is that the MoneyPak network is owned by GreenDot. Hence, this being a GreenDot card, you can rest assure that they are many locations for you to load your card. But you have to bear in mind that many times, there is a fee associated with it. But MoneyPak also allows other card to use their networks as well, so I'm not too sure if this is a real comparative advantage. The other thing to note also is that you cannot load your card at Western Union or at MoneyGram.

In terms of fees, we mentioned earlier that the $5.95 monthly fee is about the average fee among its peers. There are other cards with lower fees. GreenDot does waive your fee if you cross 30 transactions a month of load at least $1,000. But other cards have lesser hurdles. For example, the Upside Visalowers your fee to just $0.99 if you load $500 a month. The Silver Prepaid Card waives your fee when you load $300.

GreenDot - What Does Your Decision Come Down To?

Verdict- The GreenDot Card will suit folks who load their card via direct deposit. The reason I say that is because even though they really have a large MoneyPak network in a lot of places, there is always a fee for loading the card by this method. If you load more at least $1,000 a month or use your card at least 30 times a month, then this is a card that want to consider because you can get the monthly fee waived. If not, then perhaps you should consider other cards like the Upside Visa, which has a lower fee and even a cash back program!
Another factor to consider is that if you withdrew cash at GreenDot's ATM, there is no fee. This is a really big point because almost all prepaid cards charge a fee for cash withdrawals through ATM. If withdrawing cash is important to you, then this is probably the best card and you might even overlook the fact that there might be cards with slightly lower monthly fees.

If you want to get this card, just note that there is a Visa versionand a MasterCard version.
Источник: https://www.askmrcreditcard.com/synovus/green-dot/
green dot moneypak fees

Green dot moneypak fees -

Job seekers fall victim to Green Dot scam


Those looking for work, beware. An advertisement has been floating around the web searching for industrial contractors in the Montgomery area and it is likely a scam involving Green Dot MoneyPak cards.

Green Dot MoneyPak cards are reloadable debit cards that can be used to pay appliance or credit card bills. They are typically for those who don't have, or want, bank accounts.

Donald Hussey, 37, who works for Tri County Appliance, a family company located in Elmore, has been working with appliances, natural gas refineries and electrical work for years.

He doesn’t usually use a Green Dot MoneyPak Card, but that was the only way he could get the advertised contracting job in Montgomery.

When he heard about the local contracting job with Industrial Fire Sprinkler Company, headquarterd out of San Diego, California, Hussey was very interested. He had been looking for work in Montgomery to be closer to his two children who live in the area.

Hussey heard about the advertisement from a friend, found the job link on Craigslist and traveled to Montgomery Monday from Millbrook to attend an OSHA 5-10 certification course for the job.

Hussey had pre-paid $87 for the course using a Green Dot MoneyPack card. He had talked with a man claiming to be Nick Tolman, with the Industrial Fire Sprinkler Company who insisted Hussey use Green Dot rather than a cashier’s check to register for the course.

“That’s when I should have known something was wrong,” Hussey said.

The problem escalated, when Hussey and about a dozen others arrived at the Renaissance Hotel and Spa in downtown Montgomery Monday morning, for the training and there was no approved record of the event. The room was empty.

There were pamphlets tacked around the hotel with the hotel’s list of daily scheduled events showing the IFSC-OSHA Certification Course was scheduled to be held from 8 a.m. to 6 p.m. in one of the meeting rooms.

The Renaissance hotel marketing management confirmed that they had received a call from a man, who gave his name as Nick Tolman requesting a room to hold the certification course in, but when management tried to call him back to confirm his request, they could not reached.

A contract was never made to reserve a room for the course. The pamphlets, the hotel admitted, were printed up prematurely.

Management also said that they had about a dozen people call inquiring about the course.

When Nick Folman, the marketing manager for Industrial Fire Sprinkler Company in California, was called from the company’s direct number he was reached and said he had no idea someone was using his name to solicit contractors in Alabama.

Folman said his company does have contracts out of state, but that Alabama wasn’t one of them. The only contract they had on the west coast was North Carolina.

“This is just so weird. It’s almost like a bad dream,” Folman said.

He said it would be unlikely, however if he would take any legal action.

Hussey said he would call the Criminal Investigations Division with the Montgomery Police Department to make a report.

“I have a company. I’m fine. I just made a mistake and really messed up. They got me and I just don’t want others to make the same mistake, you know?” Hussey said. “It’s just wrong. I know there are people less off then me and might spend that $80 on a scam that they could use on their family.”

When contacted, MPD was unaware of that particular scam in the area and that no one had reported it yet as of Monday.

The Green Dot MoneyPak website provides seven tips to protect against fraud involving Green Dot cards.

If someone believes they or someone they know are a victim of a scam involving a Green Dot MoneyPak card, they can submit a dispute with the company and are encouraged to contact local police.

The Green Dot MoneyPak website provides seven tips to protect against fraud:

Never give your MoneyPak number to someone you don’t know.

Never give receipt information about your MoneyPak purchase to another party.

Use your MoneyPak only to reload your prepaid cards or accounts you control.

Refuse any offer that asks you to buy a MoneyPak and share the number or receipt information by email or phone.

To use your MoneyPak with PayPal or eBay or other online merchants, transfer the money to your PayPal account before you pay the merchant. Don’t email your MoneyPak number directly to any merchant.

Don’t use the MoneyPak to pay taxes or fees to claim “winnings” on a foreign lottery or prize promotion. Unless it’s an approved MoneyPak partner, don’t use MoneyPak for any offer that requires you to pay before you get the item.

Check this list of approved MoneyPak partners before you use your MoneyPak to pay.

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Источник: https://www.montgomeryadvertiser.com/story/news/2014/10/13/job-seekers-fall-victim-green-dot-scam/17202449/

How to Load a Green Dot Moneypak by Phone

If you want the convenience of buying online but don't want to risk exposing your bank account or credit card information, a prepaid debit card is an option. These cards only hold funds that you load onto them, so the risk of having your money accessed is limited to the amount on the prepaid card. Green Dot MoneyPaks can be purchased and loaded onto a prepaid card easily using just your mobile phone.

Check Your Card's Eligibility

MoneyPaks only work with certain cards, so you'll want to check with your card provider for a list of compatible reload options. You also can visit the MoneyPak website and search for your card carrier and see if it's on the accepted list. If you purchase a MoneyPak for a card in which MoneyPak is not compatible, you won't be able to load the money on your card.

Locate a MoneyPak Reseller

You can find an establishment that sells Green Dot MoneyPaks in several ways. You can go to the Green Dot website and search for locations in your area code by ZIP code, city or state. Also, cards can be bought at CVS, Rite Aid, 7-Eleven, Walgreens and thousands of other retail locations throughout the United States. Look for cards that say MoneyPak in the prepaid card section that work with prepaid VISA and Mastercard debit cards.

Purchase the MoneyPak

MoneyPaks have a purchase fee of up to $5.95. It is important to note that a MoneyPak cannot be used with temporary debit cards. The card must be a permanent card, meaning it is personalized with your name. If you recently purchased a prepaid debit card, you must wait for the permanent card to come in the mail and register the card before trying to load the MoneyPak. You can purchase up to three MoneyPaks and load between $20 and $500 from each MoneyPak, up to $1,000 every 30 days. MoneyPaks can be purchased only with cash.

Load the MoneyPak By Phone

Use can use your mobile phone to reload your permanent prepaid debit card by opening the web browser on your smartphone and going to the MoneyPak website. Once you're on the site, you'll need to register if you're a new user or sign in if you're a returning user, then verify your mobile device with the site. Once you've registered or signed in and verified your phone, you can load the MoneyPak onto your prepaid card by entering your debit card number, If you want to verify that the funds have been loaded, wait a few minutes and then check your available balance on your prepaid card.

References

Tips

  • Green Dot charges a $5.95 monthly fee (in April 2011) for the prepaid card. The fee is waived in any month where at least $1,000 is loaded to the card or at least 30 purchases are made with it.
  • The prepaid card can be used for ATM withdrawals. There is a $2.50 fee for transactions at non-network ATMs. There is no fee for transactions completed at Green Dot network ATMs. Find network ATMs at the Green Dot website.

Writer Bio

K.A. Francis has been a freelance and small business owner for 20 years. She has been writing about personal finance and budgeting since 2008. She taught Accounting, Management, Marketing and Business Law at WV Business College and Belmont College and holds a BA and an MAED in Education and Training.

Источник: https://pocketsense.com/load-green-dot-moneypak-phone-8222527.html

New PayPal and Green Dot Agreement Allows More Customers to Shop Online

Download image SAN JOSE, Calif. and MONROVIA, Calif., Oct. 7 /PRNewswire/ -- Green Dot Corporation and PayPal today announced a new agreement that will allow U.S. consumers to load money directly to their PayPal accounts using Green Dot's MoneyPak. This will enable people to shop anywhere PayPal is accepted without the need for a bank account or credit card.

MoneyPak can be purchased with cash at a retail store, then the money can be loaded directly into a PayPal account and used to shop online anywhere PayPal is accepted, including eBay. MoneyPak is available at more than 40,000 stores nationwide, such as Walmart, CVS/pharmacy, Kmart, Rite Aid and Walgreens.

The new agreement provides a convenient option for customers who prefer to use cash when shopping. MoneyPak has been fully integrated into PayPal's site, allowing money to be added directly, without needing to link to any personal financial accounts.

"This relationship is transformative," said Steve Streit, founder and CEO of Green Dot Corporation. "It creates a cash-based solution for millions of people who want to use PayPal to shop online, but don't have a credit card or bank account."

"Working with Green Dot, PayPal can now reach the large audience of people who prefer to fund their accounts with cash," said Dickson Chu, vice president with PayPal. "We are thrilled to offer this new service to our customers."

In addition to funding a PayPal account, MoneyPak enables people to reload prepaid cards, make cash payments, pay bills and fund other accounts. MoneyPak is powered by Green Dot's industry-leading cash acceptance network, and costs $4.95 or less. For more details, visit www.moneypak.com.

About Green Dot Corporation:

Green Dot is the leading provider of prepaid financial services in the United States, and owns and operates the Green Dot Network, which is the largest cash loading and reloading network in the United States. The company offers consumers a comprehensive portfolio of financial products and services through thousands of leading retailer locations nationwide including Walmart, CVS/pharmacy, Fred Meyer, Kmart, Kroger, Radio Shack, Ralphs, Rite Aid, Smiths and Walgreens. Green Dot's products include Green Dot MasterCard(®) and Visa(®) branded prepaid debit cards and the Green Dot MoneyPak(®). The Green Dot MoneyPak provides a convenient and efficient way for consumers to load cash to prepaid cards, use cash to make purchases and pay bills, and add cash to a variety of accounts. Green Dot is headquartered in the greater Los Angeles area. To learn more about MoneyPak, visit www.moneypak.com. Green Dot and MoneyPak are registered trademarks of Green Dot Corporation.

About PayPal

PayPal is the faster, safer way to pay and get paid online. The service allows members to send money without sharing financial information, with the flexibility to pay using their account balances, bank accounts, credit cards or personal financing. With more than 75 million active accounts in 190 markets and 19 currencies around the world, PayPal enables global ecommerce. PayPal is an eBay company and is made up of three leading online payment services: the PayPal global payments platform, the Payflow Gateway, and Bill Me Later. More information about the company can be found at https://www.paypal.com. Located in San Jose, California, PayPal was founded in 1998 and was acquired by eBay in 2002.

Media Contacts:

LB Baer
Green Dot Corporation
[email protected]
(626) 775-3497

Charlotte Hill
PayPal
[email protected]
408.967.5754

 

Источник: https://www.americanbanker.com/payments/news/new-paypal-and-green-dot-agreement-allows-more-customers-to-shop-online

GreenDot Prepaid Credit Card Review - No Fees For ATM Cash Withdrawals

greendot prepaid card reviewThe GreenDot is one of the most popular prepaid cards, partly because I think you can load the card at more places than most other cards because of their presence in many locations. It turns out that they have pretty reasonable fees and some neat features as well. There is a both a Visa versionand a MasterCard version.

What Are The Fees- The GreenDot has a monthly fee of $5.95, which is about the average fee of most similar cards. However, this fee can be waived if you use the card 30 times or more a month or if you load $1,000 a month via direct deposit. There is also no activation fee, which some issuers charge for!

Like the better cards in the market, there is no fee for any domestic transactions. Furthermore, there are no ATM charges if you withdraw cash from one of GreenDot's ATMs. For out of network ATM, a $0.50 fee is charged (which is still low compared to what other card charges - some as high as $2.00!).

How Can You Load This Card?- Like most prepaid cards, you can load the GreenDot via direct deposit. You can also load the card at retailers, but this could cost you as high as $4.95 per load. Basically, you have to find a retailer which provides MoneyPak service. MoneyPak is a service developed by GreenDot whereby holders of prepaid credit cards can load their card. Retailers like CVS, Seven Eleven, Walmart, K-Mart etc are places where you can find MoneyPak. The best way to load this card is the direct deposit route since there is no cost with this method.

GreenDot Peer Comparison

One of the things you have to know is that the MoneyPak network is owned by GreenDot. Hence, this being a GreenDot card, you can rest assure that they are many locations for you to load your card. But you have to bear in mind that many times, there is a fee associated with it. But MoneyPak also allows other card to use their networks as well, so I'm not too sure if this is a real comparative advantage. The other thing to note also is that you cannot load your card at Western Union or at MoneyGram.

In terms of fees, we mentioned earlier that the $5.95 monthly fee is about the average fee among its peers. There are other cards with lower fees. GreenDot does waive your fee if you cross 30 transactions a month of load at least $1,000. But other cards have lesser hurdles. For example, the Upside Visalowers your fee to just $0.99 if you load $500 a month. The Silver Prepaid Card waives your fee when you load $300.

GreenDot - What Does Your Decision Come Down To?

Verdict- The GreenDot Card will suit folks who load their card via direct deposit. The reason I say that is because even though they really have a large MoneyPak network in a lot of places, there is always a fee for loading the card by this method. If you load more at least $1,000 a month or use your card at least 30 times a month, then this is a card that want to consider because you can get the monthly fee waived. If not, then perhaps you should consider other cards like the Upside Visa, which has a lower fee and even a cash back program!
Another factor to consider is that if you withdrew cash at GreenDot's ATM, there is no fee. This is a really big point because almost all prepaid cards charge a fee for cash withdrawals through ATM. If withdrawing cash is important to you, then this is probably the best card and you might even overlook the fact that there might be cards with slightly lower monthly fees.

If you want to get this card, just note that there is a Visa versionand a MasterCard version.
Источник: https://www.askmrcreditcard.com/synovus/green-dot/

How to Use a Green Dot ATM

It is not difficult to use a Green Dot ATM.

Image Credit: Daniel Tadevosyan/iStock/GettyImages

Along with using your Green Dot prepaid card for making regular purchases, you can use it at an ATM as you would a regular debit card and make certain types of transactions. While Green Dot doesn't allow you to reload the card at an ATM, you can check your balance and withdraw some cash. To use a Green Dot ATM, you'll need to bring your card, know your personal identification number and prepare for any fees that you'll be charged. Depending on the card you have, you may avoid some additional costs if you locate and use an in-network Green Dot ATM.

Understanding ATM Fees and Surcharges

Before using any ATM, you'll want to check with your Green Dot card's agreement to learn about the fees you may need to pay depending on the type of card you have and which ATM location you use.

For example, the Green Dot Load and Go Prepaid Visa charges you $2.50 for a withdrawal and $0.50 for a balance inquiry regardless of whether you use an in-network or out-of-network ATM. However, other cards like the Green Dot TaxSlayer Prepaid Visa and Green Dot Unlimited Visa let you make these transactions for free at in-network locations and charge varying fees for transactions at other locations. For example, the out-of-network withdrawal fee is $3 for the Green Dot Unlimited Visa and $2.50 for the Green Dot TaxSlayer Visa.

Keep in mind that out-of-network ATMs usually also charge an additional operator fee on top of the Green Dot transaction fees. The ATM should display this for you to see beforehand.

Finding a Green Dot ATM

Choosing an in-network ATM can help you avoid some fees when using your Green Dot card. To find these locations, you'll first need to download the Green Dot banking app for iPhone or Android. You can then find the login option at the bottom of the app's screen and then tap the "ATM & Cash Deposit Map" option on the home screen. You can search by location, select "ATM" only for the filter and then see in-network Green Dot ATM locations on the map.

If you need money quickly and don't have an in-network Green Dot ATM nearby, you can use another ATM you might find at a grocery store, convenience store or other location. However, do keep in mind that you'll need to consider the fees you'll have to pay.

Using the ATM for Transactions

When you arrive at the ATM, you'll need to first insert your Green Dot card and type the personal identification number you've created when you registered your card. The ATM may have you select your language to continue. Once you've logged on to the system, you'll see options to check your balance or withdraw money, but you can't deposit money to the Green Dot card through an ATM.

To check your balance, you'll simply press the balance inquiry option to see the current amount you have on your card. To withdraw cash, you may see a few options to do a quick withdrawal using preset amounts (such as $50, $100, $250, etc.) or enter a custom amount up to the limit that the ATM has set. The ATM will dispense your cash and ask if you want a receipt for your records.

After you've finished the ATM transactions with your Green Dot card, choose the ATM's option to end the session and then grab your card once the ATM releases it.

You can use the Green Dot app and website to handle several types of transactions and avoid ATM fees. For example, you can reload your card using your bank account, see your balance and even transfer money to others. You can also use the app to deposit checks and save yourself a trip to a bank to cash them.

If you need to deposit money, Green Dot has some other options too. You can simply visit a participating retailer like Kroger, Walmart or 7-Eleven and reload right at the cash register. Green Dot also sells MoneyPak cards at certain retailers, and you can use these to add funds. Do check your cardholder agreement since these options can come with service fees for each reload.

Источник: https://www.sapling.com/7491390/use-green-dot-atm

Green Dot MoneyPak Scam: How to Protect Yourself

Green Dot MoneyPak scams have been around for years. Fraudsters pretend to be utility companies, government agencies, or others and ask for payment in the form of a MoneyPak. Here’s what to know.

What is Green Dot's MoneyPak?

What it is: A MoneyPak is a legitimate card sold by prepaid company Green Dot Corp. that has one job: moving cash from a retail counter onto an eligible prepaid debit card, including Green Dot- and Walmart-branded cards. It also works with some bank accounts.

» Learn more:How do prepaid jose coronado wife cards work?

How to use one: Buy a MoneyPak at major retailers such as CVS or 7-Eleven, for a fee of up to $5.95, and add cash amounts generally from $20 to $500. Keep your receipt. Next, log onto www.moneypak.com to enter the card number and apply funds to your prepaid account. You must have internet access, an email address and a phone that handles text messages to use the latest MoneyPak cards.

When it’s helpful: If you deal with cash and don’t use traditional bank accounts, MoneyPak is an easy way to add funds onto certain prepaid debit cards. Millions of Americans use prepaid cards as an equivalent to checking accounts.

» Be aware: MoneyPak scams aside, a NerdWallet investigation of Green Dot revealed the company had a history of freezing prepaid accounts when handling fraud disputes.

How the scam works

Here is how two common scenarios start:

  • Someone calls claiming to be your utility company and says you’re overdue on a payment. They might threaten to turn off your power unless you send the money using a MoneyPak.

  • A scammer calls pretending to be the IRS and says you owe taxes. They might threaten to arrest you unless you pay using a MoneyPak.

In either case, the scammer then gives you a phone number to call or an email address, and once you buy the MoneyPak, they ask you to scratch off the serial number on the back and share it.

These scams caught the attention of the U.S. Senate in 2014, but they’ve existed before and since. The National Consumers League told NerdWallet that the nonprofit sent out an alert in late 2017 about a newer scam, fake MoneyPak websites, in response to an increase in consumer complaints it had received.

More MoneyPak scam variations exist, but the result is the same: You hand over funds to scammers in a way that’s difficult to track. And once someone uses your MoneyPak number, you can’t reverse the transaction or receive a refund from Green Dot.

3 ways to protect yourself from MoneyPak scams

  1. Never give a MoneyPak number to someone you don’t know. No legitimate government agency or company will ask for payment using a MoneyPak.

  2. Research any company that calls about money you owe. By law, debt collectors must send a debt validation letter that describes your debt. If they refuse, you can challenge their claim. Also, look up the phone number of the organization the caller claims to represent (not the caller ID), dial it and confirm its representative called you. The IRS, for example, will never call to issue threats or demand instant payment.

  3. When using a MoneyPak, be sure to type in www.moneypak.com in a web browser and double-check the spelling. You don’t want to end up on a fake website.

For more information, see NerdWallet’s guide to identity theft and cybersecurity.

What to do if you’re a victim

  1. Contact your local police department immediately to report fraud.

  2. Send a fraud claim form to Green Dot and hold onto your MoneyPak receipt. This brings the case to Green Dot’s attention and it’ll try to recover your money. If the scammer hasn’t used the MoneyPak green dot moneypak fees and Green Dot recovers the money, it asks for proof of purchase before returning funds. Note, though, once someone uses your MoneyPak number, you can’t receive a refund.

  3. Submit a complaint to the Federal Trade Commission, which collects fraud reports nationwide.

  4. Spread the word. Tell friends and family about the scam so they can watch out.

Источник: https://www.nerdwallet.com/article/banking/fraudsters-scam-victims-green-dot-moneypak-card

GreenDot Prepaid Credit Card Review - No Fees For ATM Cash Withdrawals

greendot prepaid card reviewThe GreenDot is one of the most popular prepaid cards, partly because I think you can load the card at more places than most other cards because of their presence in many locations. It turns out that they have pretty reasonable fees and some neat features green dot moneypak fees well. There is a both a Visa versionand a MasterCard version.

What Are The Fees- The GreenDot has a monthly fee of $5.95, which is about the average fee of most similar cards. However, this fee can be waived if you use the card 30 times or more a month or if you load $1,000 a month via direct deposit. There is also no activation fee, which some issuers charge for!

Like the better cards in the market, there is no fee for any domestic transactions. Furthermore, there are no ATM charges if you withdraw cash from one of GreenDot's ATMs. For out of network ATM, a $0.50 fee is charged (which is still low compared to what other card charges - some as high as $2.00!).

How Can You Load This Card?- Like most prepaid cards, you can load the GreenDot via direct deposit. You can also load the card at retailers, but this could cost you as high as $4.95 per load. Basically, you have to find a retailer which provides MoneyPak service. MoneyPak is a service developed by GreenDot whereby holders of prepaid credit cards can load their card. Retailers like CVS, Seven Eleven, Walmart, K-Mart etc are places where you can find MoneyPak. The best way to load this card is the direct deposit route since there is no cost with this method.

GreenDot Peer Comparison

One of the things you have to know is that the MoneyPak network is owned by GreenDot. Hence, this being a GreenDot card, you can rest assure that they are many locations for you to load your card. But green dot moneypak fees have to bear in mind that many times, there is a fee associated with it. But MoneyPak also allows other card green dot moneypak fees use their networks as well, so I'm not too sure if this is a real comparative advantage. The other thing to note also is that you cannot load your card at Western Union or at MoneyGram.

In terms of fees, we mentioned earlier that the $5.95 monthly fee is about the average fee among its peers. There are other cards with lower fees. GreenDot does waive your fee if you cross 30 transactions a month of load at least $1,000. But other cards have lesser hurdles. For example, the Upside Visalowers your fee to just $0.99 if you load $500 prefab shipping container homes for sale in north carolina month. The Silver Prepaid Card waives your fee when you load $300.

GreenDot - What Does Your Decision Come Down To?

Verdict- The GreenDot Card will suit folks who load their card via direct deposit. The reason I say that is because even though they green dot moneypak fees have a large MoneyPak network in a lot of places, there is always a fee for loading the card green dot moneypak fees this method. If you load more at least $1,000 a month or use your card at least 30 times a month, then this is a card that want to consider because you can get the monthly fee waived. If not, then perhaps you should consider other cards like the Upside Visa, which has a lower fee and even a cash back program!
Another factor to consider is that if you withdrew cash at GreenDot's ATM, there is no fee. This is a really big point because almost all prepaid cards charge a fee for cash withdrawals through ATM. If withdrawing cash is important to you, then this is probably the best card and you might even overlook the fact that there might be cards with slightly lower monthly fees.

If you want to get this card, just note that there is a Visa versionand a MasterCard version.
Источник: https://www.askmrcreditcard.com/synovus/green-dot/

Green Dot – MoneyPak Card

MoneyPak - Side 1

Step 1:

Purchase a “Green Dot-MoneyPak Cash Card” at any participating retailer. See below.

REMEMBER – The minimum amount to load onto the Card is $20.00, and the maximum amount is $500.00.
 

Step 2:

Option A – Mail

 
mail

Fill out the “Green Dot Form” – click “print” – then mail the printed form to:

• Money on Books
• 40335 Winchester Rd Ste E523
• Temecula, CA 92591-5518

 

Option B – Email

 

Fill out the “Green Dot Form” – click “email”.
 

Option C – Call

 
dial-tone

Call Money on Books toll-free to speak with a customer service representative.
• (844) 662-6624 ext. 3
 

Step 3:

A receipt will be mailed to the inmate at his/her place of incarceration.
 


 

Green Dot Form

REMEMBER – There is a $5.00 per transaction fee, which will be deducted from the amount deposited on the card. This is to help our organization with the “contesting of mass incarceration and recidivism.”

 

Where to Buy

Green Dot – MoneyPak Cash Cards can be found at some of the most popular retailers nationwide.

7-Eleven
Acorn Markets
Associated Foods
BellStores Inc
Brabham Oil
Brookshire Brothers
Hit n Run
Clipper
Country Fair
Cumberland Farms
CVS
Daily’s
Dash In
Dions
Dollar General
Dunmore Oil
Express Convenience Center
EZ Stop
Family Dollar
Family Express Corporation
Fasmart
Fastrac Markets LLC
Flash Foods
Food City

Freds
Fred’s Minit Mart
Freedom Oil
Freedom Valu
Fuel Mart
G & M Oil
Go Mart Inc
Grace Energy
Handy Mart
HEB
Holiday Corp
Hot Spot
Hucks
Jacksons Food Stores
Jiffy Mart Inc
Kum & Go
Kwik Fill
Kwik Trip
Lowes Pay and Save
Mapco
MFA Petroleum
Plaid Pantry
Quick Stop

Ricker’s Oil Company
Rite Aid
Rutter’s Farm Stores
Sav On Stores
Save Mart
Scaffs
Sheetz
Spartans
Speedway
Spinx
Sprint Marts
Stripes
Summit Food Stores
Sunoco
SuperAmerica
Thorntons Oil
Travel Centers of America
Valero
Village Pantry
Walgreens
Walters-Dimmick Petroleum
Weigel’s Stores
Wesco

Источник: https://www.moneyonbooks.org/make-a-deposit/green-dot/

How to Use a Green Dot ATM

It is not difficult to use a Green Dot ATM.

Image Credit: Daniel Tadevosyan/iStock/GettyImages

Along with using your Green Dot prepaid card for making regular purchases, you can use it at an ATM as you would a regular debit card and make certain types of transactions. While Green Dot doesn't allow you to reload the card at an ATM, you can check your balance and withdraw some cash. To use a Green Dot ATM, you'll need to bring your card, know your personal identification number and prepare for any fees that you'll be charged. Depending on the card you have, you may avoid some additional costs if you locate and use an in-network Green Dot ATM.

Understanding ATM Fees and Surcharges

Before using any ATM, you'll want to check with your Green Dot card's agreement to learn about the fees you may need to pay depending on the type of card you have and which ATM location you use.

For example, the Green Dot Load and Go Prepaid Visa charges you $2.50 for a withdrawal and $0.50 for a balance inquiry regardless of whether you use an in-network or out-of-network ATM. However, other cards like the Green Dot TaxSlayer Prepaid Visa and Green Dot Unlimited Visa let you make these transactions for free at in-network locations and charge varying fees for transactions at other locations. For example, the out-of-network withdrawal fee is $3 for the Green Dot Unlimited Visa and $2.50 for the Green Dot TaxSlayer Visa.

Keep in mind that out-of-network ATMs usually also charge an additional operator fee on top of the Green Dot transaction fees. The ATM should display this for you to see beforehand.

Finding a Green Dot ATM

Choosing an in-network ATM can help you avoid some fees when using your Green Dot card. To find these locations, you'll first need to download the Green Dot banking app for iPhone or Android. You can then find the login option at the bottom of the app's screen and then tap the "ATM & Cash Deposit Map" option on the home screen. You can search by location, select "ATM" only for the filter and then see in-network Green Dot ATM locations on the map.

If you need money quickly and don't have an in-network Green Dot ATM nearby, you can use another ATM you might find at a grocery store, convenience store or other location. However, do keep in mind that you'll need to consider the fees you'll have to pay.

Using the ATM for Transactions

When you arrive at the ATM, you'll need to first insert your Green Dot card and type the personal identification number you've created when you registered your card. The ATM may have you select your language to continue. Once you've logged on to the system, you'll see options to check your balance or withdraw money, but you can't deposit money to the Green Dot card through an ATM.

To check your balance, you'll simply press the balance inquiry option to see the current amount you have on your card. To withdraw cash, you may see a few options to do a quick withdrawal using preset amounts (such as $50, $100, $250, etc.) or enter a custom amount up to the limit that the ATM has set. The ATM will dispense your cash and ask if you want a receipt for your records.

After you've finished the ATM transactions with your Green Dot card, choose green dot moneypak fees ATM's option to end the session and then grab your card once the ATM releases it.

You can use the Green Dot app and website to handle several types of transactions and avoid ATM fees. For example, you can reload your card using your bank account, see your balance and even transfer money to others. You can also use the app to deposit checks and save yourself a trip to a bank to cash them.

If you need to deposit money, Green Dot has some other options too. You can simply visit a participating retailer like Kroger, Walmart or 7-Eleven and reload right at the cash register. Green Dot also sells MoneyPak cards at certain retailers, and you can use these to add funds. Do check your cardholder agreement since these options can come with service fees for each reload.

Источник: https://www.sapling.com/7491390/use-green-dot-atm

How to Load a Green Dot Moneypak by Phone

If you want the convenience of buying online but don't want to risk exposing your bank account or credit card information, a first national bank in columbus nebraska debit card is an option. These cards only hold funds that you load onto them, so the risk of having your money accessed is limited to the amount on the prepaid card. Green Dot MoneyPaks can be purchased and loaded onto a prepaid card easily using just your mobile phone.

Check Your Card's Eligibility

MoneyPaks only work with certain cards, so you'll want to check with your card provider for a list of compatible reload options. You also can visit the MoneyPak website and search for your card carrier and see if it's on the accepted list. If you purchase a MoneyPak for a card in which MoneyPak is not compatible, you won't be able to load the money on your green dot moneypak fees a MoneyPak Reseller

You can find an establishment that sells Green Dot MoneyPaks in several ways. You can go to the Green Dot website and search for locations in your area code by ZIP code, city or state. Also, cards can be bought at CVS, Green dot moneypak fees Aid, 7-Eleven, Walgreens and thousands of other retail locations throughout the United States. Look for cards that say MoneyPak in the prepaid card section that work with prepaid VISA and Mastercard debit cards.

Purchase the MoneyPak

MoneyPaks have a purchase fee of up to $5.95. It is important to note that a MoneyPak cannot be used with temporary debit cards. The card must be a permanent card, meaning it is personalized with your name. If you recently purchased a prepaid debit card, you must wait for the permanent card to come in the mail and register the card before trying to load the MoneyPak. You can purchase up to three MoneyPaks and load between $20 and $500 from each MoneyPak, up to $1,000 every 30 days. MoneyPaks can be purchased only with cash.

Load the MoneyPak By Phone

Use can use your mobile phone to reload your permanent prepaid debit card by opening the web browser on your smartphone and going to spirit airlines phone number usa MoneyPak website. Once you're on the site, you'll need to register if you're a new user or sign in if you're a returning user, then verify your mobile device with the site. Once you've registered or signed in and verified your phone, you can load the MoneyPak onto your prepaid card by entering your debit card number, If you want to verify that the funds have been loaded, wait a few minutes and then check your available balance on your prepaid card.

References

Tips

  • Green Dot charges a $5.95 monthly fee (in April 2011) for the prepaid card. The fee is waived in any month where at least $1,000 is loaded to the card or at least 30 purchases are made with it.
  • The prepaid card can be used for ATM withdrawals. There is a $2.50 fee for transactions at non-network ATMs. There is no fee for transactions completed at Green Dot network ATMs. Find network ATMs at the Green Dot website.

Writer Bio

K.A. Francis has been a freelance and small business owner for 20 years. Green dot moneypak fees has been writing about personal finance and budgeting since 2008. She www optumhealth com login Accounting, Management, Marketing and Business Law at WV Business College and Belmont College and holds a BA and an MAED in Education and Training.

Источник: https://pocketsense.com/load-green-dot-moneypak-phone-8222527.html
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3 Replies to “Green dot moneypak fees”

  1. Sir apply karane ya resume bhejane par koi reply nahi aata hai is tarah ke vacancy se kisi ko job mila hai kya?

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