first national bank of central texas waco tx

Many would recognize us, and research would prove us to have been known as: Merchants and Farmers, Farmers State Bank, Citizens State Bank, First National Bank. Find company research, competitor information, contact details & financial data for First National Bank of Central Texas of Waco, TX. 5 Locations · 7500 Woodway Dr Waco, TX 76712 Map Phone: (254) 772-9330 · 1835 N Valley Mills Rd Waco, TX 76710 Map Phone: (254) 772-9330 · 300 E Elm St Hillsboro.

Related Videos

National Banks of Central Texas - 15 sec.

All First National Bank Of Central Texas Branch Swift codes in Waco tx city of United states

Find First national bank of central texas SWIFT Codes and other relevent details of branches in Waco tx city of United states

First select your Country, select the Bank, now select your City and finally select the branch of your bank to find SWIFT Code. If you need to change any search list term, please use Refresh Icons.

Find First national bank of central texas SWIFT Codes of branches in Waco tx city from United states

The following are the branches of First national bank of central texas in Waco tx city of United states. Select an individual Branch / SWIFT code to view details of the branch / SWIFT code. If you have any problem to locate the branch, please use search box. Some bank name / branch name / city names may be misspelled, and may arise difficulty to find from this list. So, there is a All countries list on menu. Some banks name may start with the word 'THE'. View carefully and find your branch.

First National Bank Of Central Texas branches in Waco tx with SWIFT Code

SWIFT code contains eight(8) to eleven(11) characters. Primary office SWIFT codes contains eight(8) characters. Branch office SWIFT codes contains eleven(11) characters. The above list is the currently available data of SWIFT / BIC codes of First national bank of central texas branches in Waco tx city of United states.

Источник: https://banksifsccode.com/

Whatever your goals are, we want to help you reach them.

Familiar Faces

Familiar faces making local decisions

You can expect great service with our friendly, experienced staff members ready to serve you.
Learn More

Farm & Ranch Lending

Lending the way it should be, locally

Competitive loans for farm and ranch, agricultural, home, auto, business and more.
Learn More

Personal Banking

Achieve more with personal banking

Online & mobile banking, free checking accounts, interest bearing, CDs & IRAs.
Learn More

Commercial Banking

Local business banking done right

Solutions for any size business. Merchant cards, mobile processing, remote deposit.
Learn More


At The First National Bank of Central Texas we offer a selection of products designed to help you maximize your personal and business finances. Whether you want to save money for your child’s future, grow your retirement, buy a home, or open a commercial account – we’d like to visit with you and find the best solution to meet your needs.

Find a Location


Источник: https://fnbct.bank/

First National Bank of Central Texas, China Spring Branch

Home > Texas Banks > Waco Banks > First National South florida state college panther central of Central Texas Waco > Central national bank online National Bank of Central Texas, China Spring Branch

Basic InfoFinancial InfoRouting NumbersReviewsMapMore Info

Name:First National Bank of Central Texas, China Spring Branch
Full Service Brick and Mortar Office
Location:10332 China Spring Road
Waco, TX76708
Mclennan County
View Other Branches
 
Phone:254-772-9330
FDIC Cert:#3325
Established:2004-04-12

Write a Review


The Bank

Name:First National Bank of Central Texas
Concentration:Commercial Lending Specialization
Established:1901-08-12
FDIC Insurance:1934-01-01
Holden By:2013 Monte Hulse Family Irrevo
Charter Class:Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
# of Branches:5, view all, view on map
Website:www.fnbct.com
Total Assets:$1,162,468,000
Total Deposits:$1,041,378,000
Total Equity Capital:$100,528,000
Total Domestic Office Deposits:$1,041,378,000
Net Income:$11,849,000
Quarterly Net Income:$5,175,000
Return on Assets:2%
Quarterly Return on Assets:2%
Return on Equity:24%
Quarterly Return on Equity:21%
 More.

Banks Nearby


More

Источник: https://www.usbanklocations.com/first-national-bank-of-central-texas-china-spring-branch.html

First National Bank of Central Texas Review

SmartAsset's Overall Rating

4.5/5

Rates

3.6

Fees

5.0

Service Quality

4.2

Financial Health

5.0

Key Highlights

  • Low Fees
  • Highly-Rated Mobile App
  • Multiple Banking Products

Overview

Established in 1901, First National Bank of Central Texas has $829 million in assets and deposits totaling $740 million, which makes it a medium-size bank. First National Bank of Central Texas, whose headquarters are in First national bank of central texas waco tx, Texas, lacks premium access to support representatives, with no live chat or all-day service options available. It is a traditional brick-and-mortar bank with access to service representatives at a physical location, in addition to its online and mobile offerings. We ranked First National Bank of Central Texas at a 4.5 stars out of 5, indicating that it is a superb bank that warrants a serious look. First National Bank of Central Texas has a mixture of banking products, which include savings accounts, checking accounts, money market accounts, CDs, IRAs and mortgage products. First National Bank of Central Texas has a fair savings rate; you can find higher rates with other banks. If you're interested in stress-free personal checking, First National Bank of Central Texas's ordinary checking account does not have a monthly fee. Banks that offer no-fee checking and a high savings APY are the best option for returning the most income from your deposits alongside convenient access to your money.

How We Rated It

SmartAsset's Overall Rating

The is a weighted average of rates, fees, service quality and financial health.Read more

When a component rating is unavailable, the overall rating is calculated as an average of the first national bank of central texas waco tx available ratings.

Rates
The Rates rating represents an aggregate of interest rates for specific bank products measured against the national average interest rate for each product. Product interest rates may vary by branch. Rates shown reflect the highest available nationwide.
Fees
The Fees rating is an assessment of the bank's fees measured against the national average fee amount for particular services and is also affected by whether or not the bank refunds ATM fees.
Service Quality
The Customer Experience rating is a weighted average of the Mobile Rating and the Consumer Satisfaction Score, which is based on complaints brought to the Consumer Financial Protection Bureau (CFPB).
Financial Health
The Financial Health rating is based on the Texas Ratio, an indicator that warns of credit problems at particular banks: anything less than 5% is considered Excellent; less than 20% is Very Good; less than 50% is Good; less than 90% is Fair; and over 90% is Poor.

Rates

With a savings rate of 0.25%, First National Bank of Central Texas ranks poorly compared to the average U.S. bank. First National Bank of Central Texas's one-year CD has a rate of 1.26% and the five-year CD earns at a rate of 2.52%, while its highest-yielding money market account earns at a rate of 0.40%. Given First National Bank of Central Texas's noncompetitive savings rate, you should think about opting for higher earning savings accounts with other banks.

How First National Bank of Central Texas's Savings Rates Compare

First National Bank of Central TexasSavings0.25National Average0.09Compare Offers

Back to Overview

Fees

On average, First National Bank of Central Texas charges its customers extremely low fees in comparison to the national average. First National Bank of Central Texas's checking account has no monthly fee, ranking it excellent for anyone looking for a simple account. First National Bank of Central Texas unfortunately does not refund out-of-network ATM fees, meaning you will be required to locate a First National Bank of Central Texas ATM or pay the ATM charge.

Monthly Fee$0National Average: $3.21

Non-network ATM FeeN/ANational Average: $1.20

Overdraft FeeN/ANational Average: $35.00

Back to Overview

Service Quality

First National Bank of Central Texas is a brick-and-mortar bank, with five total branches in Texas. It also offers access to mobile and web apps for a straightforward mobile-banking experience. First National Bank of Central Texas gets high praise from users for its online presence. The First National Bank of Central Texas mobile app rates a 4.5 out of 5 (out of 28 reviews on Apple and Android) compared to the national average of 3.8. First National Bank of Central Texas's mobile app lets you control your funds by reviewing monthly statements, sending and receiving funds as well as accessing customer service. First National Bank of Central Texas receives a superb consumer satisfaction rating due to relatively few consumer complaints reported to the Consumer Financial Protection Bureau (CFPB), a government-backed consumer protection agency.

Overall Mobile Rating4.5/5

Consumer Satisfaction Rating5.0/5

Online Banking PortalNo

Live ChatNo

Back to Overview

Financial Health

First National Bank of Central Texas is a medium-size bank owning assets totaling $829 million as well as deposits totaling $740 million. It has an excellent Texas Ratio of 1.12%, denoting a minute likelihood of failure. Additionally, First National Bank of Central Texas is FDIC-insured, meaning that your money is insured up to $250,000, even in the event of bank failure.

Texas Ratio Analysis

1.12%

High Risk75%50%20%10%Low Risk

The Texas Ratio, a measure of a "bad assets" against available capital, can provide an early warning sign of bank first national bank of central texas waco tx. A low ratio indicates smaller chance of failure; a higher ratio suggests greater risk.

Back to Overview

Compare First National Bank of Central Texas to Other Competitive Offers

Products Offered

ProductCurrent Terms and RatesMinimum Balance for APY
Savings Account 0.25% APY $1
Checking Account 0.15% APY $100
Certificates of Deposit
  • 12 Month: 1.26% APY
  • first national bank of central texas waco tx Month: 1.51% APY
  • 36 Month: 2.02% APY
  • 60 Month: 2.52% APY first national bank of central texas waco tx $1000 for all terms
Money Market Accounts 0.4% APY 0.4% APY $10000 $15000

First National Bank of Central Texas has several deposit products like savings accounts, checking accounts, money market accounts and CDs that provide you with many options to manage your money. First National Bank of Central Texas does not have the best savings rate, which means you should think about taking a look elsewhere for banks that deliver more return for your money. CDs can be a terrific option to achieve higher returns, but there are limitations to accessing your money. First National Bank of Central Texas's CD rates are fair in comparison to the average U.S. bank.

Back to Overview

Find a First National Bank of Central Texas Near Me

First National Bank of Central Texas has five locations in the U.S.

Back to Overview

Save more with these rates that beat the National Average

Ad Disclosure

Ad Disclosure

Next Steps

See more
bank reviewsFind the best
savings accountsFind the best
CD accounts

Источник: https://smartasset.com/checking-account/first-national-bank-of-central-texas-banking-review-3325

First National Bank Of Central Texas Branch of First National Bank of Central Texas in Waco, Texas


BankFirst National Bank of Central Texas
BranchFirst First national bank of central texas waco tx Bank Of Central Texas Branch (Main Office)
Address1835 North Valley Mills Drive,
Waco, Texas 76712
Contact Number(254) 772-9330
CountyMcLennan
Service Christmas tree in the park san jose Service, brick and mortar office
Date of Establishment08/12/1901
Branch Deposits$414,892,000

Opening Hours and Directions

Find Opening Hours on Google Maps

Bank Information
Bank Holding Company2013 MONTE HULSE FAMILY IRREVOCABLE TRUST I, THE
HeadQuarters Address1835 North Valley Mills Drive,
Waco, TX 76712
United States
Bank Type3 - NATIONAL MEMBER BANK
FDIC CERT #03325
Total Bank Assets$829,091,000
Domestic Deposits$728,767,000
RSSD (Federal Reserve ID Number)369659
RSSD (Federal Reserve ID Number) for Holding Company4577984

Routing Number for First National Bank of Central Texas in Texas

A routing number is a 9 digit code for identifying a financial institute for the purpose of routing of checks (cheques), fund transfers, direct deposits, e-payments, online payments, etc. to the correct bank branch. Routing numbers are also known as banking routing numbers, routing transit numbers, RTNs, ABA numbers, and sometimes SWIFT codes (although these are quite different from routing numbers as SWIFT codes are solely used for international wire transfers while routing numbers are used for domestic transfers). Routing numbers differ for checking and savings accounts, prepaid cards, IRAs, lines of credit, and wire transfers. Usually all banks have different routing numbers for each state in the US. You can find the routing number for First National Bank of Central Texas in Texas here.

Total Assets:The sum of all assets owned by the institution including cash, loans, securities, bank premises and other assets. This total does not include off-balance-sheet accounts.

RSSD:The unique number assigned by the Federal Reserve Board (FRB) to the top regulatory bank holding company. This unique identifier for First National Bank of Central Texas is 369659.

FDIC CERT #:The certificate number assigned to an institution for deposit insurance. The FDIC Certificate Number for First National Bank Of Central Texas Branch office of First National Bank of Central Texas in Waco, TX is 03325. This unique NUMBER is assigned by the FDIC and is used to identify institutions and for the issuance of insurance certificates by FDIC.

Источник: https://banks-america.com/branch/002151-first-national-bank-of-central-texas-first-national-bank-of-central-texas/

Timeline for First National Bank Of Central Texas

Fct Bancshares, Inc.

Fct Bancshares, Inc. became a new parent organization for First National Bank Of Central Texas.

View Profile Jan 01 2010

First Central Holdings, Inc. first national bank of central texas waco tx

First Central Holdings, Inc. became a new parent organization for First National Bank Of Central Texas.

first national bank of central texas waco tx View Profile Nov 01 1995

First First national bank of central texas waco tx Bank Of Central Texas

First National Bank Of Central Texas was established 120 years ago and is currently headquartered in Waco, TX.

Aug 12 1901
Источник: https://bankjitsu.com/org/first-national-bank-of-central-texas.ggq/timeline
first national bank of central texas waco tx

2 Replies to “First national bank of central texas waco tx”

Leave a Reply

Your email address will not be published. Required fields are marked *