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All First National Bank Of Central Texas Branch Swift codes in Waco tx city of United states
Find First national bank of central texas SWIFT Codes and other relevent details of branches in Waco tx city of United states
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Find First national bank of central texas SWIFT Codes of branches in Waco tx city from United states
The following are the branches of First national bank of central texas in Waco tx city of United states. Select an individual Branch / SWIFT code to view details of the branch / SWIFT code. If you have any problem to locate the branch, please use search box. Some bank name / branch name / city names may be misspelled, and may arise difficulty to find from this list. So, there is a All countries list on menu. Some banks name may start with the word 'THE'. View carefully and find your branch.
First National Bank Of Central Texas branches in Waco tx with SWIFT Code
SWIFT code contains eight(8) to eleven(11) characters. Primary office SWIFT codes contains eight(8) characters. Branch office SWIFT codes contains eleven(11) characters. The above list is the currently available data of SWIFT / BIC codes of First national bank of central texas branches in Waco tx city of United states.
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Online & mobile banking, free checking accounts, interest bearing, CDs & IRAs.
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Solutions for any size business. Merchant cards, mobile processing, remote deposit.
At The First National Bank of Central Texas we offer a selection of products designed to help you maximize your personal and business finances. Whether you want to save money for your child’s future, grow your retirement, buy a home, or open a commercial account – we’d like to visit with you and find the best solution to meet your needs.
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First National Bank of Central Texas, China Spring Branch
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|Name:||First National Bank of Central Texas|
|Concentration:||Commercial Lending Specialization|
|Holden By:||2013 Monte Hulse Family Irrevo|
|Charter Class:||Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)|
|# of Branches:||5, view all, view on map|
|Total Equity Capital:||$100,528,000|
|Total Domestic Office Deposits:||$1,041,378,000|
|Quarterly Net Income:||$5,175,000|
|Return on Assets:||2%|
|Quarterly Return on Assets:||2%|
|Return on Equity:||24%|
|Quarterly Return on Equity:||21%|
First National Bank of Central Texas Review
SmartAsset's Overall Rating4.5/5
- Low Fees
- Highly-Rated Mobile App
- Multiple Banking Products
Established in 1901, First National Bank of Central Texas has $829 million in assets and deposits totaling $740 million, which makes it a medium-size bank. First National Bank of Central Texas, whose headquarters are in First national bank of central texas waco tx, Texas, lacks premium access to support representatives, with no live chat or all-day service options available. It is a traditional brick-and-mortar bank with access to service representatives at a physical location, in addition to its online and mobile offerings. We ranked First National Bank of Central Texas at a 4.5 stars out of 5, indicating that it is a superb bank that warrants a serious look. First National Bank of Central Texas has a mixture of banking products, which include savings accounts, checking accounts, money market accounts, CDs, IRAs and mortgage products. First National Bank of Central Texas has a fair savings rate; you can find higher rates with other banks. If you're interested in stress-free personal checking, First National Bank of Central Texas's ordinary checking account does not have a monthly fee. Banks that offer no-fee checking and a high savings APY are the best option for returning the most income from your deposits alongside convenient access to your money.
How We Rated It
SmartAsset's Overall Rating
The is a weighted average of rates, fees, service quality and financial health.Read more
When a component rating is unavailable, the overall rating is calculated as an average of the first national bank of central texas waco tx available ratings.
With a savings rate of 0.25%, First National Bank of Central Texas ranks poorly compared to the average U.S. bank. First National Bank of Central Texas's one-year CD has a rate of 1.26% and the five-year CD earns at a rate of 2.52%, while its highest-yielding money market account earns at a rate of 0.40%. Given First National Bank of Central Texas's noncompetitive savings rate, you should think about opting for higher earning savings accounts with other banks.
How First National Bank of Central Texas's Savings Rates Compare
First National Bank of Central TexasSavings0.25National Average0.09Compare Offers
On average, First National Bank of Central Texas charges its customers extremely low fees in comparison to the national average. First National Bank of Central Texas's checking account has no monthly fee, ranking it excellent for anyone looking for a simple account. First National Bank of Central Texas unfortunately does not refund out-of-network ATM fees, meaning you will be required to locate a First National Bank of Central Texas ATM or pay the ATM charge.
Monthly Fee$0National Average: $3.21
Non-network ATM FeeN/ANational Average: $1.20
Overdraft FeeN/ANational Average: $35.00
First National Bank of Central Texas is a brick-and-mortar bank, with five total branches in Texas. It also offers access to mobile and web apps for a straightforward mobile-banking experience. First National Bank of Central Texas gets high praise from users for its online presence. The First National Bank of Central Texas mobile app rates a 4.5 out of 5 (out of 28 reviews on Apple and Android) compared to the national average of 3.8. First National Bank of Central Texas's mobile app lets you control your funds by reviewing monthly statements, sending and receiving funds as well as accessing customer service. First National Bank of Central Texas receives a superb consumer satisfaction rating due to relatively few consumer complaints reported to the Consumer Financial Protection Bureau (CFPB), a government-backed consumer protection agency.
Overall Mobile Rating4.5/5
Consumer Satisfaction Rating5.0/5
Online Banking PortalNo
First National Bank of Central Texas is a medium-size bank owning assets totaling $829 million as well as deposits totaling $740 million. It has an excellent Texas Ratio of 1.12%, denoting a minute likelihood of failure. Additionally, First National Bank of Central Texas is FDIC-insured, meaning that your money is insured up to $250,000, even in the event of bank failure.
Texas Ratio Analysis
High Risk75%50%20%10%Low Risk
The Texas Ratio, a measure of a "bad assets" against available capital, can provide an early warning sign of bank first national bank of central texas waco tx. A low ratio indicates smaller chance of failure; a higher ratio suggests greater risk.Back to Overview
Compare First National Bank of Central Texas to Other Competitive Offers
|Product||Current Terms and Rates||Minimum Balance for APY|
|Savings Account||0.25% APY||$1|
|Checking Account||0.15% APY||$100|
|Certificates of Deposit|
|Money Market Accounts||0.4% APY 0.4% APY||$10000 $15000|
First National Bank of Central Texas has several deposit products like savings accounts, checking accounts, money market accounts and CDs that provide you with many options to manage your money. First National Bank of Central Texas does not have the best savings rate, which means you should think about taking a look elsewhere for banks that deliver more return for your money. CDs can be a terrific option to achieve higher returns, but there are limitations to accessing your money. First National Bank of Central Texas's CD rates are fair in comparison to the average U.S. bank.Back to Overview
Find a First National Bank of Central Texas Near Me
First National Bank of Central Texas has five locations in the U.S.Back to Overview
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First National Bank Of Central Texas Branch of First National Bank of Central Texas in Waco, Texas
|Bank||First National Bank of Central Texas|
|Branch||First First national bank of central texas waco tx Bank Of Central Texas Branch (Main Office)|
|Address||1835 North Valley Mills Drive,|
Waco, Texas 76712
|Contact Number||(254) 772-9330|
|Service Christmas tree in the park san jose Service, brick and mortar office|
|Date of Establishment||08/12/1901|
Opening Hours and DirectionsFind Opening Hours on Google Maps
|Bank Holding Company||2013 MONTE HULSE FAMILY IRREVOCABLE TRUST I, THE|
|HeadQuarters Address||1835 North Valley Mills Drive,|
Waco, TX 76712
|Bank Type||3 - NATIONAL MEMBER BANK|
|FDIC CERT #||03325|
|Total Bank Assets||$829,091,000|
|RSSD (Federal Reserve ID Number)||369659|
|RSSD (Federal Reserve ID Number) for Holding Company||4577984|
Routing Number for First National Bank of Central Texas in TexasA routing number is a 9 digit code for identifying a financial institute for the purpose of routing of checks (cheques), fund transfers, direct deposits, e-payments, online payments, etc. to the correct bank branch. Routing numbers are also known as banking routing numbers, routing transit numbers, RTNs, ABA numbers, and sometimes SWIFT codes (although these are quite different from routing numbers as SWIFT codes are solely used for international wire transfers while routing numbers are used for domestic transfers). Routing numbers differ for checking and savings accounts, prepaid cards, IRAs, lines of credit, and wire transfers. Usually all banks have different routing numbers for each state in the US. You can find the routing number for First National Bank of Central Texas in Texas here.
Total Assets:The sum of all assets owned by the institution including cash, loans, securities, bank premises and other assets. This total does not include off-balance-sheet accounts.
RSSD:The unique number assigned by the Federal Reserve Board (FRB) to the top regulatory bank holding company. This unique identifier for First National Bank of Central Texas is 369659.
FDIC CERT #:The certificate number assigned to an institution for deposit insurance. The FDIC Certificate Number for First National Bank Of Central Texas Branch office of First National Bank of Central Texas in Waco, TX is 03325. This unique NUMBER is assigned by the FDIC and is used to identify institutions and for the issuance of insurance certificates by FDIC.
Timeline for First National Bank Of Central Texas
Fct Bancshares, Inc.
Fct Bancshares, Inc. became a new parent organization for First National Bank Of Central Texas.View Profile Jan 01 2010
First Central Holdings, Inc. first national bank of central texas waco tx
First Central Holdings, Inc. became a new parent organization for First National Bank Of Central Texas.first national bank of central texas waco tx View Profile Nov 01 1995
First First national bank of central texas waco tx Bank Of Central Texas
First National Bank Of Central Texas was established 120 years ago and is currently headquartered in Waco, TX.Aug 12 1901