how do i activate my first premier bank card

The Card Value will decrease each time you use the Card to make a purchase or cash The Card will remain the property of First PREMIER Bank and must be. Call on First Premier Bank phone number 1-800-987-5521. Now you will be instructed to. Want unlimited possibilities, more choices and more freedom? Choose a credit card from First Hawaiian Bank.

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Pay My Bill First Premier Bankcard Online Banking
logo-mypremiercreditcard

SohanJuly 21, 2017

First Premier Bank offers My Premier Credit Card to its customers. It is basically designed for individuals with a bad credit score. The best thing about this card is that it provides a grace period of 27 days to its customers before they can complete their mypremiercreditcard payment. Many people apply for My Premier Credit Card to improve their credit score and get a good standing so they can afford a MyPremier credit card account.

My Premier Credit Card Bill Pay Online

The mypremiercreditcard.com online bill payment is one of the easiest and quickest ways to pay your credit card bill. For this, you will have to complete your My Premier Credit card sign in process. South florida state college panther central these instructions for doing that:

  • Visit their home page at https://www.mypremiercreditcard.com/
  • You will be directed to the company’s mypremiercreditcard.com pay my bill page
  • Here, you have to enter your username and password
  • Click on ‘Continue’ button
  • In case you forget your username or password, you can click on the appropriate button to get your username or password delivered to be email address
  • Enter your CVV code in the space provided
  • Enter the payment amount
  • Choose your payment option
  • Enter your details and complete the payment

Once you complete your mypremiercreditcard login process, you will not only be able to pay your card bill, but also access your account details, modify your profile, view your transactions and payments history, and do much more.mypremiercreditcard account

mypremiercreditcard payment

mypremiercreditcard login

Pay Your Bill Automatically and Sign Up Autopay

When you sign up to Premier Bank’s AutoPay service, your payment amount will be deducted from your savings or checking account automatically every month. This will save you from forgetting your bill payment, so that your credit score improves south florida state college panther central you do not pay any late payment charges. The AutoPay service is free. If you want to cancel a scheduled payment, you can call Premier bank customer service free number 1-800-987-5521 or send them a written letter to:
First PREMIER Bank
PO Box 5524
Sioux Falls, SD
57117-5524

To avail this service you need to download the “PREMIER Auto Pay Form” and submit it in any Branch.

mypremiercreditcard.com pay my bill

mypremiercreditcard activate

My Premier Credit Card Pay My Bill By Mail

You can send your payment check or money order at the following address: First PREMIER Bank, PO Box 5529, Sioux Falls SD 57117-5529. Make sure that you send your mail at least 7 days before your due date, otherwise you may end up paying late payment charges unnecessarily.

Send your Payment by Express Mail

You can also send your payment check or money order to First PREMIER Bank, 3820 N. Louise Ave, Sioux Falls, SD 57107 by Express Mail. The company accepts express mails from a number of service providers, including US postal, FedEx, UPS and DHL. Make sure to send your payment at least 1-3 days before the last date.

Paying Mypremiercreditcard Bill Over Phone

You can call 1-800-987-5521 to pay your bills over phone. Although the number can be dialed 24/7, any payments done after 5pm will be reflected on the next working day only. You can either use your checking account or debit card to complete your payment. If you are using a checking account, it must be a personal account only, and not a business one, and you will have to provide your ABA and account number as well. If you are making your payment with your debit card, you will have to enter your CVV code, expiration date and debit card number.

My Premier Credit Card Bill Customer Service Free Number1-800-987-5521

MyPremier Credit Card Bill Payment with Cash

You can pay your Premier Credit card bill in cash using Western Union or Money Gram facilities. You may also visit your nearby Walmart, Ace Cash Express or Pay-O-Matic location, and pay your bill in cash.

MyPremier Credit Card Bill Payment with Bank Wire

The ABA number for First Premier Bank is 091408598. Any bank wire payment done after 3PM will be reflected on the next business day. Premier Bankcard charges $5 for payments through bank wire, and your bank may also charge some fee. So, check before proceeding.

MyPremier Credit Card Bill Payment by RPPS

RPPS is Remote Payment Presentation Service. You can check for availability by contacting your local bank. Add First Premier Bank as your payee, enter your credit card number and make your payment. Payments take around 3 days to reflect in the account.

Mypremiercreditcard/Registration and Activation Process

Once you receive your My Premier Credit Card, you will have to activate it by registering it on the website. If you want to know how to activate My First Premier Credit Card, follow these My First Premier Credit Card activation instructions:

  • Visit the official website at https://www.mypremiercreditcard.com/ sign up and manage
  • Click on the ‘Enroll’ button on top of the home page
  • You will be redirected to https://www.mypremiercreditcard.com/register
  • Enter your account number and SSN in the spaces provided
  • Click on ‘Continue’
  • Create a username and password
  • A security image will be displayed, which you have to describe for security reasons
  • Answer a couple of security questions. These questions will peoples trust and savings bank riverside iowa used when you forget your username or password
  • Read and accept their terms and conditions
  • Finish your mypremiercreditcard.com activate process
  • Your login details will be mailed to your email address which you will use to login to My Premier Credit Card

mypremiercreditcard/registration

How To Cancel My Premier Credit Card

If you wish to cancel My First Premier Bank Credit Card, the bank allows you to do that by calling the Premier bank customer service free number 1-800-987-5521 available 24 hours 7 days a week. The best thing is that there is no cancellation fee charged against this, and if you paid the processing fee, they will also refund it within a month of cancellation, along with some setup fees they charged while issuing you a card. You may also write them a letter at First PREMIER Bank, 3820 N. Louise Ave, Sioux Falls, SD 57107 to request a cancellation.

Источник: https://www.myonlinebillpayment.com/wwwmypremiercreditcardcom-pay-my-bill-first-premier-bank/

Dear customer of First Premier Bank doesn’t worry about how to Activate First Premier Credit Card or First Premier Credit Card Activation.

If you recently get your First Premier Credit Card and wants to activate it then you are at the right place. 

First Premier Credit Card or First Premier Bank Credit Card gives you protection in life in different ways.

Now, there union savings bank com different methods for First Premier Bank Credit Card Activation so check this post carefully and follow the process which you find easy to Activate your credit card.

Confirm the basic requirements and just do as mention in the process and enjoy your credit card.

First Premier Credit Card Activation – Activate First Premier Card www.mypremiercreditcard.com/Profile/Register

Check out the below mention methods to Activate First Premier Credit Card and make sure that you follow the process as mentioned.

Choose the most preferable method which being make you activate your credit card easily.

First Premier Credit Card Activation Wia Online Method

There are some basic needs are there in the online method take your credit card with you.

Make sure that you have a user card with CVV code on it and also have clearly mentioned 16-digit cards number on it.

  • Enter the official website of First Premier Bank at www.mypremiercreditcard.com here.
  • After entering the official website you have to enter the basic information like Account number and Social security number and press CONTINUE.
  • Now here on this page, you have to create your profile by entering the detail like nickname, password, address, phone number, etc.
  • After successfully completed the process you will be notified that you activate your credit card.
  • REGARDS!!! You have successfully Activate First Premier Credit Card.

If you have some internet connectivity issue then Activate your credit card through the phone call as mention below.

First Premier Credit Card Activation Over The Phone Call

  • Dial First First Premier Credit Card toll-free number 1-800-987-5521 to activate your credit card.
  • Choose the preferable language in which you want to continue and listen to the instructor carefully.
  • After selecting the language please provide your personal information and card detail as asked by the instructor.
  • Just follow the instructor’s instructions carefully. After completing the process you will notice by the instructor that your card is activated.
  • You will also receive an SMS from the bank that your credit card is activated.

First Premier Credit Card Activation at ATM

  • Visit the nearest ATM how do i activate my first premier bank card your area.
  • Insert your card in the ATM and then choose the preferred language.
  • Now you have to enter the card details and password.
  • Now here you have to select the option “Card Activation”.
  • After that, you will receive an OTP(One Time Password) on your registered mobile number. Enter the OTP.
  • After completing the process you will receive a message from the bank that your credit card is activated.

NOTE: Be careful if you have not activated your First Premier Credit Card. Immediately contact the Bank.

Find Here

Final Words

First Premier Credit Card allows you protection and there are other different facilities available for you.

Be christmas tree in the park san jose and make sure that you follow the process mention above to Activate First Premier Credit Card or First Premier Credit Card Activation.

If you face some trouble while activating your credit card then give a comment in below mention comment box we will help you.

If you want more detail about any card activation then visit our website cardactivation.org.

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FAQ’s For First Premier

Can I activate my credit card online?

Log in through online banking or mobile application. How do i activate my first premier bank card your card details. Or if you have not registered yet, then firstly register your account.

Can I activate my card before I get it?

After getting an email you need to activate it. After that, it can be ready to use.

Categories Bank Card ActivationИсточник: https://cardactivation.org/www-mypremiercreditcard-com-first-premier-credit-card-activation/

First PREMIER Bank Secured Credit Card Review

Make no rbc capital markets healthcare about it: This card is meant for people with little or no credit and few options for a credit card. The ongoing interest rate is lower than some competing cards, which could save you some money as you work toward building (or rebuilding) your credit history. However, if you’re looking for a low interest rate on a secured credit card, there are other options available. If you’re looking to avoid fees, there are plenty of secured cards that can help you do that, too. Our advice is to look elsewhere for a secured credit card. There’s no compelling reason to choose this one—and plenty of reasons to stay away.

Pros
  • Free FICO score

  • Competitive interest rate

Cons
  • No cardholder perks

  • Poor customer service

  • High fee to increase credit limit

Pros Explained

  • Free FICO score: Each quarter, you’ll get a new FICO score update listed on your bill. You can use this to help you track changes in your credit score.
  • Competitive interest rate: Many of the better secured credit cards also come with higher interest rates—but not by much. Still, it’s best to pay off your balance on a secured card every month to build your credit. Do that and you won’t pay any interest at all, whatever the interest rate.

While the free quarterly FICO score is a nice perk, you can get free FICO scores, updated monthly, elsewhere. And you won’t even need to sign up for a credit card to get it. 

Cons Explained

  • No cardholder perks: This card is about as bare-bones as they come. You can expect other cards to offer perks like rental car collision insurance, travel assistance hotlines, and more. This one doesn’t. 
  • Poor customer service: There aren’t very many websites featuring actual customer reviews of this card, but the ones that are around almost universally list poor customer service as a defining feature of this card. 
  • High fee to increase credit limit: You’ll start out with a $200 credit limit. First PREMIER might bump that up after 13 months, but it’ll cost you a whopping 25% of the increase amount. For example, if First PREMIER were to boost your limit by $300, you’d be charged $75.

The credit limit increase fee is charged automatically whenever First PREMIER increases your secured credit limit. Cardholders have 30 days to reject the increase and be refunded the fee.   

How to Get the Most Out of This Card

The only purpose this card serves is to take a positive step toward improving your credit history. If this is the card you are using, the best way to do that is to make no more than a couple of small purchases each billing cycle, then pay the balance in full. After a couple of billing cycles, you should start to see a positive impact on your score.

Paying the balance in full each billing cycle is beneficial because credit utilization is one of the key factors in determining your credit score. The more available credit you have, the better your score will be.

Make sure to reject any increases to your secured credit limit so you can avoid the fee associated with such increases.

Customer Experience

First PREMIER Bank is one of the lesser-known names in the credit card world and doesn’t offer any particularly flashy customer service perks. You can manage your account online and call an automated 24/7 phone number. In our experience, it can be difficult to reach a live human on the other end of the phone. However, First PREMIER Bank does provide you with four quarterly FICO score updates per year on your bill, so that’s handy. 

Security Features

The First PREMIER Bank Secured Card is about as secure as you can expect with any credit card. Again, there aren’t any special features here such as Social Security number monitoring or the ability to lock your card from a mobile app. There is a mobile app you can use, but it’s equally slim on features. 

First PREMIER Bank Secured Card’s Fees to Watch Out For

Aside from its OK interest rate, the First PREMIER Bank Secured Card comes with some steep fees: a $50 annual fee, a $29 authorized user fee, and the 25% credit limit increase fee. First PREMIER also charges fees to copy your statement ($3 per copy) and to deliver a replacement card ($35). Finally, leave this card at home if you travel abroad, otherwise you’ll pay a foreign transaction fee if you use it to make purchases.

Источник: https://www.thebalance.com/first-premier-bank-secured-credit-card-review-4783676

2021 Review: The First PREMIER® Bank Credit Card – High Risk, Little Reward

Our Rating: 1 Out of 5 Stars

We give the First PREMIER® Bank Credit Card one out of five Stars. It’s designed to rebuild credit for people with very few options, but you should explore those other options first.

Why We Like it

  • No need for good credit scores — it can be acquired by nearly anyone with a bank account

Why It Could Be Better

  • High APR
  • Lots of fees
  • No benefits
  • No shopping or travel protections
Rewards
  • Must have a checking account to qualify
  • Only you can build a good credit history. Make your payments on time each month, and keep your balance low relative to the credit limit, for positive marks on your credit reports each month
  • Your First PREMIER Bank credit card activity is reported to the Consumer Reporting Agencies each month
  • Track your progress. Your quarterly FICO Score is provided for free on your monthly billing statement
  • Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit scores alone do not guarantee or imply approval for any First PREMIER® Bank product
Balance transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

  • Intro Balance Transfer APRN/A
  • Regular Balance Transfer APRN/A
  • Balance Transfer FeeN/A
How to Transfer a Balance on a Credit Card
Fees
  • Penalty APRN/A
  • Late FeeUp to $38
  • Returned Payment FeeUp to $38
  • Additional Cards Annual Fee$29
  • Foreign Transaction Fee3%

The First PREMIER Bank Mastercard should only be considered by people with severely damaged credit. This card is intended to help rebuild your credit, but it’s a subprime product with relatively unfriendly terms.

Although there’s a credit check involved, less-than-perfect credit scores aren’t a barrier to entry. Basically, all you need is a bank account to get this card. But you’ll instantly be subjected to multiple fees and limitations. There’s a very steep APR and no benefits or protections attached.

We recommend looking at our top choices for secured cards first. They provide a path towards positive credit without bogging you down by a plethora of fees.

  • Improve your credit scores: Build a positive credit history by paying your bill on time, every time.
  • Pay your statement balance in full: Be sure to pay your statement balance in full each month to avoid having to pay interest. Additionally, it’ll help keep your credit utilization low which in turn can help your credit scores.
  • Know the facts: Read your card terms, as there are many fees to be aware of. There’s a program fee, monthly fee, annual fee, authorized user fee, copy fee, express delivery fee, and more.
  • Avoid the fees: Opt for paperless statements, don’t lose your card, and limit the number of authorized users on your account. If you get a credit limit increase (which has a fee of 25% of the amount of the increase) but don’t want it, you can reject it by contacting customer support.

The Terms & Fees

Purchase APRBalance Transfer APRCash Advance APR
36.00% FixedNone36.00% Fixed
Annual FeeForeign Transaction Fee
Up to $125 the first year, up to $49 each year after that3%
Balance Transfer FeeCash Advance Fee
None5%, $8 minimum
Penalty APRLate FeeReturned Payment Fee
NoneUp to $38Up to $38

The size of the annual fee, monthly fee, and program fee will be determined by the size of your available credit. It’s important to note that the program fee must be paid to open the account, and the annual fee will be deducted from your initial available line of credit.

Here’s a table to show how your account fees might scale:

Credit LimitProgram FeeMonthly FeeAnnual FeeInitial Available Credit
$300$95 (one-time)$0 for one year, then $6.25 monthly ($75 yearly)$75 for one year, then $45$225.00
$400$95 (one-time)$0 for one year, then $6.25 monthly ($75 yearly)$100 for one year, then $45$300.00
$500$95 (one-time)$0 for one year, then $10.40 monthly ($124.80 yearly)$125 for one year, then $49$375.00
$600$75 (one-time)$5.85 monthly for one year $70.20 yearly), then $8.25 monthly ($99 yearly)$79 for one year, then $49$515.15
$700$55 (one-time)$8.00 monthly for one year ($96.00 yearly), then $10.40 monthly ($124.80 yearly)$79 for one year, then $49$613.00

There are a few more fees associated with the First PREMIER Bank card that aren’t mentioned above, which most credit cards don’t charge.

If you want to add authorized users to your account, it’ll tack on another $29 to your annual fee, per card.

A $35 express delivery fee applies if you’ve lost your card or it’s been stolen, and you’d like the replacement delivered to you via express mail. A $3 copy fee applies when you request a copy of your statement or any other document.

And, in order to increase your credit line, there’s yet another fee: It’ll cost you 25% of the amount of the increase. First PREMIER will consider your eligibility for a credit limit increase 13 months after you open your credit card account. There might be more fees for additional services, like wire transfers.

So you’ll end up having to pay quite a bit for this card. And while it is hard to put a price on rebuilding your credit, you can do it for far less than what the First PREMIER Bank Mastercard asks.

The Bottom Line

The First PREMIER® Bank Credit Card should only be considered as a last-ditch option. With its staggering APR, numerous fees, and no benefits, it’s a risky choice that shouldn’t be made lightly.

There are other cards available with the sole purpose of restoring credit which might prove to be better options. Many of them are secured credit cards, which usually require an initial deposit, but overall they’ll probably be less expensive than the First PREMIER card. Some of them feature benefits and protections, and a few will even provide rewards.

You should go over all of your available choices for rebuilding credit before settling here.

Insider tip

Have you heard of credit builder loans? They’re like reverse loans, which let you easily add a positive loan account to your credit reports, which in turn can boost your credit scores.

How Do I Apply for the First PREMIER Bank Credit Card?

Just select the Apply Now button to be directed to the credit card issuer’s website. From there, follow the links to the application. You’ll be asked for certain personal information, and you should typically get a decision instantly.

What Credit Scores Do I Need to Qualify for the First PREMIER Bank Credit Card?

The First PREMIER Bank Credit Card is not hard to qualify for: It’s designed for people with poor credit.

If you’re within 300–579 for FICO or 300–649 for VantageScore, you’re considered to have bad or poor credit.

Although First PREMIER is very accepting, credit card issuers take other factors besides credit scores into account when determining your creditworthiness, like income. In the end, it comes down to First PREMIER Bank’s discretion.

Qualifications and Requirements

  • Must be 18 to apply
  • Personal information: Name, date of birth, Social Security number
  • Address and contact information: Address, phone number, email, type of residence, time at residence
Rewards
  • Must have a checking account to qualify
  • Only you can build a good credit history. Make your payments on time each month, and keep your balance low relative to the credit limit, for positive marks on your credit reports each month
  • Your First PREMIER Bank credit card activity is reported to the Consumer Fnb first national bank of omaha Agencies each month
  • Track your progress. Your quarterly FICO Score is provided for free on your monthly billing statement
  • Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit scores alone do not guarantee or imply approval for any First PREMIER® Bank product
Balance transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

  • Intro Balance Transfer APRN/A
  • Regular Balance Transfer APRN/A
  • Balance Transfer FeeN/A
How to Transfer a Balance on a Credit Card
Fees
  • Penalty APRN/A
  • Late FeeUp to $38
  • Returned Payment FeeUp to $38
  • Additional Cards Annual Fee$29
  • Foreign Transaction Fee3%

Frequently Asked Questions

Can I increase my credit limit?

Yes, you may be south florida state college panther central a credit limit increase after 13 months, but you’ll be required to pay 25% of the amount of the increase. This is extremely unusual: Most credit card issuers won’t charge you for increasing your credit limit. There are more fees beyond that you should also be aware of.

You can reject the credit limit increase and have the fee reversed if you contact First PREMIER within 30 days of getting the billing statement that shows the increase.

Is the First PREMIER Bank Mastercard a secured credit card?

No, the First PREMIER Bank Mastercard is an unsecured credit card designed to help people with poor credit.

Secured credit cards are another good option if you need to improve your credit.

Alternatives to the First PREMIER Bank Mastercard

  • No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
  • The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
  • Build credit quickly. OpenSky reports to all 3 major credit bureaus.
  • 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
  • We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search “OpenSky Card” in Facebook.)
  • OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
  • *View our Cardholder Agreement located at the bottom of the application page for details of the card.
Why We Picked It

The OpenSky® Secured Visa® Credit Card (Review) is an easily accessible secured credit card.

What makes it so easy to get is that it doesn’t require a credit check in order to qualify. That’s pretty helpful if your credit scores are in rough shape. It’ll still require an initial security deposit to form your starting credit limit, the minimum being $200 and the max capped at $3,000.

While there are hardly any benefits attached to this card, there aren’t very many fees either. So it’s pretty easy to get, and won’t cost you an arm and a leg while can you open a savings account online us bank trying to improve your credit.

Key Features

The card issuer states the OpenSky Visa comes with “all the benefits of a Visa card,” but doesn’t explicitly list those benefits aside from mentioning amazon return customer service protection and global acceptance.

  • Security deposit: $200–$3,000
  • Purchase APR: 17.39% Variable
  • Annual fee: $35
Why We Picked It

The Discover it® Secured (Review) is probably the most rewarding secured credit card available.

Not only can it help you repair your credit, but you’ll earn cash back while doing it. However, you’ll need a key to unlock those rewards (and to get the card in the first place).

Because this is a secured card, that key is in the shape of a one-time refundable security deposit. The minimum you can deposit is $200, while the maximum is $2,500, determined by your creditworthiness. Your initial line of credit will be equal to your deposit.

On top of the rewards, you’ll get a few useful benefits such as the ability to check your FICO Score 8, based on your TransUnion credit report. But anyone can access Discover’s credit monitoring tool, not just cardholders, so even if you have the First PREMIER credit card you can still keep tabs on your score.

Rewards
Spending Rewards
  • 2% cash back on up to $1,000 spent per quarter at:
  • 1% cash back on all other purchases
Introductory Bonus Offer
  • Cashback Match: Double all cash back earned in the first year; awarded at the end of the first year
Key Features
  • FICO Credit Scorecard: Access your FICO Score 8 whenever you’d like for free, based on your TransUnion credit report.
  • Free Social Security number alerts: Discover searches for your Social Security number on thousands of risky dark web sites and will alert you if your information was compromised.
  • New account alerts: Get notified of credit inquiries and new accounts on your Experian credit report.
  • Cash at Checkout: At eligible retailers you can how do i activate my first premier bank card cash at checkout. The extra cash will be counted as part of your purchase.
  • Refer a Friend bonus: Earn a $50 statement credit bonus for every friend you refer who’s approved, up to 10 friends per year. If your friend makes a purchase within three months of opening the account, he or she will earn a $50 bonus too.
  • Security deposit: $200–$2,500
  • Purchase APR: See Terms
  • Balance Transfer APR: See Terms for See Terms, then See Terms
  • No foreign transaction fee
  • Annual fee: $0
  • No annual or hidden fees. See if you’re approved in seconds
  • Building your credit? Using the Capital One Platinum Secured card responsibly could help
  • Put down a refundable security deposit starting at $49 to get a $200 initial credit line
  • You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
  • Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
  • Enjoy peace of mind with $0 Fraud Liability so that you won’t be responsible for unauthorized charges
  • Monitor your credit with CreditWise from Capital One. It’s free for everyone and checking your credit does not hurt your credit score
Why We Picked It

The Capital One Platinum Secured Credit Card (Review) is a secured credit card that carries few fees.

The security deposit you’re asked to make works differently with this card. You’ll need to deposit one of three amounts from a bank account, based on your creditworthiness:

But your starting credit limit won’t necessarily be equal to your deposit. Instead, despite what you’re asked to deposit, you’ll begin with a $200 limit. But you won’t be stuck there forever; you can increase it up to $1,000, but you’ll have to increase your security deposit to do so.

After six months, Capital One may choose to upgrade you to a higher credit line, without asking you to make another deposit. And, if your creditworthiness improves, Capital One will consider upgrading you to an unsecured card.

So there’s room for improvement without being bogged down by a plethora of fees, no fixed high APR, and you’ll get added benefits and protections to boot. But, remember that if you’re paying your statement balance in full each month, you won’t have to pay any interest on purchases — no matter how high your APR is.

Key Features
  • Access a higher credit line: You may be automatically considered for a higher credit line after six months.
  • Capital One CreditWise: The Capital One CreditWise service lets you monitor your VantageScore 3.0 credit score, based on your TransUnion credit report. This is a great feature to have because it gives you a way to track your progress as you improve your credit, which is one basic goal of a secured card.
  • Mastercard ID Theft Protection: Get help if your identity is compromised, at no cost.
  • No foreign transaction fee
  • Annual fee: $0
  • The Citi® Secured Mastercard® is a no annual fee credit card that helps you how do i activate my first premier bank card your credit when used responsibly.
  • Unlike a debit card, it helps build your credit history with monthly reporting to all 3 major credit bureaus. Once available, you will also have free access to your FICO score online.
  • Use your card anywhere Mastercard® is accepted — worldwide.
  • A security deposit is required. Once approved, your credit limit will be equal to your security deposit (minimum of $200).
  • Get help staying on track with Auto Pay and account alerts.
  • With Flexible Payment Due Dates, you can choose any available due date in the beginning, middle or end of the month.
  • Manage your account 24/7 online, by phone, or in our mobile app.
  • The standard variable APR for Citi Flex Plan is 22.49%. Citi Flex Plan offers are made available at Citi’s discretion.
Why We Picked It

The Citi® Secured Mastercard® (Review) is another secured card with an interesting feature.

With this Citi card, you don’t need to have a bank account to make the security deposit, which runs from $200 to $2,500. As long as you apply for the card at a Citibank location, you can pay cash. That’s pretty rare for secured cards, and makes it easier to get than most.

After showing responsible use with all of your credit products, like making payments on time, Citi may refund your deposit and upgrade you to an unsecured card.

You’ll gain purchase protection, and can check your FICO Bankcard Score 8, based on your Equifax credit report. So you’ll have a few more bells and whistles with the Citi Secured card than the First PREMIER card, without all of the fees.

Key Features
  • Free FICO credit score: See your Equifax-based FICO Bankcard Score 8 on statements, online, and by mobile app.
  • Purchase Protection: If an eligible item you buy with your Citi card is damaged or stolen, Citi will repair the item or reimburse you for the loss.
  • Citi Identity Theft Solutions: Citi will help should you become a victim of identity theft.
  • Security deposit: $200–$2,500
  • Purchase and Balance Transfer APR: 22.49% (Variable)
  • Annual fee: $0

Citi is a Credit Card Insider advertiser.

Rewards
  • Must have a checking account to qualify
  • Only you can build a good credit history. Make your payments on time each month, and keep your balance low relative to the credit limit, for positive marks on your credit reports each month
  • Your First PREMIER Bank how do i activate my first premier bank card card activity is reported to the Consumer Reporting Agencies each month
  • Track your progress. Your quarterly FICO Score is provided for free on your monthly billing statement
  • Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit scores alone do not guarantee or imply approval for any First PREMIER® Bank product
Balance transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

  • Intro Balance Transfer APRN/A
  • Regular Balance Transfer APRN/A
  • Balance Transfer FeeN/A
How to Transfer a Balance on a Credit Card
Fees
  • Penalty APRN/A
  • Late FeeUp to $38
  • Returned Payment How do i activate my first premier bank card to $38
  • Additional Cards Annual Fee$29
  • Foreign Transaction Fee3%

Do you use the First PREMIER Bank Credit Card? Have you been able to improve your credit scores? Have you run into any problems? Let us know in the comments below!

Secured Credit Cards

Find the right card to help build your credit

Written by

Evan Zimmer

Evan graduated do store credit cards build credit SUNY Oswego with a degree in journalism and creative writing. In his professional writing career, he strives for precision and comprehension in his work. He’s written news articles, blog posts, and copy, working across a slew of different mediums. With in-depth research and great care for accuracy and detail, he now works to bring you the most up-to-date credit information.

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The responses below are not provided or commissioned by bank advertisers. Responses have not been reviewed, approved or otherwise endorsed by bank advertisers. It is not the bank advertisers' responsibility how to find my federal student loan account number ensure all posts are accurate and/or questions are answered.

Источник: https://www.creditcardinsider.com/reviews/first-premier-bank-credit-card-review/

My First Premier Card is on the rescue again. You don’t have to worry about poor credit scores any longer. Stand a chance to make up an odd credit history with My First Premier. How? It’s very simple. Start with My First Premier Card, Use responsively, Rebuild Credit History and get back on track with your credit cards.First Premier Credit Card

OpenMyPremierCard – How to Apply

Are you ready to begin with My First Premier Card, let’s get started?

  1. Visit the link at www.openmypremiercard.net,
  2. Provide subsequent details:
  3. First name,
  4. Last name,
  5. Zip Code,
  6. Social Security Number,
  7. Tap “Continue”.

The Premier site takes you to the next page. Fill in the required details:

  • Salary,
  • Mortgage Rent/amount,
  • Employer, among others.
  • Ensure to “Submit” after you are ascertained.

The First Premier Card approval comes with Credit limits. Use responsively.

Pre-requisites to apply

There are terms applicants must comply with. viz

  • Applicant must be 18 and above,
  • Must be a resident of the U.S.

First Premier Credit Card Info

Know more about My First Premier Credit Cards.

  • It’s a starter for users with bad credit scores,
  • APR 16% of the purchase and cash advances.
  • 2%-3% cash advance fee.
  • 3% of foreign currency.
  • $15 charge for late payment.
  • $15 for Return Item rate.

Also, your First Premier Cards require a security deposit. However, you may not have an access to your card until 10 days after your security deposit which takes 6 days processing by the service providers.

Contact OpenMyPremierCard Customer Services

Wish to interact with an agent?

Contact 1-800-987-5521/ 1-605-357-3438

Fax 1-605-357-3438

Mon – Fri (7am-9pm) CST

Sat (8am-4:30pm) CST

You can as well pay through other services:

Mail Payment

First Premier Bank – PO Box 5529

Sioux Falls, SD 57117-5529

Express Payments

First Premier Bank – 3820 N Louise Ave

Sioux Falls, SD 57107

Correspondence

First Premier Bank – PO Box 5524

Sioux Falls, SD 57117-5524

First Premier Bank App

Mobile BankingApp Features

You can monitor your recent transactions

Set up account alerts

Check balance

Make a Stop Payment Request

 For More

www.openmypremiercard.net

Related

Chris Adams

Источник: https://shopfortool.com/www-openmypremiercard-net-activate-first-premier-credit-card-login/

How to activate your new credit card

After you've applied and been approved for a credit card offer, your new card should arrive in the mail within 7-10 business days. Your credit card will arrive in a sealed envelope (usually with a copy of your cardholder agreement) and instructions on how to how do i activate my first premier bank card receipt of the card. If required, you may also receive a set of instructions for activating the card.

If your credit card requires activation, you may have various activation methods to choose from, such as over the phone or through your credit issuer's mobile app. Your credit card may also come with a cardholder agreement that you should read carefully to learn more about your interest rate, available perks and rewards, and information on how to enroll in an online account, set up autopay and alert messaging.

How do I activate a credit card?

There kevon edmonds new album two common methods that you may use to verify or activate your card within minutes:

1. Call the number on the card

Look for a sticker on your credit card that contains instructions on how to activate your card. There will be an option for activating your card over the phone by dialing a toll-free number and following instructions from an automated voice operator. You may be instructed to input your credit card number over the phone or a secured PIN to complete the verification process.

2. Activate online

The sticker on your credit card may include a secured website link to activate your card. Once you're on the website, you'll have to follow a set of directions, which may include verifying your credit card number and security questions.

How long after activating a credit card can I use it?

You can typically begin using your credit card immediately after verifying receipt or activating the card.

What happens if I don't activate a credit card?

If you don't confirm activation on a new credit card, the account will still be open. Since the credit card isn't being used, effects to your credit score from payment history will be minimal to non-existent. However, the credit limit you were approved for will be allotted into the portion of your credit score's debt-to-income ratio (30% of your score) that keeps track of your current debt and available credit. So, even if you don't activate and use a new credit card, it'll still affect your overall credit score. If your credit card charges an annual fee, the annual fee will still be in effect even if you don't activate the card.

What is the easiest way to activate a credit card?

There how do i activate my first premier bank card two main methods for activating a new credit card. If you value convenience and want to activate your card quickly, you may want to opt for activating your card over the phone or online. Remember to read over your cardmember agreement when you activate the card so that you can be aware of any finalized interest rate details and learn about any reward programs you can enroll in. This is also a good time to enroll in an automated payment schedule or sign up for an online credit card or mobile app account. Keep in mind that if you don't activate a credit card, this doesn't mean that the card isn't affecting your credit score.

Источник: https://www.chase.com/personal/credit-cards/education/build-credit/how-to-activate-new-credit-card
how do i activate my first premier bank card

4 Replies to “How do i activate my first premier bank card”

  1. @Venkat MSR  @Venkat MSR 1.Instead of withdrawing from ATM, can we transfer to own HDFC BANK A/c from ATM itself from Millennium card?

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