how to pay your amazon store card

You can pay for your purchases with a credit card, checking account, debit card featuring a credit card logo or an gift card code. Person uses phone to enroll a Capital One credit card in the Amazon Shop with Points. How to Redeem Rewards at Redeeming your. PayPal is most often associated with eBay, but the online payment have purchased the Amazon gift card with your PayPal account credit.

Where do I find my Amazon store card number?

From the Synchrony Bank home page, select Lookup my User ID. You'll need your full credit card number to access your User ID. If you don't have your full account number, Synchrony Bank can provide it over the phone. From your online account, select Account Services, and then Alerts.

Click to see full answer.

Similarly, can I see my full credit card number on Amazon?

Log in to your Amazon Payments account and click Edit My Account Settings. Click Add, edit, or delete my credit cards to view your current credit card information.

Also Know, can you use Amazon store card anywhere? But the Store Card can only be used at Amazon, while those other cards can be used anywhere credit cards are accepted.

Also to know is, how do I find my synchrony account number?

Full account number: It's on the front of your card, on the top right corner of your monthly billing statement and on the paper that your card was attached to when it was mailed. Last 4 digits of the primary accountholder's Social Security Number.

How do I find out my Amazon Prime account number?

Find your Amazon account identifier

  1. Log in to the AWS Management Console.
  2. At the top of the page, click the link that is your account name.
  3. Click My Account.
  4. Your 12-digit account ID is listed under Account Settings.

If you’re a faithful shopper, you’ve probably at least considered the Amazon Store Card. Created for Amazon Prime shoppers, this card makes it easy to earn 5% back on whatever you buy at the online superstore. On the flip side, you can also choose to forgo the 5% back and stretch out your payments with zero interest over several months instead.

Like most store credit cards, the Amazon store card doesn’t charge an annual fee. However, it’s only good for purchases, and can’t be used just anywhere. Still, with free cash back and no fee, what’s not to like?

Like any other financial product, the devil is in the details when you look at how the Amazon Store Card works. Here’s a basic rundown of the Amazon card’s myriad financing options, along with how they can help you save.

How the Amazon Store Card Works

With the Amazon Store Card, you’ll earn:

  • 5% back first financial bank texas customer service number total cart purchases up to $149
  • 5% back or 6-month financing on purchases of $149 or more
  • 5% back or 12-month financing on purchases of $599 or more
  • 5% back or 24-month financing on select Amazon-sold items

In addition to these options, you can also enjoy 0% APR on specific Amazon purchases if you opt to make 12 equal monthly payments. This can come in handy if you plan to make a large purchase (holiday shopping, maybe?), but want to pay it off gradually without paying interest all along.

That all sounds great, but the fine print reveals the real kicker. Sure, you get 0% APR for a limited time, but because of the way interest is compounded and charged, you’ll be in for a rude awakening if you don’t pay your purchase in full by the time your promotional period is over.

If your balance doesn’t hit zero before the promotional period ends, you’ll owe backdated interest on the entire purchase. Worse, the Amazon Store Card comes with an APR of 26.24%!

In other words, failing to pay your balance in full before the 0% financing period ends means you’ll owe interest from the day you made the purchase. If you know anything about credit, you already know what a huge downside this is. And really, this should probably be a deal-breaker unless you’re 100% certain you can pay your purchase in full within the promotional timeline.

Another Option: Consider the Credit Card

If you’re not too keen on the way interest accrues with the Amazon Store Card, you can always consider the credit card instead. This card offers 3% back on purchases, 2% back at gas stations, restaurants, and drug stores, and 1% back on all other purchases.

Another important difference is that you don’t have to be an Amazon Prime member to apply. And like its store card counterpart, the credit card doesn’t charge an annual fee, either. Better yet, you can use the Amazon credit card anywhere Visa is accepted – and not just at

And since it’s a traditional credit card, interest only accrues on actual balances you owe. Plus, the standard APR falls within a more reasonable range of 14.49% to 22.49%, based on your creditworthiness. That’s not great, but it’s better than the 26.24% APR the Store Card offers.

As a potential downside, you’ll only earn 3% back on purchases instead of the 5% you would earn with the store card. If you spend how to pay your amazon store card lot on, the difference in earnings could be substantial.

A Better Option for Purchases?

Still, doesn’t have the market cornered on credit cards for their website. With Discover it® Cash Back, you get 1% unlimited cash back automatically on every purchase you make. The kicker is, you also get 5% cash back at different places each quarter like grocery stores, restaurants, gas stations, select rideshares and online shopping, up to the quarterly maximum when you activate.

The Discover it® Cash Back offers your free FICO score on your monthly statement and no foreign transaction fees. That’s a pretty sweet deal for a card that offers amazing rewards.

Too long, didn’t read?

If you’re thinking of signing up for the Store Card, make sure to consider the alternatives that are out there. While it’s true 5 percent back is hard to beat, other rewards credit cards are fairly generous when it comes to purchases, too.

Do you have the Amazon Store Card or the credit card? Why or why not? What alternatives do you use instead?

Please Note: Information about the Discover it® Cash Back have been collected independently by The issuer did not provide the details, nor is it responsible for their accuracy.

Editorial Note: Compensation does not influence our recommendations. However, we may earn a commission on sales from the companies featured in this post. To view our disclosures, click here. Opinions expressed here are the author’s alone, and have not been reviewed, approved or otherwise endorsed by our advertisers. Reasonable efforts are made to present accurate info, however all information is presented without warranty. Consult our advertiser’s page for terms & conditions.

Holly Johnson is a frugality expert and award-winning writer who is obsessed with personal finance and getting ubank digital app most out of life. A lifelong resident of Indiana, she enjoys gardening, reading, and traveling the world with her husband and two children. In addition to The Simple Dollar, Holly writes for well-known publications such as U.S. News & World Report Travel, PolicyGenius, Travel Pulse, and Frugal Travel Guy. Holly also owns Club Thrifty.


How to pay off Amazon purchases over time

If you’ve had your eye on a few big-ticket items from but would rather not cover the full cost upfront, you’re in luck.

Amazon supports christmas tree in the park san jose number of different payment plans and flexible payment options, whether you finance a purchase through the site itself, sign up for a co-branded Amazon credit card, use a third-party financing tool to keep interest charges low or take advantage of a 0% introductory APR.

Here’s everything you need to know about paying off Amazon purchases over time and, hopefully, avoiding interest along the way.

See related: Best credit cards for Amazon purchases

Guide to Amazon financing

Does Amazon offer payment plans?

Yes. While the terms are fairly rigid, Amazon offers payment plans on eligible items to qualifying customers. The site also partners with a number of credit card issuers – including Synchrony Bank, Chase and Citi – to offer flexible payment options to cardholders.

Typically, your best bet in terms of both flexibility and cost will be either Amazon’s own Monthly Payments program, 0% promotional financing with an Amazon credit card or a new 0% intro APR credit card.

Amazon Monthly Payments

Monthly Payments is a little-known installment payment tool available on select items for eligible Amazon customers. Billed by Amazon as a way to “Get it now, pay over time,” Monthly Payments allows you to split the cost of an eligible item sold and shipped by Amazon across five months with no interest or finance charges.

With Monthly Payments, the price of your item is divided into five equal installments, with your first payment due when your product ships – that’s 20% of the total price, plus any tax and shipping on the full price of the item. Every 30 days after that for the next four months, you’re charged the remaining balance in equal installments.

You can only use Monthly Payments for one qualifying product in each product category (such as electronics) or Amazon device family (such as Fire tablets and Kindle e-readers) in your cart at time of checkout, and you can only be enrolled in one monthly payment plan per product category.

Here’s a quick look at how Amazon Monthly Payments work, per Amazon’s terms and conditions:

PaymentDue date
Initial payment (plus taxes and shipping)Date of shipment
First payment30 days after shipping
Second payment60 days after shipping
Third payment90 days after shipping
Fourth payment120 days after shipping

To get started with Amazon Monthly Payments, you’ll first need to check if your account is eligible. You can only use Monthly Payments if how to pay your amazon store card Amazon account has been active for at least one year, you reside in the U.S. and you have a valid credit card tied to your Amazon account and a positive Amazon payment history.

Luckily, no credit check is bankofamerica com onlinebanking login to determine your eligibility, so you won’t face the temporary credit score drop that comes from a hard pull of your credit report.

While qualifying for Monthly Payments is relatively straightforward, only certain items are eligible for an installment plan. To see if an item is eligible for financing through Monthly Payments, check for the “5 monthly payments” option on the product listing.

Here’s how to make monthly payments on Amazon, step-by-step:

  1. Enable monthly payments valley national bank mortgage your account. Once you’ve signed in and verified that your account is eligible for Monthly Payments, you’ll need to enable the feature. Visit the Monthly Payments page and click “Enable monthly payments.”
  2. Find an eligible product and select monthly payments. Products eligible for financing through Monthly Payments feature the text “or 5 monthly payments” below the standard price on the product listing. You can choose between “5 monthly payments” and “One-time payment” before you add an item to your cart.Find an item eligible for Monthly Payments
  3. Pay your first month, plus taxes and shipping. At checkout, your Order Summary lists the total cost of your item, the amount you’ll be charged immediately and the remaining balance, which will be billed in equal installments over the next four months.
    Amazon monthly payment checkout screen order summary
  4. Pay off your remaining balance over the next four months. Every 30 days, your card will be charged an equal portion of the remaining balance.

Amazon credit cards: Equal Pay vs. Special Financing

If your Amazon account or the item you have in mind doesn’t qualify for Monthly Payments, or if you think you’ll need more than five months to pay off your purchase, an Amazon credit card could be a good alternative. Not only do these cards carry exclusive financing offers, but they’ll also help you earn rewards on some of your regular Amazon purchases.

If go the new card route, you’ll choose from either the Amazon Store Card suite issued by Synchrony Bank – which includes the Amazon and Amazon Prime store credit cards, as well as the Amazon Prime Secured Card – or the Amazon Rewards Visa suite issued by Chase, which includes the Amazon Rewards Visa Signature Card* and the Amazon Prime Rewards Visa Signature Card*.

Depending on the card and the size of your purchase, you may be eligible to choose between two main types of financing for Amazon purchases: Equal Pay and Special Financing.

See related: Amazon store cards vs. Amazon Visa credit cards

Amazon Equal Pay financing

Equal Pay is similar to Monthly Payments, but offers much longer payment plans for large purchases – based on the size of your purchase.

This payoff period ranges from six to 24 months on the Amazon store card and from six to 18 months on the Amazon Visa cards. The latter cards also require a lower minimum purchase price to take advantage of a payment plan.

Equal Pay options on Amazon store cards from Synchrony include:

Offer periodMinimum purchase
6 months$150
12 months$600
24 months$800 (select purchases only)

On Chase cards, the following offers apply:

Offer periodMinimum purchase
6 months$150
12 months$250
18 months$500

Like Monthly Payments, Equal Pay allows you to split the cost of your item equally across the offer period. As long as you make your installment payments on time and in full, you won’t be charged any interest or other fees.

Instead of charging installments on a monthly basis, however, Equal Pay charges you for the total purchase amount when your item ships. Your required installment payment is then included as part of your minimum payment due each card statement period. This could get a bit confusing if you’ve used your Amazon credit card for new purchases in addition to an Equal Pay purchase.

Luckily, Chase makes it clear what you need to pay to avoid interest on new purchases by listing an “Interest Saving Balance” on your statement. Your Interest Saving Balance includes both the monthly payment due as part of your Equal Pay plan and any non-promotional balances you have. As long as you pay your Interest Saving Balance in full, you’ll avoid interest charges and be on track to pay off your Equal Pay pay eversource gas bill online example, if you used Equal Pay to split a $600 purchase across six months and also made $400 in other new purchases during a statement period, you’d have a total balance of $1,000. Your Interest Saving Balance, however, would be just $500 – that’s your $400 in new purchases, plus your $100 installment payment for the month.

Equal Pay Chase Interest Saving Balance

To take advantage of an Equal Pay offer on an Amazon credit card, add items to your cart as you normally would. Then, at checkout, choose your Amazon credit card as your payment method and select the Equal Pay option from the “card options” drop down list.

Amazon Equal Pay checkout

Unfortunately, you must choose between either financing or earning rewards on your Amazon card. If you opt for financing, you’ll miss out on any cash back you’d otherwise earn on Amazon purchases.

Amazon Special Financing

The other financing option on Amazon credit cards is called Special Financing. However, it’s not particularly “special” – it’s just the sort of deferred interest financing offer you’ll find available with many retailers and store credit cards.

With Amazon Special Financing, you get a promotional 0% APR for six to 24 months, depending on the size of your purchase. As long as you pay off your purchase in full by the end of the promotional period, you’ll avoid interest charges. Without set installment payments, how much you pay over the minimum is up to you, though if you pay only the minimum each month, you won’t pay off your balance in time.

Here’s how 0% promotional Special Financing breaks down by purchase size:

Offer periodMinimum purchase
6 icici bank usa months$600
24 months$800 (select purchases only)

Additionally, since Special Financing uses deferred interest, if you have even $1 remaining on your balance at the end of the promotional period, you’ll be charged interest going back all the way to the original purchase date.

Given the potentially high APR on Chase’s Amazon cards (14.24% to 22.24% variable) and the high APR guaranteed on Synchrony’s Amazon cards (25.99% variable), slipping up on a deferred interest union savings bank com offer could end up costing you a ton.

While marketing for Special Financing offers is more prominent on Synchrony’s Amazon cards, you may qualify for Special Financing with a Chase Amazon card as well. As with Equal Pay, simply choose your Amazon credit card as your payment method and select Special Financing from the “card options” drop down list.

Other Amazon financing options

While Amazon Monthly Payments or an Amazon credit card will likely offer the most flexibility, a number of other flexible payment tools may be a better fit for you. Keep in mind, however, that a few of these methods will require you to pay at least some interest.

Tip: Unfortunately, many shoppers have had trouble using popular installment payment services for Amazon purchases. Quadpay is one notable exception, allowing you to how to pay your amazon store card on Amazon via the Quadpay app. However, only six-week payment plans are available.

Citi Flex Pay

Citi has partnered with Amazon to allow eligible How to pay your amazon store card cardholders to finance Amazon purchases using Citi Flex Pay. How to pay your amazon store card feature lets you split the cost of most Amazon purchases of more than $100 into equal monthly payments when you use an eligible Citi card as your payment method at checkout.

While you generally can’t avoid paying some interest with this option, the standard fixed promotional APR is quite low, and you may qualify for much a longer outer banks harley davidson t shirt plan than you’d find in other financing plans.

Here’s a breakdown of standard Citi Flex Pay Amazon payment plans:

Offer periodMinimum purchasePromotional APR
3 months$1006.74%
6 months$1496.74%
12 months$3006.74%
18 or 24 months$6006.74%
36 or 48 months$1,2008.74%

As with Amazon’s Equal Pay and Special Financing offers, you can opt into Citi Flex Pay financing first national bank and trust oklahoma a purchase by setting your Citi card as your payment method and selecting the monthly payment plan that works for you. Before you check out, you’ll see your payment plan displayed below your order total.

Tip: As part of Amazon Prime Day, eligible Citi cardholders can also access exclusive 0% intro APR offers on Amazon purchases. You can choose among three equal monthly payments on purchases of $75 or more, 6 equal monthly payments on purchases of $149 or more or 12 equal monthly payments on purchases of $300 or more, all at a 0% promotional APR.

Pay It Plan It

A flexible payment tool available on select American Express credit cards, the “Plan It” portion of the Pay It Plan It program allows eligible cardholders to split purchases of more than $100 into monthly payments with a fixed fee. Payment plans run from three to 24 months and can be used for up to 10 eligible purchases at a time.

To use “Plan It” with an Amazon purchase, simply charge the full cost of the item to your eligible Amex card, then log in to your Amex account and choose the purchase that you want to pay over time. You’ll be offered one to three payment plans and can see how many payments you’ll make, the amount amazon com sign in my account must pay each month and the required fees.

New 0% intro APR card

A new credit card that offers a 0% introductory APR on purchases will allow you to carry a all buzz bee guns for several months and save on interest on all new purchases.

Two of your best options at the moment are the Blue Cash Preferred® Card from American Express and the Blue Cash Everyday® Card from American Express.

That’s because not only do both cards come with a 0% introductory APR on new purchases (the Blue Cash Everyday offers a 15-month 0% intro APR period, while the Blue Cash Preferred offers a 12-month 0% intro APR period, with both carrying a 13.99% to 23.99% variable APR after that), they also offer rewards on Amazon purchases as part of their welcome bonus.

The Blue Cash Everyday and Blue Cash Preferred cards offer 20% back on purchases for your first six months as a cardholder, with a $150 and $200 cash back cap, respectively.

The Discover it® Cash Back card is another great choice. It comes with a 0% introductory APR on purchases for the first 14 months (11.99% to 22.99% variable APR after that) and the Discover cash back calendar for 2021 lists purchases as eligible for 5% cash back from October through December (upon enrollment, on up to $1,500 in spending, then 1%).

Tip: You can check if you prequalify for a new credit card at many issuers’ sites or use a tool like CardMatch™ to search across multiple issuers for prequalified offers that fit your credit profile. Prequalification will help you get a better sense of your odds of approval before you apply.

Bottom line

If you’re looking for payment flexibility as you browse Amazon, you have a ton of options to choose from, many of which will help you avoid interest charges for six months or more.

If you want to avoid opening a new credit card, Amazon Monthly Payments may be your best bet but if you need more time to chip away at the cost of a large purchase, an Amazon co-branded credit card or a new card with a 0% introductory APR on purchases may be worth the temporary credit ding that comes with a new application.

Whichever route you take, be sure you have a payoff plan in place before you check out. You’ll also want to keep a close eye on your balance and payment schedule to ensure you don’t end up drowning in fees or interest charges.

See related: Best credit cards for large purchases

*All information about the Amazon Rewards Visa Signature Card and Amazon Prime Rewards Visa Signature Card has been collected independently by and has not been reviewed or approved by the issuer.

Editorial Disclaimer

The editorial content on this page is based solely on the objective assessment of our writers and is not driven by advertising dollars. It has not been provided or commissioned by the credit card issuers. However, we may receive compensation when you click on links to products from our partners.

Nouri Zarrugh is a staff editor at, focusing on credit card reviews, product news and recommendations. Also a fiction writer, he won the Keene Prize for Literature and holds an MFA in creative writing from the Michener Center for Writers at the University of Texas at Austin.


Amazon is one of the most popular websites where you can shop for literally anything that you want. From clothes to serious computer tech, you can find really affordable products in just a few clicks.

How To Pay with Two Payment Methods on Amazon

All you need to do is create an Amazon account, log in, and then look for something that you want to buy. Once you have found your desired item, click on Add to Cart and proceed to the next page where you will need to enter your credit card information.

But what if you don’t have enough funds on your credit card? Can you use two payment methods to purchase what you need?

The answer is yes, and this article will show you exactly how to do this.

Use Two Payment Methods for Buying on Amazon

The first thing most people ask is whether or not they can pay for the same item with two credit cards. Unfortunately, Amazon doesn’t allow this kind of payment.

However, Amazon does allow you to use an Amazon gift is the vancouver mall open today and add another payment method, like a credit card, to purchase a specific product.

With that in mind, one of the easiest ways of doing this is to “convert” your old Visa gift card into an Amazon gift card. You will then be able to send the gift card to yourself as an e-gift card. The following section will show you how to convert your Visa gift card.

Converting an Old Visa Gift Card Into an Amazon Gift Card

  1. First, you need to visit Amazon and log in. Once you are there, head to the eGift Card page where you can determine the balance of your gift card. You can either opt for one of the offered amounts ($25, $50, $75, $100, and $150) or choose a custom balance.If you opt for the latter, simply enter the funds you have left on your Visa gift card and fill the required fields so that you can send it to yourself. Pay With Two Payment Methods on Amazon
  2. On checkout, choose your old Visa gift card as the payment method and proceed to pay. Once the checkout process is complete, you will receive an Amazon gift card in an email. amazon egift card
  3. In the email, you will notice that you can click on the link to redeem a code. That code will be used later on for your purchases.
  4. All that you need to do now is click on the Apply to Your Account button, located under the Redeem Your Gift Card.
  5. Enter the received code and hit the Apply how to pay your amazon store card Your Account button again. After that, the purchased amount will appear as credits that you can use for your future purchases.

amazon rdeem gift card

A Word of Advice

If you don’t have enough money on your main credit card, it is important to think ahead and buy enough Amazon gift cards to cover the cost of your planned purchase. You can also purchase more codes on kiosks that sell Amazon gift cards and pay for them with cash, credit cards, and even checks.

  1. Once you are sure that you have enough credits to buy the product that you want, simply add that product to your online shopping cart and click Proceed to Checkout.
  2. You can add a credit card of your choosing to the credits that are already available by following instructions on the Payment Method screen.
  3. Amazon only allows you to use one alternative payment method (e.g. credit card) with your gift card codes.
  4. If you have bought multiple Amazon gift cards, add their codes into the field like earlier. Enter the codes one by one and hit the Apply to Your Account button after each code.

Add Your Amazon Gift Cards to Kindle Fire

You can use any of your available Amazon gift cards to shop for books and apps for your Kindle Fire. It doesn’t matter whether your Amazon gift cards are marked as Kindle gift cards or not. Since Spirit airlines phone number usa is an Amazon service, you can use all of them.

You have two options for adding these cards to your Kindle account. The first is to add them directly on the Kindle, and the second to add them through Amazon’s website.

  1. If you want to add your card directly to your Kindle Fire, you need to go through the Settings menu. Simply swipe down and tap on More.
  2. After that, select Applications and tap on Appstore.
  3. Once you have done that, you should find and tap on Gift Card.
  4. When you fill in all the requested information, click on the Redeem button.

Shop on Amazon

Just because there aren’t enough funds on your credit card doesn’t mean that you can’t shop on Amazon. If you have an old Visa gift card lying around or have received an Amazon gift card from a friend or a family member, you can easily turn them into Amazon credits and use them to pay for your purchases.


If you're planning on shopping via Amazon this holiday season, there are compelling reasons to do it with the company's flagship cash-back credit card. The Amazon Prime Rewards Visa Signature Card* features a considerable sign-on bonus -- a $150 Chase customer care center gift card, rewarded to you instantly upon account approval -- and up to 25% back on select items in rotating categories. 

The card provides 5% cash back on purchases at Amazon and Whole Foods. You spirit airlines phone number usa get 2% back at restaurants, gas stations how to pay your amazon store card drug stores, and 1% back on other purchases. So whether you're buying groceries at Whole Foods or from Amazon Fresh, this card will help maximize your savings this holiday season. 

As an alternative to earning cash-back rewards on a purchase, cardholders can choose 0% intro APR financing on equal payments for purchases of at least $50 for six to 18 months (14.24% to 22.24% variable APR thereafter). This feature could help you stretch out the payment period on a larger purchase, though you walmart money card number be subject to paying interest.

Intro Bonus$150 Amazon Gift Card instantly upon approval

APR14.24% to 22.24% Variable

Recommended Credit N/A

Reward Rates
  • 5% back at and Whole Foods Market with eligible Prime membership*
  • 2% back at restaurants, gas stations, and drugstores*
  • 1% back on all other purchases*

Annual Fee$0

Intro Purchase APRN/A

Balance Transfer Fee Either $5 or 5% of the amount of each transfer, whichever is greater.

Balance Transfer APR14.24% to 22.24% Variable

Late Payment Fee Up to $39

Foreign Transaction Fees None

  • 5% back at and Whole Foods Market with eligible Prime membership*
  • 2% back at restaurants, gas stations, and drugstores*
  • 1% back on all other purchases*

Our Take

The Amazon Prime rewards card has no annual fee and the eligibility requirements aren't particularly stringent. Applicants with a "fair" credit score (approximately 580 or higher) stand a good chance of being approved.

Amazon also offers a slimmed-down version of its Rewards Visa for people who are not Prime members -- the Amazon Rewards Visa Card*. The Amazon and Whole Foods cash-back rate with this card is only 3% and signup incentive is lower: a $75 Amazon gift card. But if you're looking to maximize your Amazon cash-back potential, you're probably better off becoming an Amazon Prime member first -- which costs $119 per year -- and then applying for the full-featured Prime version of the card. Since you'll earn a $150 Amazon gift card as a sign-up bonus with the Amazon Prime Rewards Visa Signature Card, it can fully cover your first year of Prime membership, which features many worthwhile Amazon benefits. 

Some alternatives to Amazon credit cards for holiday shopping

Another alternative for the Amazon-heavy shopper is the Blue Cash Preferred® Card from American Express, which offers 6% cash back on groceries at US supermarkets -- including Whole Foods -- on up to $6,000 per year (after which the cash-back rate decreases to 1%). You can also earn 6% cash back on select US streaming service purchases, including Amazon Prime Video. Lastly, you can get a $300 statement credit by spending $3,000 within the first six months of membership. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. 

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit to learn more.

The Bank of America® Customized Cash Rewards credit card* is another great option for those who do much of their holiday shopping online but not primarily on Amazon. This card offers a customizable 3% cash-back category that doesn't rotate, and online shopping is one of the available categories, as well as 2% cash back at grocery stores and wholesale clubs (for up to a combined $2,500 in choice category/grocery store/wholesale club purchases per quarter, then 1%). You receive 1% cash back on all other purchases. Note that you have to manually select this category through your account to receive these benefits, as the default category is gas. You'll also receive a $200 online cash rewards sign-on bonus after spending $1,000 in purchases in the first 90 days of account opening.

A direct deposit of news and advice to help you make the smartest decisions with your money.

More credit card advice

For rates and fees of the Blue Cash Preferred Card from American Express, click here.

*All information about the Amazon Prime Rewards Visa Signature Card, Amazon Rewards Visa Card and the Bank of America Customized Cash Rewardscredit card has been collected independently by CNET and has not been reviewed by the issuer.

The editorial content on this page is based solely on objective, independent assessments by our writers and is not influenced by advertising or partnerships. It has not been provided or commissioned by any third party. However, we may receive compensation when you click on links to products or services offered by our partners.


This one I learned the hard way.

I was interested in applying for one of the Amazon 5% back cards. There is the Chase credit card version and the Synchrony store card version.

Only Prime members earn 5%. Since my Prime account is an invitee/secondary Prime account (it gets 2-day shipping but doesn’t get video benefits), I chatted with Amazon to clarify whether the account is eligible for 5% cash back or if I’m stuck at 3%.

Amazon confirmed with me via chat how to pay your amazon store card my account will get 5% back. This is more or less how it went:

Me: Can you confirm whether my Amazon account is eligible to earn 5% cash back on all purchases if I would apply for the Amazon credit card from Chase? I have a Prime account, but my account doesn’t have video privileges, so I just want to confirm that it can still get the 5% if I’d get the Amazon credit card from Chase.
Amazon: In this case I have checked and confirmed that your account is eligible for the 5% cash back.
Me: I see, thanks. And that would be true whether I got the Chase version or the Synchrony version?
Amazon: Yes you just need to have the Amazon store card.
Me: Wait, there are two versions. So can you confirm that I’ll get the 5% with either one?
Amazon: Yes you can use any of them and you will still get the 5% cash back.

Unfortunately, this is incorrect information. After receiving the Chase Amazon card, I added it to my Amazon account only to learn that it only earns 3%. The earning amount shows clearly in the Amazon account next to the card.

Chatting and calling Amazon a few times hasn’t gotten anywhere other than an acknowledgment that my account is not eligible for 5% and the previous information was wrong.  🙁

Only the main Prime member gets 5%. Presumably, this will be the same with the Synchrony version of the card too. I should note that mine is a grandfathered version of the secondary Prime account. It’s possible that it’ll work differently with the newer version where the two accounts are more connected.

Now, I’ll either have to cough up the $99 for Prime membership or live without the 5%. I did file a CFPB complaint, we’ll see how that goes. The complaint is going to Chase and they didn’t do anything wrong, so I’m not too hopeful. Maybe a BBB complaint, who knows.

Aside from not getting 5%, I also got the $50 Amazon gift card signup bonus instead of the $70 one.

Important update: From the comments and from this Amazon page it’s high yield cd account only grandfathered Prime secondary members don’t get the 5%. But if you are a secondary Prime member on the how to pay your amazon store card version of Amazon Household (Prime can be shared with one household member who gets full Prime benefits), the secondary member will get 5%.

Using Amazon Card on non-Prime Account

In a related how to pay your amazon store card what happens if you use your Amazon 5% card in an a different Amazon account which does not have prime? For example, your spouse uses your 5% card in their own Amazon non-Prime account. Will you get 5% for the purchase?

According to reader Ryan once the card is successfully linked to a Prime account and earns 5% there, it will then earn 5% even when it’s used on a different, non-Prime Amazon account.


Amazon will pay you $10 in credit for your palm print biometrics

How much is your palm print worth? If you hdfc bank auto loan login Amazon, it’s about $10 in promotional credit if you enroll your palm prints in its checkout-free stores and link it to your Amazon account.

Last year, Amazon introduced its new biometric palm print scanners, Amazon One, so customers can pay for goods in some stores by waving their palm prints over one of these walmart money card number. By February, the company expanded its palm scanners to other Amazon grocery, book and 4-star stores across Seattle.

Amazon has since expanded its biometric scanning technology to its stores across the U.S., including New York, New Jersey, Maryland and Texas.

The retail and cloud giant says its palm scanning hardware “captures the minute characteristics of your palm — both surface-area details like lines and ridges as well as subcutaneous features such as vein patterns — to create your palm signature,” which is then stored in the cloud and used to confirm your identity when you’re in one of its stores.

Amazon’s latest promotion: $10 promotional credit in exchange for your palm print. (Image: Amazon)

What’s Amazon doing with this data exactly? Your palm print on its own might not do much — though Amazon says it uses an unspecified “subset” of anonymous palm data to improve the technology. But by linking it to your Amazon account, Amazon can use the data it collects, like shopping history, to target ads, offers and recommendations to you over time.

Amazon also says it stores palm data indefinitely, unless you choose to delete the data once there are no outstanding transactions left, or if you don’t use the feature for two years.

While the idea of contactlessly scanning your palm print to pay for goods during a pandemic might seem like a novel idea, it’s one to be met with caution and skepticism given Amazon’s past efforts in developing biometric technology. Amazon’s controversial facial recognition technology, which it historically sold to police and law enforcement, was the subject of lawsuits that allege the company violated state laws that bar the use of personal biometric data without permission.

“The dystopian future of science fiction is now. It’s horrifying that Amazon is asking people to sell their bodies, but it’s even worse that people are doing it for such a low price,” said Albert Fox Cahn, the executive director of the New York-based Surveillance Technology Oversight Project, in an email to TechCrunch.

“Biometric data is one of the only ways that companies and governments can track us permanently. You can change your name, you can change your Social Security number, but you can’t change your palm print. The more we normalize these tactics, the harder they will be to escape. If we don’t [draw a] line in the sand here, I am very fearful what our future will look like,” said Cahn.

When reached, an Amazon spokesperson declined to comment.



3 Replies to “How to pay your amazon store card”

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