free bank account opening online in india

Teach your children to save from a young age. Guardian operated CUB Junior savings accounts offer IMPS/NEFT/RTGS facility for school/college fees. Download and install the free Open Account app on your smartphone. Please sign in to our English online banking using your web browser for transactions. No monthly fees. 60k+ ATMs. Build credit. Get fee-free overdraft up to $200.¹ Banking services provided by bank partners. Chime is a tech co, not a bank.
free bank account opening online in india

You can watch a thematic video

bank of baroda online account opening। zero balance। 10 मिनट में सब कुछ मिलेगा।

: Free bank account opening online in india

Free bank account opening online in india
SANTANDER BANK HOURS BRICK NJ
South florida state college panther central

Savings Account

With monthly pay-out of interest, get the maximum benefit upto 5%* interest rate on your SBM Savings Account. Enjoy unlimited free withdrawals and a range of exciting benefits. What's more, you can also choose your own account number — one that you can recall with ease.

A host of unmatched benefits:
SBM Family Savings Account

Manage your family's savings efficiently with just one account.

  • Benefits extended to entire family
  • Lower average minimum balance
  • View all linked accounts under one roof
SBM Children's Second harvest food bank valdosta ga Account

It's never too early to start saving. Cultivate the fruitful habit of saving in your children with SBM Children's Savings Account and enjoy exclusive discounts and privileges.

Find out the current interest rates offered by our Fixed Deposit and Recurring Deposit.

Savings Account Interest Rates
For Resident & Non-Resident Indians
SlabsInterest Rate (per annum)
Balance up to INR 2 Lakhs3.50%
Balance more than INR 2 Lakhs up to 5 Lakhs4.00%*
Balance above INR 5 Lakhs5.00%*

*The savings interest rate shall apply on incremental balance
For further clarifications read the FAQ section placed below or call our Customer Service desk on 1800 1033 817

Please note: The free bank account opening online in india Savings Interest Rate is applicable with effect from January 1, 2021

Disclaimer: Above rates are subject to change without prior notice. Depositors may please confirm the rate with respective branches before the investment

Share with us your contact details

Источник: https://www.sbmbank.co.in/personal/saving-account.php

IDBI Bank, smart choice capital one spark visa
of the smartest kids
in the world

 Power Kids Account Power Kids Account
Presenting the Power Kids Account
south florida state college panther central from free bank account opening online in india IDBI Bank

Apply Now

IDBI Bank realized the importance of introducing a product specifically catering to this market. These days, parents' start saving money for their children right from the day they are born and by supporting this thought christmas tree in the park san jose chase bank cashiers check limit free bank account opening online in india IDBI Bank has designed the “POWERKIDZ” account, cut for the needs of children.

It is a piggy bank for the Kids that will not just keep their free bank account opening online in india safe but provide an free bank account opening online in india interest on the same, allow them to take out money when required, make smart purchases by way of exclusive debit card, teach them to operate their account in a better and convenient way and also advise them from time to time about better investment options.

Kids at a young age can start saving the amount received from parents/guardian into these account which will not just inculcate the habit of saving but also act as an instrument in guiding them into financial sector. Coupled with various training programs and with insight to various other products children can make better investment decisions in future. They can even have the benefit by availing education loan from IDBI Bank at a competitive interest rate for funding their higher education in India and Overseas.

IDBI Bank Power Kids Account Features and Benefits
  • MAB of Rs. 500
  • No charges for non maintenance of MAB
  • Exclusive designed Kids ATM Card*
  • Withdrawal limits up to Rs. 2,000 at ATM / POS
  • Personalized Cheque Book
  • Free monthly statements via mail on request
  • Free Passbook
  • Demand Drafts and Pay orders on request
  • Free five ATM transactions at other Bank ATMs at Non Metro Locations

Personal Accidental Insurance cover

  • Free Insurance of Rs.2 lakh, on accidental death of guardian operating account on behalf of Minor.
  • The free accidental cover offered to customers will be withdrawn on Primary Account Holder attain Major Status as per bank records.

Minor Declaration to be signed by the Guardian

Guardian's photograph and signature required on AOF

Only natural guardians as per law are acceptable, otherwise guardian should be a person appointed by a court of law

Two Minors or two guardians not allowed in a minor account

Birth Registration certificate

School ID card with Photo and DOB mentioned

Minor Declaration to be signed by the Guardian

All supporting documents to be signed by the customer i.e. self-attestation and the officer verifying the original documents

If Minor above 10 years and he himself operates the account, his/her photo is required

On attaining majority, the accounts will be frozen and the freeze will be removed only after submission of documents

How To Apply

Get a Power Kids Account in 3 easy steps.

01. Get In Touch

Call on our Phone Banking numbers Toll Free -
1800-209-4324
1800-22-1070 (24x7 service) walmart money card number

03. Receive a Call Back

Our representative will contact you at the earliest.

Get In Touch

Источник: https://www.idbibank.in/power-kids-saving-account.aspx

BANKING MADE EASY -
JUST IN A JIFFY

  • NSDL Jiffy makes your everyday banking life better with simple, smart and secure products from NSDL Payments Bank

  • NSDL Jiffy assures paperless and queue free process, right from account opening to fund transfer, bill payments and investments

  • Sending and receiving money from your loved ones is now made easy and quick with NEFT and IMPS

  • NSDL Jiffy ensures complete transparency with fund transfers and its statements

  • Live stress-free without missing dues of your utility bills.

  • Enjoy quick recharges for endless conversations with your loved ones, watching TV and browsing internet

  • Go Cashless with NSDL Jiffy’s virtual debit card.

  • Worry not if you forget your wallet at home! NSDL Jiffy already has your virtual debit card in it

Take the first step to

Источник: https://nsdlbank.com/

10 Best Savings Bank Accounts in Ugi online bill pay 2021 (With Highest Interest)

My friend moved to Bangalore for his new job in a start-up. The start-up did not have any tie-ups with banks to open zero balance salary account for its employees. He was asked to open a savings bank account in a bank of his choice for crediting his monthly salary.

He wanted to open an account with ICICI or HDFC but they said that he needs to maintain a minimum of 10,000 INR in his account. His salary was not very high so he was unsure whether he would be able to maintain this balance.

He wanted to avoid PSU banks like SBI or Canara because he wanted to experience good customer service, offers on debit cards, and the latest technology-enabled banking.

I suggested him to open an account with RBL because they offer one of the best interest rates and are giving good competition to premium banks in terms of services and offers.

I did in-depth research on major Indian banks to find the best savings account in India in 2021 for various needs like high-interest rates, zero balance offers on debit cards, international debit card, mobile apps, customer service and global reach.

Here is the list of 10 Best banks for savings account in India 2021

  • Kotak Bank Savings Account – Best for fastest online account opening 
  • IndusInd Bank Savings Account– Best for 3-in-1 account with discount broker 
  • ICICI Bank Savings Account – Know for great technology 
  • HDFC Bank Savings Account – Best for great customer products 
  • Axis Bank Savings Account – Great for customer service
  • RBL Savings Account – Best for highest interest rate 
  • SBI Savings Account – Best bank for students 
  • Paytm Payment Bank – Best digital bank 
  • Bank of Baroda Savings Account – Best government bank 

Let’s review the top 10 savings account in India to open in 2021

Best Savings Bank Account in India 2021

#1. Axis Bank Savings Account (For Good Services)

I don’t have any personal experience with Axis bank but I find that Axis is the only bank that gives rewards points on account-related transactions. Like you can earn reward points for making ECS, standing instructions, opening RD or demat account.

On opening savings account you get additional benefits like access to free Times Prime membership, offers and cashback on Amazon, Zee5, Ganna and Uber.

Axis Bank also offers two different sets of savings bank account. Easy access and prime with lower account balance requirements and Prime plus, Priority and Burgundy with higher balance requirements.

Best Axis Bank Savings Account

Savings AccountMinimum Average Balance
Axis Easy Access
Savings Account
Monthly Rs. 10,000 (metro/ urban) to
Rs. 5,000 (semi-urban)
Axis Prime
Savings Account
Monthly Rs. 25,000 (metro/ urban) to
Rs. 10,000 (semi-urban)
Axis Prime Plus
Savings Account
Monthly Rs. 1 Lac
Axis Priority
Savings Account
Quarterly Rs. 2 Lacs
Axis Burgundy
Savings Bank Account
Quarterly Rs. 10 Lacs

The details for the savings bank account are

Rate of InterestUp to 50 Lac – 3.0%
Above 50 Lac- 3.5%
Account Opening ProcessOnline, Physical Branch Visit
Channel of AccessMobile, Netbanking, Branch & ATMs
Ease of useAverage
  • Quality services
  • Reward points for normal banking transactions
  • Benefits only at higher relationship value
  • Average customer support

Open Axis Savings Account Now

#2. Kotak 811 Savings Account Review (Fastest Online Account Opening)

Kotak 811 Digital Free bank account opening online in india is one of the best saving accounts provided by Kotak bank. 811 is a zero balance savings account that you can open online through your mobile or laptop.

You can complete the KYC through a video call in a single go. Your account will be activated within a few steps.

You will get 4% interest rate on your savings account which more than banks like SBI, HDFC, ICICI.

Benefits of Kotak 811 Account

  • Instant account opening
  • Zero balance account
  • Virtual debit card (with an option to get physical debit card)
  • The whole accounting process is paperless

Click Here to Open Kotak 811 Account Online 

You can seamlessly open the Kotak 811 savings account while sitting in your house without going to the bank branch.

The details for savings accounts are as under

Monthly Average Balance0
Rate of Interest

3.5% up to 1 Lakh balance

4% above 1 Lakh 

Account Opening ProcessOnline through website
Channel of AccessMobile, Netbanking, Branch & ATMs
Ease of useAverage
  • Higher rate of interest
  • Online and paperless account opening
  • Easy account opening process
  • Virtual debit card

Best For

Persons who are looking for a higher interest rate and zero account balance.

Open Kotak Zero Balance Online Account 

#3. IndusInd Bank Savings Account (3-in-1 account with Upstox)

Indusind bank offers a zero balance 3 in 1 (savings, trading & demat account) in collaboration with Upstox.

IndusStox comes with Smart Transfer feature, in which you don’t need to transfer money from the savings account to trading account for stock trading. The funds will keep remain in your savings account & you will earn interest on the amount.

You can earn up to 6% interest on your savings account. The savings account interest rate is higher than the fixed deposit interest rate of banks like SBI.

Benefits of 3-in-1 IndusStox Account

  • Zero balance bank account
  • Higher savings account interest rate
  • Free demat & trading account opening
  • 30 days Zero brokerage (limited time offer)
  • Online account opening

Open Free InduStox 3-in-1 Account now

Rate of Interest (on daily balance)Up to 6%
Account Opening ProcessOnline through website
Channel of AccessMobile, Netbanking, Branch & ATMs
Ease of useAverage

Best For

If you are looking to open an online savings account and also interested in stock investment then you must open the free IndusStox account (limited time offer)

Open Free InduStox 3-in-1 Account now

#4. ICICI Bank Savings Account (For Best Technology)

Opening a savings bank account with ICICI is like banking at fingertips with 200+ banking services offered online.

The amazing tech experience starts with iMobile banking app which is user-friendly and is secured using PKI end-to-end 265-bit encryption.

You can check transactions and balances, transfer funds, open MF, FD, RD PPF and NPS accounts, pay bills and insurance premiums, book tickets and even manage your Demat account portfolio with iMobile.

Best For

Individuals who are tech-savvy, have no time for branch visit and like to use mobile for doing most of the utility payments and banking transactions.

ICICI bank’s internet banking has a superior interface and navigation where you can find all the information at one place. All the authentication factors are present on the same page, making fund transfer quick and easy.

You need not scroll pages but can access all service requests from a single location. This saves time and offers a hassle-free user experience.

Best Savings Account Options by ICICI Bank

  • ICICI Regular Savings Account
  • ICICI Silver Savings Account
  • ICICI Gold Privilege Savings Account
  • ICICI Titanium Privilege Savings Account
Monthly Average BalanceRs. 10,000 to Rs. 1,25,000 (depending on variant)
Rate of Interest

Up to 50 Lac – 3.00%
Above Rs. 50 Lac- 3.50%

Account Opening ProcessOnline and Branch visit
Channel of AccessMobile, Netbanking, Branch & ATMs
Ease of useUser-friendly and easy
  • Best mobile app
  • Online banking is smooth & hasslefree
  • Always 10 steps ahead in technology than any bank in India
  • No extra benefits to a loyal customer
  • Banking product benefits are average

#5. HDFC Bank Savings Account (For Best Products)

When you bank with HDFC, then you have access to the best products in the market – best credit cards, deposits rates, loans, Payzapp, Smarthub or Samsung pay.

Best or unique products from HDFC Bank

<strong>HDFC Diners Club Black Credit Card</strong>

Diners club black is a super premium credit card from HDFC where you save up to 33% while shopping at 10X partner brands like Flipkart, Amazon, Yatra & Cleartrip via Smart Buy.

The card lets you earn 1 reward points per Rs. 30 spent and has a higher reward value of 1 rupee per reward point.

<strong>HDFC Smart Buy</strong>
An online shopping platform linked to bank’s website where christmas tree in the park san jose display exclusive products and services for all the HDFC Bank’s customers.

The customers get the best deals from e-commerce companies such as Snapdeal, Flipkart and Amazon.

<strong>HDFC on Chat</strong>

HDFC on Chat is a natural language processing based artificial intelligence platform that lets you chat on Facebook messenger for making payments.

HDFC on Chat can be used even by non-customers to avail services like bill payments, mobile recharge, travel, movies and event bookings, etc.

<strong>HDFC Personal Loans on ATMs</strong>

For existing customers, HDFC banks provide an option of availing small instant personal loans at the ATM. The option shows on the ATM screen. All you need is to e-agreement on the screen and the money gets transferred to your account.

The facility is based on the customer’s financial details and fair assessment of their profile. ICICI and SBI are the other banks providing this facility.

HDFC Bank has another set of premier banking services and products where you have exclusive pricing, phone banking services and lifestyle benefits.

The premier banking includes customized solutions for needs related to

  • Investments in equity & mutual funds,
  • Tax payments,
  • Insurance
  • Portfolio management services.

All the premier banking needs are looked after by a dedicated relationship manager.

For availing premier banking services, you need to have a higher monthly average balance in your savings account. Which starts from Rs. 1 Lakh for classic premier banking to Rs. 10 Lacs for Imperia premium banking.

Best Saving Accounts from HDFC Bank

  • HDFC Savings Max Account
  • HDFC Regular Savings Account
  • HDFC Basic Savings Banks Deposit Account
  • HDFC DigiSave Youth Account
Monthly Average BalanceRs. 5,000 to Rs. 25,000 (depending on variant)
Rate of InterestUp to 50 Lac – 3.0%
Above 50 Lac- 3.5%
Account Opening ProcessOnline and Branch visit
Channel of AccessMobile, Netbanking, Branch & ATMs
Ease of useAverage
  • They offer good products (like credit cards) to loyal customers
  • Premium bank products have great benefits
  • Average service
  • Average technology (poor mobile app)
  • Staff is not knowledgeable or may misguide the customers

Best For

Anyone who is looking for a premium, best and customized products.

#6. Citi Bank Savings Account (Global Presence)

Citibank can easily fulfill global banking requirements of your family members and near relatives. You will find support from 4000 Citibank branches across 42 countries for all your banking requirements whenever you want.

Best For

People who require global banking services.

Citibank has robust fund remittances solutions like

  • Citi Global Transfers
  • Wire Transfers
  • Automated Clearing House
  • Foreign Currency draft

Wherein you can send funds up to Rs. 3 Lacs per day or receive up to Rs. 30 Lacs per day from your Citibank account to that of family members Citibank account overseas.

Best Citibank Savings Account

Savings AccountNet Relationship Value
Required over 3 months
Citi Bank Savings AccountRs. 15 Lacs
Citi Priority Savings AccountRs. 15 Lacs
Citigold Savings AccountRs. 75 Lacs
Citigold Private Savings AccountRs. 5 Crores

The details for the savings bank account are

Rate of Interest2.5%
Account Opening ProcessOnline through website
Channel of AccessMobile, Netbanking, Branch & ATMs
Ease of useAverage to poor
  • Global presence
  • Easy money receipts and transfers

Services available only in 23 cities in India

Check out – Best bank for home loan in India

Best Banks with Highest Interest Rate on Saving Account in India 2021

#7. RBL Bank Saving Account

RBL Bank offers savings account interest up to 6.75% which is one of the highest among all the banks. Even the FD interest rate of SBI, HDFC and ICICI ranges between 5 to 6%.

You can earn the same fixed deposit interest rate on your savings account without locking your money.

RBL offers digital savings account that you can open online without going to the bank branch.

You need to follow just 3 easy steps

Step 1 – Provide Aadhar and PAN details

Step 2 – Choose an account variant

Step 3 – Update personal details

The details for savings accounts are as under

Monthly Average BalanceRs. 5000
Rate of InterestUp to 1 Lac – 4.75%
Above 1 Lac – 6.00% to 6.25%
Account Opening ProcessOnline through website
Channel of AccessMobile, Netbanking, Branch & ATMs
Ease of useAverage to better
  • Higher rate of interest
  • Quick account opening process
  • Quick bill pay facility
  • Virtual debit card
  • Higher interest rates are applicable only on the monthly balance greater than Rs. 1 Lac.

Best For

Persons who are looking to earn a higher interest income and other banking benefits.

Best Bank in India for Students (Savings Account for Students)

#8. State Bank of India Savings Account (For Widespread Reach & Services)

You are sure to find an SBI branch and ATM anywhere in the country, this helps in physical cash access. For students SBI as dedicated branches and extension counters at various schools, colleges and universities.

Which helps them in paying regular fees and exam fees with ease. Additionally, students have access to banking services which carry lower charges.

Best State Bank of India Savings Account

  • SBI Basic Savings Bank Account
  • SBI Small Savings Account
  • SBI Savings Plus Account
  • SBI Digital Savings Account

The details for savings accounts are as under

Monthly Average BalanceNil
Rate of Interest 2.70%
Account Opening ProcessOnline through the website, YONO app, Branch
Channel of AccessMobile, Netbanking, Branch and ATM
Ease of useAverage to good
  • Widespread reach and services
  • NIL monthly balance
  • No premium savings accounts or benefits

Best For

Students and for persons with a nearby branch.

Best Digital Bank in India 2021 (Payments Banks)

#9. Paytm Payments Bank Savings Account

With Paytm savings account, your phone is your bank. You can enjoy the convenience of banking from your phone.

Paytm payments bank is for cashless payments transaction and minimal banking needs of unbanked sections of society.

You can open zero balance savings account with Paytm bank without any hassle to maintain monthly average balance.

Unlike traditional banks, here you need not fill forms for account opening. The account opening is simple and completely digital via free bank account opening online in india paytm app. But you need to submit documents to complete your KYC at the nearby location.

The drawback with Patym Savings Account is that you can hold only up to Rs. 1 Lac combined in your savings bank account + wallet. Any excess balance is auto swept into the fixed deposit at IndusInd bank.

The details for the savings account are as under

Monthly Average BalanceNIL
Rate of Interest2.75%
Account Opening ProcessPaytm App
Channel of AccessMobile
Ease of useAverage to good
Variants of Savings AccountsNIL
  • Digital account opening via app
  • Zero monthly average balance
  • Real-time passbook updates
  • One or 2 branches
  • Account balance limited to Rs. 1 Lac

Best For

Individuals using mobile for payments and basic banking with needs up to Rs. 1 Lac.

You may also like to read – Best bank for current account in India

Best PSU (Government) Bank in India

#10. Bank of Baroda Saving Account

Bank of Baroda is the second largest PSU banks with good products and quality customer service. The bank offers a decent net how hard is it to get a pnc credit card service but the apps are average.

Best Bank of Baroda Savings Account

  • Baroda Super Savings Account
  • Baroda Basic Savings Bank Account
  • Baroda Advantage Savings Account
  • Baroda Platinum Savings Account

The details for savings accounts are as under

Quarterly Average BalanceRs. 0 to Rs. 1 Lac (depending on the account)
Rate of Interest 2.75%
Account Opening ProcessBranch
Channel of AccessMobile, Netbanking, Branch and ATM
Ease of useAverage to good
  • No premium free bank account opening online in india accounts or benefits
  • No good apps

Best For

Individuals looking for the best of services at a PSU bank.

List of Banks with Zero Balance Account in India

Almost all banks in India offers a zero balance savings account. The problem is few of them will tell you about it upfront.

You would not find bank employees advertising the zero balance savings account to you. The reason is that they do not get any incentive for opening a zero balance savings account.

Please note that zero balance accounts are basic savings bank deposit accounts. The main purpose of which is to connect the unbanked section of society and provide minimum banking services.

Hence, you will find cap on the amount, number of transactions and restrictive services on zero balance accounts.

Below is the list of banks offering zero balance savings account

  • Kotak Mahindra Bank
  • Digibank by DBS
  • State Bank of India
  • Federal Bank
  • Bank of Baroda
  • ICICI Bank
  • Axis Bank
  • Standard Chartered Bank
  • IDFC Bank
  • IndusInd Bank
  • HDFC Bank
  • RBL Bank
  • Paytm Payments Bank
  • Airtel Payment Bank

Saving Bank Interest Rates Comparison

BankBelow Rs. 1 LacAbove Rs. 1 Lac
ICICI Bank3.0%up to 3.5%
HDFC Bank3.0%up to 3.5%
Axis Bank3.0%up to 3.5%
Citi Bank2.5%2.5%
IndusInd Bank4%up to 6%
IDFC Bank4%5%
Kotak Mahindra Bank3.5%up to 4%
RBL Bank4.75%up to 6.25%
Yes Bank4.0%up to 4.75%
Lakshmi Vilas Bank (now part of DBS Bank)3.25%up to 3.75%
Bandhan Bank3.0%up to 6%
Digibank by DBS3.5%up to 4%
State Bank of India2.70%2.70%
Paytm Payment Bank2.75%N.A.
Airtel Payments Bank3%N.A.
Bank of Baroda2.75%2.75%

Final Words

Every bank has some unique feature for the customers. You need to first list down your need then free bank account opening online in india the best bank that would fulfil your savings account need. If I have missed any information, let me know in the comments.

FAQs

Which bank is best for savings account?

A bank that fulfils your savings account requirement is best for you to open savings account. Like RBL is best for high interest rate savings account. SBI is best for students as in campus you would find SBI branches.

Which bank gives highest interest rate on saving account in india?

RBL bank offers highest interest rate up to 6.25% on savings account.

Which is the largest private bank in India?

HDFC is the largest private bank in India

If you Loved reading this, Share with someone you care!

Источник: https://www.cashoverflow.in/best-savings-bank-account-india/

Get US bank account on Indian passport via an app

"storyDirectUrl"

OPEN APP

Home / Money / Personal Finance /  Get US bank account on Indian passport via an app

2 min read.Updated: 14 Jan 2021, 10:15 PM ISTTinesh Bhasin
  • The bank account comes with a $250,000 insurance by the Federal Deposit Insurance Corporation and a Mastercard debit card
  • After the US, the company plans to offer similar services for Canadian, United Kingdom, and Australian bank accounts

You may now open a bank account in the US with an Indian passport from an app. US-based fintech startup Aeldra has started offering US bank accounts to Indians without a social security number or a US address.

“The bank account can free bank account opening online in india opened with Indian passport and other local documents for KYC (know your client). We are in the beta phase and opening about 30 accounts a day. We have a wait-list of about 5,000 customers who want to open a US bank account," said Sukeert Shanker, founder and CEO, Aeldra.

Also Read

2 Replies to “Free bank account opening online in india”

  1. Apologies for the delay. Pls share the email address which was used to register so that we can contact you ASAP.

Leave a Reply

Your email address will not be published. Required fields are marked *