american bank of the north hibbing

Please call the number next to a routing number below to confirm your American Bank Of The North Hibbing Downtown Branch routing number for wire transfer. American Bank · 2015 E 3rd Ave, Hibbing, MN 55746. Get Directions · Rating · 2.7. (14 reviews) · 11 people checked in here · (218) 262-5000 · [email protected] Member FDIC & Equal Housing Lender. American Bank of the North is privately held and is a subsidiary of Mesaba Bancshares, a multi-bank holding company. There.
american bank of the north hibbing

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American Bank Hibbing Mn Hours

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American Bank in Hibbing, MN 55746 - Hours Guide
    American Bank at 2015 3rd Ave E, Hibbing, MN 55746: store location, business hours, driving direction, map, phone number and other services.

American Bank of the North Hibbing Downtown Branch ...
    American Bank of the North Hibbing Downtown branch is located at 2015 Third Avenue East, Hibbing, MN 55746. Get hours, reviews, customer service phone number and driving directions.4/5

American Bank Hibbing opening hours 2015 3Rd Ave E FindOpen
    Find opening times and closing times for American Bank in 2015 3Rd Ave E, Hibbing, MN, 55746 and other contact details such as address, phone number, website, interactive direction map and …

American Bank in Hibbing, MN - Hours Guide
    American Bank. Hours of Operation in Hibbing, MN. 6 Locations in Hibbing. 4.0 based on 29 votes. name address phone. American Bank - Hibbing - Minnesota 12080 Highway 169 W, #1 (218) 263-8674. American Bank - Hibbing - Minnesota 2015 3rd Ave E (218) 208-0592. American Bank - Hibbing - Minnesota 522 E Howard St (218) 262-3557.4/5(29)

Hibbing Branch - Hibbing, MN, 55746-5118 - U.S. Bank
    Aug 17, 2021 · Visit the Hibbing Branch location in Hibbing for your banking needs and Uncover The Power of Possible. ... In response to the COVID-19 pandemic, branch hours may have changed and face masks are required. Save time and stay safe: Make an appointment or bank from home with the U.S ... Hibbing, MN 55746-5118. 218.262.7155. ATM Available. Free ...Estimated Reading Time: 7 mins

Home › Park State Bank
    Welcome to Park State Bank. Park State Bank recently expanded under the acquisitions of American Bank of the North and The Lake Bank. With this merger we will bring together the unique strengths of each of the three banks, along with other key advantages that have made Park State Bank your bank of choice over the years.

American Bank Of The North Locations & Hours Near Hibbing ...
    9. American Bank. Commercial & Savings Banks Financing Services Mortgages. Website. (218) 741-0816. Virginia 55792. Virginia, MN 55792. From Business: American Bank is privately held and is a subsidiary of Mesaba Bancshares, a multibank holding company. Located in Mountain Iron, Minn., it …

American Bank of the North Nashwauk Branch - Main Office ...
    American Bank of the North Nashwauk branch is located at 117 Central Avenue, Nashwauk, MN 55769 and has been serving Itasca county, Minnesota for over 101 years. Get hours, reviews, customer service phone number and driving directions.

Home - Security State Bank of Hibbing
    Jul 01, 2021 · Banking From Home. Whether checking your balance, depositing a check or paying a bill, our online and mobile banking products have you covered. More Information. Every Business Needs a Good Foundation. Whether you’re a small business or large company, Security State Bank can help your business grow. Business Banking.

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American Bank of the North Hibbing Downtown branch is one of the 8 offices of the bank and has been serving the financial needs of their customers in Hibbing, St. Louis county, Minnesota for over 26 years. Hibbing Downtown office is located at 2015 Third Avenue East, Hibbing. You can also contact the bank by calling the branch phone number at 218-262-5000

American Bank of the North Hibbing Downtown branch operates as a full service brick and mortar office. For lobby hours, drive-up hours and online banking services please visit the official website of the bank at You can edit branch details by clicking here if you believe the information is incomplete, incorrect, out of date or misleading.


  • ■ Monday:8:30am - 5:00pm

  • ■ Tuesday:8:30am - 5:00pm

  • ■ Wednesday:8:30am - 5:00pm

  • ■ Thursday:8:30am - 5:00pm

  • ■ Friday:8:30am - 5:00pm

  • ■ Saturday:Closed

  • ■ Sunday:Closed

American Bank of the North Hibbing Downtown is open Monday to Friday and closed on Saturdays and Sundays. The branch opens at 8:30am in the morning. Working hours for Hibbing Downtown branch are listed on the table above. Note that this data is based on regular opening and closing hours of American Bank of the North and may also be subject to changes. Please call the branch at 218-262-5000 to verify hours before visiting.


  • Bank Name:American Bank of the North

  • Bank Type:Federal Reserve Non-member Bank

  • FDIC Insurance:Certificate #5216

  • Routing Number:N/A

  • Online

  • Branch Count:8 Offices in Minnesota


American Bank Of The North, Nashwauk (Minnesota) 55769, 117 Central Avenue

American Bank Of The North, Nashwauk (Minnesota) 55769, 117 Central Avenue

Name (Branch)): American Bank Of The North
Address(Branch): 117 Central Avenue
Zip Code (Branch): 55769
City (Reported)(Branch): Nashwauk
County Name (Branch): Itasca
State Name (Branch): Minnesota

Address (Institution): P. O. Box 45
Zip Code (Institution): 55769
Institution Headquarters, City: Nashwauk
County Name(Institution): Itasca
State Name (Institution Headquarters): Minnesota

Total Assets: 326,285,000 USD (Three Hundred and Twenty-Six Million Two Hundred and Eigthy-Five Thousand $)
Total Domestic Deposits: 292,021,000 USD (Two Hundred and Ninety-Two Million Twenty-One Thousand $)
Total Domestic Deposits for the institutions: 292,021,000 USD (Two Hundred and Ninety-Two Million Twenty-One Thousand $)
Deposits (Branch) (in thousand of dollars): 35,793,000 USD (Thirty-Five Million Seven Hundred and Ninety-Three Thousand $)
Industry Specialization Description: COMMERCIAL LENDING

New Prague Branch (Wells Fargo Bank Minnesota, National Association)
217 West Main Street
56071 New Prague
Minnesota (Le Sueur)
48,743,000 USD (Fourty-Eight Million Seven Hundred and Fourty-Three Thousand $)

The First National Bank Of Northfield (The First National Bank of Northfield)
329 Division Street
55057 Northfield
Minnesota (Rice)
78,115,000 USD (Seventy-Eight Million One Hundred and Fifteen Thousand $)

Community National Bank (Community National Bank)
Bridge Square
55057 Northfield
Minnesota (Rice)
69,377,000 USD (Sixty-Nine Million Three Hundred and Seventy-Seven Thousand $)

The First National Bank Of Osakis (The First National Bank of Osakis)
211-213 Central Avenue
56360 Osakis
Minnesota (Douglas)
43,534,000 USD (Fourty-Three Million Five Hundred and Thirty-Four Thousand $)

Owatonna Branch (U.S. Bank National Association)
132 West Broadway
55060 Owatonna
Minnesota (Steele)
64,566,000 USD (Sixty-Four Million Five Hundred and Sixty-Six Thousand $)

The Citizens National Bank Of Park Rapids (The Citizens National Bank of Park Rapids)
300 West First Street
56470 Park Rapids
Minnesota (Hubbard)
140,362,000 USD (One Hundred and Fourty Million Three Hundred and Sixty-Two Thousand $)

Midwest Bank, National Association (Midwest Bank, National Association)
Main Street
56361 Parkers Prairie
Minnesota (Otter Tail)
28,107,000 USD (Twenty-Eight Million One Hundred and Seven Thousand $)

The First National Bank Of Pine City (The First National Bank of Pine City)
560 East Third Avenue
55063 Pine City
Minnesota (Pine)
47,716,000 USD (Fourty-Seven Million Seven Hundred and Sixteen Thousand $)

The First National Bank and Trust (The First National Bank and Trust)
101 Second Street, N.W.
56164 Pipestone
Minnesota (Pipestone)
90,424,000 USD (Ninety Million Four Hundred and Twenty-Four Thousand $)

Pipestone Branch (First Farmers and Merchants National Bank)
107 East Main Street
56164 Pipestone
Minnesota (Pipestone)
42,105,000 USD (Fourty-Two Million One Hundred and Five Thousand $)

The First National Bank Of Moose Lake (The First National Bank of Moose Lake)
Main Street
55767 Moose Lake
Minnesota (Carlton)
47,850,000 USD (Fourty-Seven Million Eight Hundred and Fifty Thousand $)

Detroit Lakes Branch (Wells Fargo Bank Minnesota, National Association)
211 West Holmes
56501 Detroit Lakes
Minnesota (Becker)
72,023,000 USD (Seventy-Two Million Twenty-Three Thousand $)

First National Bank In Montevideo (First National Bank in Montevideo)
101 South First Street
56265 Montevideo
Minnesota (Chippewa)
126,071,000 USD (One Hundred and Twenty-Six Million Seventy-One Thousand $)

Minnesota Lake Branch (Valley Bank)
Main Street
56068 Minnesota Lake
Minnesota (Faribault)
11,897,000 USD (Eleven Million Eight Hundred and Ninety-Seven Thousand $)

Wells Fargo Bank Minnesota, National Association (Wells Fargo Bank Minnesota, National Association)
6th St. & Marquette Ave.
55479 Minneapolis
Minnesota (Hennepin)
6,906,211,000 USD (Six Thousand Nine Hundred and Six Million Two Hundred and Eleven Thousand $)

Lake Branch (U.S. Bank National Association)
2800 East Lake Street
55406 Minneapolis
Minnesota (Hennepin)
137,420,000 USD (One Hundred and Thirty-Seven Million Four Hundred and Twenty Thousand $)

Midland Branch (Wells Fargo Bank Minnesota, National Association)
401 Second Avenue South
55401 Minneapolis
Minnesota (Hennepin)
73,586,000 USD (Seventy-Three Million Five Hundred and Eigthy-Six Thousand $)

Central Branch (Wells Fargo Bank Minnesota, National Association)
2329 Central Avenue, N.E.
55418 Minneapolis
Minnesota (Hennepin)
208,724,000 USD (Two Hundred and Eight Million Seven Hundred and Twenty-Four Thousand $)

South Minneapolis Branch (U.S. Bank National Association)
919 East Lake Street
55407 Minneapolis
Minnesota (Hennepin)
47,939,000 USD (Fourty-Seven Million Nine Hundred and Thirty-Nine Thousand $)

Calhoun-Isles Branch (Wells Fargo Bank Minnesota, National Association)
1455 West Lake Street
55408 Minneapolis
Minnesota (Hennepin)
218,848,000 USD (Two Hundred and Eightteen Million Eight Hundred and Fourty-Eight Thousand $)

1215 Pokegama Avenue South Branch (American Bank of the North)
1215 Pokegama Avenue South
55744 Grand Rapids
Minnesota (Itasca)
59,937,000 USD (Fifty-Nine Million Nine Hundred and Thirty-Seven Thousand $)

Hibbing Branch (American Bank of the North)
990 West 41st Street
55746 Hibbing
Minnesota (St. Louis)
0 USD (zero $)

Biwabik Branch (American Bank of the North)
221 North Main Street
55708 Biwabik
Minnesota (St. Louis)
11,073,000 USD (Eleven Million Seventy-Three Thousand $)

Orr Branch (American Bank of the North)
4539 Highway 53
55771 Orr
Minnesota (St. Louis)
14,963,000 USD (Fourteen Million Nine Hundred and Sixty-Three Thousand $)

Cook Branch (American Bank of the North)
201 South Highway 53
55723 Cook
Minnesota (St. Louis)
10,246,000 USD (Ten Million Two Hundred and Fourty-Six Thousand $)

Keewatin Branch (American Bank of the North)
301 North First Street
55753 Keewatin
Minnesota (Itasca)
8,214,000 USD (Eight Million Two Hundred and Fourteen Thousand $)

2015 Third Avenue East Branch (American Bank of the North)
2015 Third Avenue East
55746 Hibbing
Minnesota (St. Louis)
68,848,000 USD (Sixty-Eight Million Eight Hundred and Fourty-Eight Thousand $)

Detached Facility (American Bank of the North)
U.S. Highway 169
55716 Calumet
Minnesota (Itasca)
6,729,000 USD (Six Million Seven Hundred and Twenty-Nine Thousand $)

Grand Rapids Branch (American Bank of the North)
428 N. W. Fourth Avenue
55744 Grand Rapids
Minnesota (Itasca)
12,694,000 USD (Twelve Million Six Hundred and Ninety-Four Thousand $)

Wal-Mart Super Center (American Bank of the North)
12080 Highway 169
55746 Hibbing
Minnesota (St. Louis)
9,098,000 USD (Nine Million Ninety-Eight Thousand $)

The First National Bank Of Plainview (The First National Bank of Plainview)
138 Broadway
55964 Plainview
Minnesota (Wabasha)
87,777,000 USD (Eigthy-Seven Million Seven Hundred and Seventy-Seven Thousand $)

The First National Bank Of Proctor (The First National Bank of Proctor)
211 2nd Street
55810 Proctor
Minnesota (St. Louis)
17,317,000 USD (Seventeen Million Three Hundred and Seventeen Thousand $)

Red Wing Branch (Associated Bank Minnesota, National Association)
228 Bush Street
55066 Red Wing
Minnesota (Goodhue)
177,922,000 USD (One Hundred and Seventy-Seven Million Nine Hundred and Twenty-Two Thousand $)

Rochester Center Place Branch (U.S. Bank National Association)
155 First Avenue, S.W.
55902 Rochester
Minnesota (Olmsted)
174,697,000 USD (One Hundred and Seventy-Four Million Six Hundred and Ninety-Seven Thousand $)

Rochester Main Branch (Wells Fargo Bank Minnesota, National Association)
21 First Street, S.W.
55902 Rochester
Minnesota (Olmsted)
299,925,000 USD (Two Hundred and Ninety-Nine Million Nine Hundred and Twenty-Five Thousand $)

Rushford Branch (Associated Bank Minnesota, National Association)
101 Jesse Street West
55971 Rushford
Minnesota (Fillmore)
26,271,000 USD (Twenty-Six Million Two Hundred and Seventy-One Thousand $)

Bremer Bank, National Association (BREMER BANK, NATIONAL ASSOCIATION)
1100 St. Germain Street
56301 St. Cloud
Minnesota (Stearns)
197,080,000 USD (One Hundred and Ninety-Seven Million Eigthy Thousand $)

Bloomington Branch (U.S. Bank National Association)
1550 East 79th Street
55425 Bloomington
Minnesota (Hennepin)
47,260,000 USD (Fourty-Seven Million Two Hundred and Sixty Thousand $)

St. Paul Branch (Wells Fargo Bank Minnesota, National Association)
430 Wabasha Street North
55101 Saint Paul
Minnesota (Ramsey)
387,941,000 USD (Three Hundred and Eigthy-Seven Million Nine Hundred and Fourty-One Thousand $)

Mendota Heights Branch (American Bank of St. Paul)
1060 Dakota Dr
55120 Mendota Heights
Minnesota (Dakota)
57,292,000 USD (Fifty-Seven Million Two Hundred and Ninety-Two Thousand $)

Original information:
# FDIC Certificate Number: 5216
# FRB ID Number: 716655.00000000
# OTS Docket Number: 10623.00000000
# Institution Name: American Bank of the North
# FRB ID Number (Band Holding Company): 2217503.00000000
# Name of regulatory high hold (BHC): MESABA BANCSHARES, INC.
# Multi-Bank Holding Company flag: 0.00000000
# No Bank Holding Company flag: 0.00000000
# One Bank Holding Company flag: 1.00000000
# State Code(BHC): MN
# City (Bank Holding Company): GRAND RAPIDS
# Unit Bank flag: 0.00000000
# Primary Federal Regulator: FDIC
# Primary Insurance Fund: BIF
# OAKAR flag: 0.00000000
# Charter Agent Code: STATE
# Charter Agent Name: State Agency
# FRB District Number: 9.00000000
# Institution Class: NM
# Class Number: 21
# QBP Region Number: 4.00000000
# QBP Region Name: Midwest
# FDIC Region Number: 11
# FDIC Region Name: Kansas City
# Federal Reserve District Name: Minneapolis
# OCC District Number: 3
# OCC Region Name: Central District
# OTS Region Name: Midwest
# OTS Region Number: 4.00000000
# State Code: MN
# State Name (Institution Headquarters): Minnesota
# State Number (Institution): 27
# County Name(Institution): Itasca
# County Number (Institution): 61.00000000
# State and County Number (Institution): 27061.00000000
# Institution Headquarters, City: Nashwauk
# Institution Headquarters, City (USPS): Nashwauk
# Address (Institution): P. O. Box 45
# Zip Code (Institution): 55769
# Place Code Number: 0.00000000
# FIPS CMSA Code (Main Office): 0
# MSA Code (Institution): 0
# FIPS Country Name: United States
# New Brick and Mortar flag: 0.00000000
# Federal Charter flag: 0.00000000
# State Charter flag: 1.00000000
# TFR Report flag: 0.00000000
# Call Report flag: 1.00000000
# Insured Commercial Bank flag: 1.00000000
# Insured Savings Institution flag: 0.00000000
# Insured Institution flag: 1.00000000
# Insured FDIC flag: 1.00000000
# Escrow Accounts (TFR): 0.00000000
# International Banking Act entity flag: 0.00000000
# U.S. branches of foreign institutions flag: 0.00000000
# SASSER flag: 0.00000000
# Demand Deposit in Insured Branches: 0.00000000
# Time and Saving Deposit in Insured Branches: 0.00000000
# Total Domestic Deposits for the institutions: 292021.00000000
# Total Domestic Deposits: 292021.00000000
# Deposits (Branch) (in thousand of dollars): 35793.00000000
# Total Assets: 326285.00000000
# Assets Size Indicator: 5.00000000
# Assets 100M to 300M flag: 0.00000000
# Assets Over 10B flag: 0.00000000
# Assets 1B to 3B flag: 0.00000000
# Assets Under 25M flag: 0.00000000
# Assets 25M to 50M flag: 0.00000000
# Assets 300M to 500M flag: 1.00000000
# Assets 3B to 10B flag: 0.00000000
# Assets 500M to 1B flag: 0.00000000
# Assets 50M to 100M flag: 0.00000000
# Branch Domicile Indicator: 1.00000000
# SOD Region Book Number: 4
# Domestic Institution flag: 1.00000000
# Office Number: 0
# Office Type: MO
# Main Office Designation flag: 1.00000000
# Branch Designation flag: 0.00000000
# Unique Identification Number (Branch): 3503.00000000
# Name (Branch)): American Bank Of The North
# State Code (Branch): MN
# State Name (Branch): Minnesota
# State Number (Branch): 27
# County Name (Branch): Itasca
# Country Number (Branch): 61.00000000
# State and County Number (Branch): 27061
# City (Reported)(Branch): Nashwauk
# City (USPS)(Branch): Nashwauk
# Address(Branch): 117 Central Avenue
# Zip Code (Branch): 55769
# FIPS CMSA Code (Branch): 0
# MSA Code (Branch): 0
# FIPS Country Name (Branch): United States
# Branch Service Type: 11
# Consol/Estimated/Non-Dep: 0
# FDIC Region Number Branch): 11
# FDIC Region Name (Branch): Kansas City
# Call Report flag (Branch): 1.00000000
# TFR Report flag (Branch): 0.00000000
# Report Date: 0000-00-00 00:00:00
# Report Date (YYMMDD): 2003-06-30
# Report Date (YYMM): 2020-03-06
# Data Source Identifier: SIMS_I
# GEO_Census_Block_Group: 270619805001
# Combined Statistical Areas (Institution): 0
# Core Based Statistical Areas (Institution): 0
# Metropolitan Statistical Areas (Branch): 0
# Combined Statistical Areas (Branch): 0
# Core Based Statistical Areas (Branch): 0
# Metropolitan Divisions Flag (Branch): 0
# Metropolitan Divisions Flag (Branch): 0
# Micropolitan Divisions Flag (Branch): 0
# Metropolitan Statistical Areas (Institution): 0
# Metropolitan Divisions Flag (Institution): 0
# Metropolitan Divisions Flag (Institution): 0
# Micropolitan Divisions Flag (Institution): 0
# Industry Specialization Group: 4.00000000
# Industry Specialization Description: COMMERCIAL LENDING
# New England County Metro Areas (Branch): 0.00000000
# New England County Metro Areas (Institution): 0.00000000


American Bank of the North Review

SmartAsset's Overall Rating






Service Quality


Financial Health


Key Highlights

  • Low Fees
  • Highly-Rated Mobile App
  • Multiple Banking Products


Established in 1920, American Bank of the North has assets totaling $550 million as well as $474 million in deposits, which makes it a medium-size bank. American Bank of the North, whose headquarters are in Nashwauk, Minnesota, lacks premium access to customer service, with no options for live chat or all-day service. It is a conventional brick-and-mortar bank with in-person service, in addition to its online and mobile apps. Coming in at an average 3.9 out of 5 stars, American Bank of the North proves it is a respectable bank that deserves your consideration. American Bank of the North has a selection of banking products, including savings accounts, checking accounts, CDs, IRAs, mortgage products and credit cards. American Bank of the North has a fair savings rate; you can find higher rates with other banks. If you're interested in stress-free personal checking, American Bank of the North offers an option without a monthly fee. Finding a checking account with no monthly fee as well as a savings account with a high interest rate at the same institution is your best option for gaining the most income from your deposits alongside convenient access to your money.

How We Rated It

SmartAsset's Overall Rating

The is a weighted average of rates, fees, service quality and financial health.Read more

When a component rating is unavailable, the overall rating is calculated as an average of the remaining available ratings.

The Rates rating represents an aggregate of interest rates for specific bank products measured against the national average interest rate for each product. Product interest rates may vary by branch. Rates shown reflect the highest available nationwide.
The Fees rating is an assessment of the bank's fees measured against the national average fee amount for particular services and is also affected by whether or not the bank refunds ATM fees.
Service Quality
The Customer Experience rating is a weighted average of the Mobile Rating and the Consumer Satisfaction Score, which is based on complaints brought to the Consumer Financial Protection Bureau (CFPB).
Financial Health
The Financial Health rating is based on the Texas Ratio, an indicator that warns of credit problems at particular banks: anything less than 5% is considered Excellent; less than 20% is Very Good; less than 50% is Good; less than 90% is Fair; and over 90% is Poor.


With a savings rate of 0.25%, American Bank of the North ranks poorly in comparison to the average U.S. bank. American Bank of the North's one-year and five-year term lengths CDs earn at a rate of 0.75% and 1.61%, respectively. Given American Bank of the North's poor savings rate, you should consider other options to earn more on your deposits.

How American Bank of the North's Savings Rates Compare

American Bank of the NorthSavings0.25National Average0.09Compare Offers

Back to Overview


American Bank of the North has typically extremely low fees compared to other U.S. banks. With no monthly fee, American Bank of the North is ideal for those who want a simple checking account. For those who frequently visit the ATM, American Bank of the North is ideal because it has no out-of-network ATM fees. Also, American Bank of the North has an overdraft fee of $28.00, which is considerably less than that of other U.S. banks. American Bank of the North unfortunately doesn't reimburse out-of-network ATM fees, which means you'll need to search for an American Bank of the North ATM or accept the cost of withdrawal.

Monthly Fee$0National Average: $3.21

Non-network ATM Fee$0National Average: $1.20

Overdraft Fee$28.00National Average: $35.00

Back to Overview

Service Quality

American Bank of the North is a brick-and-mortar bank, with 13 total branches in Minnesota. With mobile and web apps, American Bank of the North makes account access convenient, even on the go. American Bank of the North gets moderately high marks from customers for its mobile app. The American Bank of the North mobile app has been given a 4.1 out of 5 (with 28 reviews on iOS and Android) compared to the national average of 3.8. American Bank of the North's mobile app allows you to control your bank accounts by reviewing current statements, transferring funds and accessing support representatives. American Bank of the North gets an exceptional consumer satisfaction score due to relatively few consumer complaints filed with the Consumer Financial Protection Bureau (CFPB), a government-backed consumer protection agency.

Overall Mobile Rating4.1/5

Consumer Satisfaction Rating5.0/5

Online Banking PortalNo

Live ChatNo

Back to Overview

Financial Health

American Bank of the North is currently a medium-size bank and has assets totaling $550 million as well as $474 million in deposits. It has a good Texas Ratio of 43.30%, denoting that American Bank of the North is in satisfactory financial condition. Additionally, American Bank of the North is FDIC-insured, meaning that your money is insured up to $250,000, even in the event of bank failure.

Texas Ratio Analysis


High Risk75%50%20%10%Low Risk

The Texas Ratio, a measure of a "bad assets" against available capital, can provide an early warning sign of bank failure. A low ratio indicates smaller chance of failure; a higher ratio suggests greater risk.

Back to Overview

Compare American Bank of the North to Other Competitive Offers

Products Offered

ProductCurrent Terms and RatesMinimum Balance for APY
Savings Account 0.25% APY $50
Checking Account 0.15% APY $1000
Certificates of Deposit
  • 12 Month: 0.75% APY
  • 24 Month: 1.16% APY
  • 36 Month: 1.41% APY
  • 48 Month: 1.51% APY
  • 60 Month: 1.61% APY
$10000 for all terms

American Bank of the North has several deposit products including savings accounts, checking accounts and CDs that provide you with many options to manage your money. American Bank of the North does not have the best savings rate, which means you should consider looking elsewhere for banks that deliver more return for your money. CDs can be a terrific option to achieve higher returns, but there are limitations to accessing your money. American Bank of the North's CD rates are fair as compared against the national average.

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Find a American Bank of the North Near Me

American Bank of the North has 13 physical branches across the U.S.

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Guilty Verdict in March 2018 American Bank Robbery in Orr, MN.

Incident Summary:

On March 14, 2018, at approx. 11:40 AM, the St. Louis Co. Sheriff's Office received a report of a robbery at the American Bank in Orr.  The lone suspect entered the bank and was reported to have used pepper spray on two bank employees during the robbery. Afterwards, the suspect reportedly fled the bank on an ATV with an undetermined amount of cash.  The bank employees were brought to the Cook Hospital and treated for pepper spray exposure.  A member from the public called 911 and reported seeing an ATV enter a location just North of Orr following the robbery.  Squads responded to the address and took Lindeman into custody without incident.  Lindeman was believed to be the only suspect involved and was booked into jail on Aggravated Robbery. 

On September 19, 2019, Lindeman was found guilty of (2) counts of 1st Degree Aggravated Robbery stemming from this incident following a jury trial in St. Louis County District Court in Hibbing .  Lindeman remains in custody at the St. Louis Co. Jail without bail with his sentencing date set for October 17, 2019 in Hibbing.  The incident was investigated by the St. Louis Co. Sheriff's Office with assistance from the FBI. The case was prosecuted by the St. Louis Co. Attorney's Office in Hibbing. 


FBI, Bois Forte Police, MN State Patrol, MN DNR, US Forest Service, Koochiching Co. Sheriff's, Orr Ambulance & First Responders

Authority: Lt. Jason Akerson 218-262-0208

Date:    09/20/2019                                          Time:  12:00 PM


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Authority:                                                          Date:           Time: 



State of the United States

This article is about the State of Minnesota. For the river, see Minnesota River. For other uses, see Minnesota (disambiguation).

State in the United States


State of Minnesota

Land of 10,000 Lakes;
North Star State; Gopher State


L'Étoile du Nord (French: The Star of the North)

Anthem: "Hail! Minnesota"
Map of the United States with Minnesota highlighted

Map of the United States with Minnesota highlighted

CountryUnited States
Before statehoodMinnesota Territory
Admitted to the UnionMay 11, 1858 (32nd)
CapitalSaint Paul
Largest cityMinneapolis
Largest metro and urban areasMinneapolis–Saint Paul
 • GovernorTim Walz (DFL)
 • Lieutenant GovernorPeggy Flanagan (DFL)
LegislatureMinnesota Legislature
 • Upper houseSenate
 • Lower houseHouse of Representatives
JudiciaryMinnesota Supreme Court
U.S. senatorsAmy Klobuchar (DFL)
Tina Smith (DFL)
U.S. House delegation4 Democrats
4 Republicans (list)
 • Total86,935.83 sq mi (225,163 km2)
 • Land79,626.74 sq mi (206,232 km2)
 • Water7,309.09 sq mi (18,930 km2)  8.40%
Area rank12th
 • Lengthabout 400 mi (640 km)
 • Width200–350 mi (320–560 km)
Elevation1,200 ft (370 m)
Highest elevation

(Eagle Mountain[1][2])

2,301 ft (701 m)
Lowest elevation

(Lake Superior[1][2][3])

602 ft (183 m)
 • Total5,706,494[4]
 • Rank22nd
 • Density68.9/sq mi (26.6/km2)
 • Density rank30th (2015 estimate)
 • Median household income$68,388[5]
 • Income rank10th
 • Official languageNone
 • Spoken language
Time zoneUTC−06:00 (Central)
 • Summer (DST)UTC−05:00 (CDT)
USPS abbreviation


ISO 3166 codeUS-MN
Traditional abbreviationMinn.
Latitude43° 30′ N to 49° 23′ N
Longitude89° 29′ W to 97° 14′ W

Minnesota () is a state in the upperMidwestern United States. It is the 12th largest U.S. state in area and the 22nd most populous, with over 5.7 million residents. Minnesota's geography consists of western prairies, now given over to intensive agriculture; deciduous forests in the southeast, now partially cleared, farmed, and settled; and the less populated North Woods, used for mining, forestry, and recreation. Roughly a third of the state is covered in forests, and it is known as the "Land of 10,000 Lakes" for having over 14,000[8] bodies of fresh water of at least ten acres. A little more than half of Minnesotans live in the Minneapolis–Saint Paul metropolitan area, known as the "Twin Cities", the state's main political, economic, and cultural hub.[9] The Twin Cities is the 16th largest metropolitan area in the U.S. Other Minnesota minor metropolitan and micropolitan statistical areas include Duluth, Mankato, Moorhead, Rochester, and St. Cloud.[10]

Minnesota, which gets its name from the Dakota language, has been inhabited by various Indigenous peoples since the Woodland period of the 11th century BCE. Between roughly 200 and 500 CE, two areas of the indigenous Hopewell tradition emerged: the Laurel Complex in the north, and Trempealeau Hopewell in the Mississippi River Valley. The subsequent Upper Mississippian culture, consisting of the Oneota people and other Siouan speakers, lasted through the arrival of Europeans in the 17th century. French explorers and missionaries were the earliest Europeans to enter the region, encountering the Dakota, Ojibwe, and various Anishinaabe tribes. Much of what is now Minnesota formed part of the vast French holding of Louisiana, which the United States purchased in 1803. After several territorial reorganizations, the Minnesota Territory was admitted to the Union as the 32nd state in 1858. Minnesota's official motto, L'Étoile du Nord, is the only state motto in French; meaning "The Star of the North", it was adopted shortly after statehood and reflects the state's early French settlers and its position as the northernmost state in the contiguous U.S.

As part of the American frontier, Minnesota attracted settlers and homesteaders from across the country, with its growth initially centered on timber, agriculture, and railroads. Into the early 20th century, European immigrants arrived in significant numbers, particularly from Scandinavia, Germany, and Central Europe; many were linked to the failed revolutions of 1848, and partly influenced the state's emergence as a major center of labor and social activism.[11] Minnesota's rapid industrialization and urbanization precipitated major social, economic, and political changes during the American Progressive Era of the late 19th and early 20th centuries; the state was at the forefront of labor rights, women's suffrage, and political reform.[12] Minnesotan politics, culture, and identity are reflective of this history and remain highly progressive by national standards.

Since the late 20th century, Minnesota's economy has diversified significantly, shifting from traditional industries, such as agriculture and resource extraction, to services, finance, and health care. The state is home to 11 federally recognized Native American reservations (seven Ojibwe, four Dakota), and remains a center of Scandinavian and German cultures. In recent decades, it has become increasingly multi-cultural, amid greater domestic migration and immigration from Latin America, Asia, the Horn of Africa, and the Middle East. It has the nation's largest population of Somali Americans and second-largest Hmong population.[13] Minnesota's standard of living index is among the highest in the nation, and the state is among the best-educated in the nation.[14] It is ranked among the best states in metrics such as employment, median income, safety, and governance.[15]


The word Minnesota comes from the Dakota[16] name for the Minnesota River, which got its name from one of two words in Dakota: "mní sóta", which means "clear blue water",[17][18] or "Mníssota", which means "cloudy water".[19][20][21]Dakota people demonstrated the name to early settlers by dropping milk into water and calling it mní sóta.[21] Many places in the state have similar Dakota names, such as Minnehaha Falls ("curling water" or waterfall), Minneiska ("white water"), Minneota ("much water"), Minnetonka ("big water"), Minnetrista ("crooked water"), and Minneapolis, a hybrid word combining Dakota mní ("water") and -polis (Greek for "city").[22]


Main article: History of Minnesota

When Europeans arrived in North America, the Dakota people lived in Minnesota. The first Europeans to enter the region were French voyageurs, fur traders who arrived in the 17th century. They used the Grand Portage to access trapping and trading areas further into Minnesota. The Anishinaabe (also known as Ojibwe or Chippewa) were migrating into Minnesota, causing tensions with the Dakota people,[23] and dislocated the Mdewakanton from their homelands along Mille Lacs Lake. Explorers such as Daniel Greysolon, Sieur du Lhut, Father Louis Hennepin, Jonathan Carver, Henry Schoolcraft, and Joseph Nicollet mapped the state.

The region was part of Spanish Louisiana from 1762 to 1802.[24][25] The portion of the state east of the Mississippi River became part of the United States at the end of the American Revolutionary War, when the Second Treaty of Paris was signed. Land west of the Mississippi was acquired with the Louisiana Purchase, though part of the Red River Valley was disputed until the Treaty of 1818.[26] In 1805 Zebulon Pike bargained with Native Americans to acquire land at the confluence of the Minnesota and Mississippi rivers to create a military reservation. The construction of Fort Snelling followed between 1819 and 1825.[27] Its soldiers built a grist mill and a sawmill at Saint Anthony Falls, which were harbingers of the water-powered industries around which Minneapolis later grew. Meanwhile, squatters, government officials, and others had settled near the fort; in 1839 the army forced them off military lands, and most moved downriver, just outside the military reservation, to the area that became St. Paul.[28]

Minnesota underwent several territorial organizations. From 1812 to 1821 it was part of the Territory of Missouri that corresponded with much of the Louisiana Purchase. It was briefly an unorganized territory (1821-1834) and was later consolidated with Wisconsin, Iowa and half the Dakotas to form the short-lived Territory of Michigan (1834-1836). From 1836 to 1848 Minnesota and Iowa were part of the Territory of Wisconsin. From 1838 to 1846 Minnesota west of the Mississippi River was part of the Territory of Iowa. Minnesota east of the Mississippi was part of Wisconsin until 1848. When Iowa gained statehood western Minnesota was in an Unorganized Territory again. Minnesota Territory was formed on March 3, 1849. The first territorial legislature, held on September 2, 1849,[29] was dominated by men of New England ancestry.[30] Thousands of pioneers had come to create farms and cut timber. Minnesota became the 32nd U.S. state on May 11, 1858. The founding population was so overwhelmingly of New England origins that the state was dubbed "the New England of the West".[31][32][33][34]

Treaties between the U.S. Government and the Dakota and Ojibwe gradually forced the natives off their lands and onto reservations. In 1861 residents of Mankato formed the Knights of the Forest, with a goal of eliminating all Native Americans from Minnesota. As conditions deteriorated for the Dakota, tensions rose, leading to the Dakota War of 1862.[35] The six-week war ended with the execution of 38 Dakota and the exile of many to the Crow Creek Reservation in Dakota Territory.[26] As many as 800 settlers died during the war.[36] Minnesota Governor Alexander Ramsey subsequently declared that "the Sioux Indians of Minnesota must be exterminated or driven forever beyond the borders of the state.”[37] He also placed a bounty of $25/scalp on the heads of the Dakota men. Over 1,600 Dakota women, children, and elderly walked from the Lower Sioux Agency to Fort Snelling to be held until the spring thaw allowed riverboats to take them out of Minnesota to Crow Creek by the Great Sioux Reservation. Shortly after arriving at the fort, one of the women was raped by soldiers while gathering firewood.[38]William Crooks, commander of 6th Minnesota, had a palisade erected around the encampment on Pike Island, just below the fort, to protect native people from the soldiers and settlers.[39] Conditions there were poor. The food was meager, measles and cholera swept the enclosure, and nothing had been done to provide sanitation.[40] Many died. The men were imprisoned or had fled.[41] In early 1863, Ramsey resigned as governor to become the Federal Indian Commissioner. His successor, Governor Henry Swift, raised the bounty to $200/scalp immediately.[41] When hostilities broke out there were 6,500-7,000 Dakota in the state. When hostilities ended there were 2,000 in custody. The remainder had fled the state into Canada, the Canadians having set aside two parcels of 7,000 and 8,000 acres for those who crossed into Manitoba. The Canadians were not eager to take in the displaced Minnesota Dakota but went on to set aside even more land for them.[42] Upon becoming Indian Commissioner, Ramsey set out to get the Ojibwe too. In 1863 he negotiated the Treaty of Old Crossing, whereby the Ojibwe ceded all their land in northern Minnesota and moved to reservations.

Logging, farming, and railroads were mainstays of Minnesota's early economy. The sawmills at Saint Anthony Falls and logging centers of Pine City, Marine on St. Croix, Stillwater, and Winona processed vast quantities of timber. These cities were on rivers that were ideal for transportation.[26] St. Anthony Falls was later tapped to provide power for flour mills. Innovations by Minneapolis millers led to the production of Minnesota "patent" flour, which commanded almost double the price of "bakers'" or "clear" flour which it replaced.[43] By 1900 Minnesota mills, led by Pillsbury, Northwestern, and the Washburn-Crosby Company (an ancestor of General Mills), were grinding 14.1% of the nation's grain.[44]

The state's iron-mining industry was established with the discovery of iron in the Vermilion and Mesabi ranges in the 1880s, followed by the Cuyuna Range in the early 1900s. The ore went by rail to Duluth and Two Harbors for ship transport east via the Great Lakes.[26]

Industrial development and the rise of manufacturing caused the population to shift gradually from rural areas to cities during the early 20th century. Nevertheless, farming remained prevalent. Minnesota's economy was hit hard by the Great Depression, resulting in lower prices for farmers, layoffs among iron miners, and labor unrest. Compounding the adversity, western Minnesota and the Dakotas were hit by drought from 1931 to 1935. New Deal programs provided some economic turnaround. The Civilian Conservation Corps and other programs around the state established some jobs for Indians on their reservations, and the Indian Reorganization Act of 1934 provided the tribes with a mechanism of self-government. This gave Natives a greater voice within the state and promoted more respect for tribal customs because religious ceremonies and native languages were no longer suppressed.[27]

After World War II, industrial development quickened. New technology increased farm productivity through automation of feedlots for hogs and cattle, machine milking at dairy farms, and raising chickens in large buildings. Planting became more specialized, with hybridization of corn and wheat, and farm machinery such as tractors and combines became the norm. University of Minnesota professor Norman Borlaug contributed to these developments as part of the Green Revolution.[27]Suburban development accelerated due to increased postwar housing demand and convenient transportation. Increased mobility in turn enabled more specialized jobs.[27]

Minnesota became a center of technology after World War II. Engineering Research Associates was formed in 1946 to develop computers for the United States Navy. It later merged with Remington Rand, and then became Sperry Rand. William Norris left Sperry in 1957 to form Control Data Corporation (CDC).[45]Cray Research was formed when Seymour Cray left CDC to form his own company. Medical device maker Medtronic also started business in the Twin Cities in 1949.

The United States Navy and Coast Guard have recognized Minnesota with:


Main article: Geography of Minnesota

Scalable map of Minnesota, showing roads and major bodies of water

Minnesota is the second northernmost U.S. state (after Alaska) and northernmost contiguous state, as the isolated Northwest Angle in Lake of the Woods County is the only part of the 48 contiguous states north of the 49th parallel. The state is part of the U.S. region known as the Upper Midwest and part of North America's Great Lakes Region. It shares a Lake Superior water border with Michigan and a land and water border with Wisconsin to the east. Iowa is to the south, North Dakota and South Dakota are to the west, and the Canadian provinces of Ontario and Manitoba are to the north. With 86,943 square miles (225,180 km2),[46] or approximately 2.25% of the United States,[47] Minnesota is the 12th-largest state.[48]


Main article: Geology of Minnesota

See also: List of lakes in Minnesota and List of Minnesota rivers

Minnesota has some of the earth's oldest rocks, gneisses that are about 3.6 billion years old (80% as old as the planet).[49][50] About 2.7 billion years ago basalticlava poured out of cracks in the floor of the primordial ocean; the remains of this volcanic rock formed the Canadian Shield in northeast Minnesota.[49][51] The roots of these volcanic mountains and the action of Precambrian seas formed the Iron Range of northern Minnesota. Since a period of volcanism 1.1 billion years ago, Minnesota's geological activity has been more subdued, with no volcanism or mountain formation, but with repeated incursions of the sea, which left behind multiple strata of sedimentary rock.[49]

In more recent times, massive ice sheets at least one kilometer thick ravaged the state's landscape and sculpted its terrain.[49] The Wisconsin glaciation left 12,000 years ago.[49] These glaciers covered all of Minnesota except the far southeast, an area characterized by steep hills and streams that cut into the bedrock. This area is known as the Driftless Zone for its absence of glacial drift.[52] Much of the remainder of the state has fifty feet (15 m) or more of glacial till left behind as the last glaciers retreated. Gigantic Lake Agassiz formed in the northwest 13,000 years ago. Its flat bed now is the fertile Red River valley, and its outflow, glacial River Warren, carved the valley of the Minnesota River and the Upper Mississippi downstream from Fort Snelling.[49] Minnesota is geologically quiet today; it experiences earthquakes infrequently, most of them minor.[53]

The state's high point is Eagle Mountain at 2,301 feet (701 m), which is only 13 miles (21 km) away from the low point of 601 feet (183 m) at the shore of Lake Superior.[51][54] Notwithstanding dramatic local differences in elevation, much of the state is a gently rolling peneplain.[49]

Two major drainage divides meet in Minnesota's northeast in rural Hibbing, forming a triple watershed. Precipitation can follow the Mississippi River south to the Gulf of Mexico, the Saint Lawrence Seaway east to the Atlantic Ocean, or the Hudson Bay watershed to the Arctic Ocean.[55]

The state's nickname "Land of 10,000 Lakes" is apt, as there are 11,842 Minnesota lakes over 10 acres (4 ha) in size.[56] Minnesota's portion of Lake Superior is the largest at 962,700 acres (389,600 ha; 3,896 km2) and deepest (at 1,290 ft (390 m)) body of water in the state.[56] Minnesota has 6,564 natural rivers and streams that cumulatively flow for 69,000 miles (111,000 km).[56] The Mississippi River begins its journey from its headwaters at Lake Itasca and crosses the Iowa border 680 miles (1,090 km) downstream.[56] It is joined by the Minnesota River at Fort Snelling, by the St. Croix River near Hastings, by the Chippewa River at Wabasha, and by many smaller streams. The Red River drains the northwest part of the state northward toward Canada's Hudson Bay. Approximately 10.6 million acres (4,300,000 ha; 43,000 km2) of wetlands are within Minnesota's borders, the most of any state outside Alaska.[57]

Flora and fauna[edit]

Main article: Natural history of Minnesota

Minnesota has four ecological provinces: prairie parkland, in the southwestern and western parts of the state; the eastern broadleaf forest (Big Woods) in the southeast, extending in a narrowing strip to the state's northwestern part, where it transitions into tallgrass aspen parkland; and the northern Laurentian mixed forest, a transitional forest between the northern boreal forest and the broadleaf forests to the south.[58] These northern forests are a vast wilderness of pine and spruce trees mixed with patchy stands of birch and poplar.

Much of Minnesota's northern forest has undergone logging, leaving only a few patches of old growth forest today in areas such as in the Chippewa National Forest and the Superior National Forest, where the Boundary Waters Canoe Area Wilderness has some 400,000 acres (162,000 ha) of unlogged land.[59] Although logging continues, regrowth and replanting keep about a third of the state forested.[60] Nearly all Minnesota's prairies and oak savannas have been fragmented by farming, grazing, logging, and suburban development.[61]

While loss of habitat has affected native animals such as the pine marten, elk, woodland caribou, and bison,[62] others like whitetail deer and bobcat thrive. Minnesota has the nation's largest population of timber wolves outside Alaska,[63] and supports healthy populations of black bears, moose, and gophers. Located on the Mississippi Flyway, Minnesota hosts migratory waterfowl such as geese and ducks, and game birds such as grouse, pheasants, and turkeys. It is home to birds of prey, including the largest number of breeding pairs of bald eagles in the lower 48 states as of 2007,[64]red-tailed hawks, and snowy owls. Hawk Ridge is one of the premier bird watching sites in North America. The lakes teem with sport fish such as walleye, bass, muskellunge, and northern pike, and brook, brown, and rainbow trout populate streams in the southeast and northeast.


Main article: Climate of Minnesota

Minnesota experiences temperature extremes characteristic of its continental climate, with cold winters and hot summers. The lowest temperature recorded was −60 °F (−51 °C) at Tower on February 2, 1996, and the highest was 114 °F (46 °C) at Moorhead on July 6, 1936.[65] Meteorological events include rain, snow, blizzards, thunderstorms, hail, derechos, tornadoes, and high-velocity straight-line winds. The growing season varies from 90 days in the far northeast to 160 days in southeast Minnesota near the Mississippi River, and average temperatures range from 37 to 49 °F (3 to 9 °C).[66] Average summer dewpoints range from about 58 °F (14 °C) in the south to about 48 °F (9 °C) in the north.[66][67] Average annual precipitation ranges from 19 to 35 inches (48 to 89 cm), and droughts occur every 10 to 50 years.[66]

Protected lands[edit]

Minnesota's first state park, Itasca State Park, was established in 1891, and is the source of the Mississippi River.[69] Today Minnesota has 72 state parks and recreation areas, 58 state forests covering about four million acres (16,000 km2), and numerous state wildlife preserves, all managed by the Minnesota Department of Natural Resources. The Chippewa and Superior national forests comprise 5.5 million acres (22,000 km2). The Superior National Forest in the northeast contains the Boundary Waters Canoe Area Wilderness, which encompasses over a million acres (4,000 km2) and a thousand lakes. To its west is Voyageurs National Park. The Mississippi National River and Recreation Area (MNRRA) is a 72-mile-long (116 km) corridor along the Mississippi River through the Minneapolis–St. Paul Metropolitan Area connecting a variety of sites of historic, cultural, and geologic interest.[70]

Cities and towns[edit]

See also: List of cities in Minnesota and List of townships in Minnesota

Saint Paul, in east-central Minnesota along the banks of the Mississippi River, has been Minnesota's capital city since 1849, first as capital of the Territory of Minnesota, and then as the state capital since 1858.

Saint Paul is adjacent to Minnesota's most populous city, Minneapolis; they and their suburbs are collectively known as the Twin Cities metropolitan area, the country's 16th-largest metropolitan area and home to about 55 percent of the state's population.[71] The remainder of the state is known as "Greater Minnesota" or "Outstate Minnesota".[72]

The state has 17 cities with populations above 50,000 as of the 2010 census. In descending order of population, they are Minneapolis, Saint Paul, Rochester, Duluth, Bloomington, Brooklyn Park, Plymouth, Saint Cloud, Woodbury, Eagan, Maple Grove, Coon Rapids, Eden Prairie, Minnetonka, Burnsville, Apple Valley, Blaine, and Lakeville.[73] Of these only Rochester, Duluth, and Saint Cloud are outside the Twin Cities metropolitan area.

Minnesota's population continues to grow, primarily in the urban centers. The populations of metropolitan Sherburne and Scott counties doubled between 1980 and 2000, while 40 of the state's 87 counties lost residents over the same period.[74]

The United States Navy has recognized multiple Minnesota communities.


Main article: Demographics of Minnesota


Minnesota's population distribution
Historical population
Source: 1910–2020[75]

From fewer than 6,120 white settlers in 1850, Minnesota's official population grew to over 1.7 million by 1900. Each of the next six decades saw a 15 percent increase in population, reaching 3.4 million in 1960. Growth then slowed, rising 11 percent to 3.8 million in 1970, and an average of 9 percent over the next three decades to 4.9 million in the 2000 census.[74]

The 2020 United States census showed Minnesota's population at 5,709,752 on April 1, 2020, a 7.65% increase since the 2010 United States census.[4] The rate of population change, and age and gender distributions, approximate the national average. Minnesota's center of population is in Hennepin County.[76]

At the 2010 census Minnesota's population was 5,303,925. The gender makeup of the state was 49.6% male and 50.4% female. 24.2% of the population was under age 18; 9.5% between 18 and 24; 26.3% from 25 to 44; 27.1% from 45 to 64; and 12.9% 65 or older.[77]

The table below shows the racial composition of Minnesota's population as of the 2020 census.

RacePopulation (2020)Percentage
Total population5,706,494100%
White or European American4,423,14677.5%
Black or African American398,4347.0%
Native American68,6411.2%
Asian American299,1905.2%
Native Hawaiian and Other Pacific Islander2,9180.1%
Some other race168,4443.0%
Two or more races345,7216.1%

According to the 2017 American Community Survey, 5.1% of Minnesota's population were of Hispanic or Latino origin (of any race): Mexican (3.5%), Puerto Rican (0.2%), Cuban (0.1%), and other Hispanic or Latino origin (1.2%).[79] The ancestry groups claimed by more than five percent of the population were: German (33.8%), Norwegian (15.3%), Irish (10.5%), Swedish (8.1%), and English (5.4%).[80]

In 2011 non-Hispanic whites were involved in 72.3 percent of all the births.[81] Minnesota's growing minority groups, however, still form a smaller percentage of the population than in the nation as a whole.[82]

Minnesota has the country's largest Somali population,[83] with an estimated 57,000 people, the largest concentration outside of the Horn of Africa.[84]


The majority of Minnesotans are Protestants, including a large Lutheran contingent, owing to the state's largely Northern European ethnic makeup. Roman Catholics (of largely German, Irish, French and Slavic descent) make up the largest single Christian denomination. A 2010 survey by the Pew Forum on Religion and Public Life showed that 32 percent of Minnesotans were affiliated with Mainline Protestant traditions, 21 percent were Evangelical Protestants, 28 percent Roman Catholic, 1 percent each Jewish, Muslim, Buddhist, and Black Protestant, and smaller amounts of other faiths, with 13 percent unaffiliated.[85] According to the Association of Religion Data Archives, the denominations with the most adherents in 2010 were the Roman Catholic Church with 1,150,367; the Evangelical Lutheran Church in America with 737,537; and the Lutheran Church–Missouri Synod with 182,439.[86] This is broadly consistent with the results of the 2001 American Religious Identification Survey, which also gives detailed percentages for many individual denominations.[87] The international Confessional Evangelical Lutheran Conference is headquartered in Mankato, Minnesota.[88] Although Christianity is dominant, Minnesota has a long history with non-Christian faiths. AshkenaziJewish pioneers set up Saint Paul's first synagogue in 1856.[89] Minnesota is home to more than 30 mosques, mostly in the Twin Cities metro area.[90] The Temple of ECK, the spiritual home of Eckankar, is based in Minnesota.[91]

Affiliation % of population
Christian74 74


Protestant50 50


Lutheran26 26


Methodist3 3


Pentecostal3 3


Historically Black Protestant2 2


Other Protestant16 16


Roman Catholic22 22


Mormon1 1


Other Christian 1 1


Other religion or association5 5


Judaism1 1


Islam1 1


Other and unspecified 3 3


Unaffiliated20 20


Nothing in particular 13 13


Agnostic 4 4


Atheist 3 3



Main article: Economy of Minnesota

See also: List of Minnesota locations by per capita income

Once primarily a producer of raw materials, Minnesota's economy has transformed to emphasize finished products and services. Perhaps the most significant characteristic of the economy is its diversity; the relative outputs of its business sectors closely match the United States as a whole.[93] Minnesota's economy had a gross domestic product of $383 billion in 2019,[94] with 33 of the United States' top 1,000 publicly traded companies by revenue headquartered in Minnesota,[95] including Target, UnitedHealth Group, 3M, General Mills, U.S. Bancorp, Ameriprise, Hormel, Land O' Lakes, SuperValu, Best Buy, and Valspar. Private companies based in Minnesota include Cargill, the largest privately owned company in the United States,[96] and Carlson Companies, the parent company of Radisson Hotels.[97]

Minnesota's per capita personal income in 2019 was $58,834, the thirteenth-highest in the nation.[98] Its 2019 median household income was $74,593, ranking thirteenth in the U.S. and fifth among the 36 states not on the Atlantic coast.[99]

Industry and commerce[edit]

Minnesota's earliest industries were fur trading and agriculture. Minneapolis grew around the flour mills powered by St. Anthony Falls. Although less than one percent of the population is now employed in the agricultural sector,[101] it remains a major part of the state's economy, ranking sixth in the nation in the value of products sold.[102] The state is the nation's largest producer of sugar beets, sweet corn, and peas for processing, and farm-raised turkeys. Minnesota is also a large producer of corn and soybeans,[103] and has the most food cooperatives per capita in the United States.[104]Forestry remains strong, including logging, pulpwood processing and paper production, and forest products manufacturing. Minnesota was famous for its soft-ore mines, which produced a significant portion of the world's iron ore for more than a century. Although the high-grade ore is now depleted, taconite mining continues, using processes developed locally to save the industry. In 2016 the state produced 60 percent of the country's usable iron ore.[103] The mining boom created the port of Duluth, which continues to be important for shipping ore, coal, and agricultural products. The manufacturing sector now includes technology and biomedical firms, in addition to the older food processors and heavy industry. The nation's first indoor shopping mall was Edina'sSouthdale Center, and its largest is Bloomington's Mall of America.

Minnesota is one of 45 U.S. states with its own lottery; its games include multi-jurisdiction draws, in-house draws, and other games.

Energy use and production[edit]

Further information: List of power stations in Minnesota

Minnesota produces ethanol fuel and is the first to mandate its use, a ten percent mix (E10).[105] In 2019 there were more than 411 service stations supplying E85 fuel, comprising 85 percent ethanol and 15 percent gasoline.[106] A two percent biodiesel blend has been required in diesel fuel since 2005. Minnesota is ranked in the top ten for wind energy production. The state gets nearly one fifth of all its electrical energy from wind.[107]

Xcel Energy is the state's largest utility and is headquartered in the state;[108] it is one of five investor-owned utilities.[109] There are also a number of municipal utilities.[109]

State taxes[edit]

Minnesota has a progressive income tax structure; the four brackets of state income tax rates are 5.35, 7.05, 7.85 and 9.85 percent.[110] As of 2008 Minnesota was ranked 12th in the nation in per capita total state and local taxes.[111] In 2008 Minnesotans paid 10.2 percent of their income in state and local taxes; the U.S. average was 9.7 percent.[111] The state sales tax in Minnesota is 6.875 percent, but clothing, prescription drug medications and food items for home consumption are exempt.[112] The state legislature may allow municipalities to institute local sales taxes and special local taxes, such as the 0.5 percent supplemental sales tax in Minneapolis.[113]Excise taxes are levied on alcohol, tobacco, and motor fuel. The state imposes a use tax on items purchased elsewhere but used within Minnesota.[112] Owners of real property in Minnesota pay property tax to their county, municipality, school district, and special taxing districts.


Main article: Culture of Minnesota

Fine and performing arts[edit]

Minnesota's leading fine art museums include the Minneapolis Institute of Art, the Walker Art Center, the Frederick R. Weisman Art Museum, and The Museum of Russian Art (TMORA). All are in Minneapolis. The Minnesota Orchestra and the Saint Paul Chamber Orchestra are prominent full-time professional musical ensembles who perform concerts and offer educational programs to the Twin Cities' community. The world-renowned Guthrie Theater moved into a new Minneapolis facility in 2006, boasting three stages and overlooking the Mississippi River. Attendance at theatrical, musical, and comedy events in the area is strong. In the United States, Minneapolis's number of theater companies ranks behind only New York City's,[114] and about 2.3 million theater tickets were sold in the Twin Cities annually as of 2006.[115] The Minnesota Fringe Festival in Minneapolis is an annual celebration of theatre, dance, improvisation, puppetry, kids' shows, visual art, and musicals with more than 800 performances over 11 days. It is the country's largest non-juried performing arts festival.[116]


The rigors and rewards of pioneer life on the prairie are the subject of Giants in the Earth by Ole Rolvaag and the Little House series of children's books by Laura Ingalls Wilder. Small-town life is portrayed grimly by Sinclair Lewis in the novel Main Street, and more gently and affectionately by Garrison Keillor in his tales of Lake Wobegon. St. Paul native F. Scott Fitzgerald writes of the social insecurities and aspirations of the young city in stories such as Winter Dreams and The Ice Palace (published in Flappers and Philosophers). Henry Wadsworth Longfellow's epic poem The Song of Hiawatha was inspired by Minnesota and names many of the state's places and bodies of water. Minnesota native Robert Zimmerman (Bob Dylan) won the 2016 Nobel Prize in Literature. Science fiction writer Marissa Lingen lives here.


Main article: Music of Minnesota

Minnesota musicians include Prince, Bob Dylan, Eddie Cochran, The Andrews Sisters, The Castaways, The Trashmen, Soul Asylum, David Ellefson, Chad Smith, John Wozniak, Hüsker Dü, Semisonic, The Replacements, Owl City, Holly Henry, Motion City Soundtrack, Atmosphere, and Dessa. Minnesotans helped shape the history of music through popular American culture: the Andrews Sisters' "Boogie Woogie Bugle Boy" was an iconic tune of World War II, while the Trashmen's "Surfin' Bird" and Bob Dylan epitomize two sides of the 1960s. In the 1980s, influential hit radio groups and musicians included Prince, The Original 7ven, Jimmy Jam & Terry Lewis, The Jets, Lipps Inc., and Information Society.

Minnesotans have also made significant contributions to comedy, theater, media, and film. The comic strip Peanuts was created by St. Paul native Charles M. Schulz. A Prairie Home Companion which first aired in 1974, became a long-running comedy radio show on National Public Radio. A cult scifi cable TV show, Mystery Science Theater 3000, was created by Joel Hodgson in Hopkins, and Minneapolis, MN. Another popular comedy staple developed in the 1990s, The Daily Show, was originated through Lizz Winstead and Madeleine Smithberg.

Joel and Ethan Coen, Terry Gilliam, Bill Pohlad, and Mike Todd contributed to the art of filmmaking as writers, directors, and producers. Notable actors from Minnesota include Loni Anderson, Richard Dean Anderson, James Arness, Jessica Biel, Rachael Leigh Cook, Julia Duffy, Mike Farrell, Judy Garland, Peter Graves, Josh Hartnett, Garrett Hedlund, Tippi Hedren, Jessica Lange, Kelly Lynch, E.G. Marshall, Laura Osnes, Melissa Peterman, Chris Pratt, Marion Ross, Jane Russell, Winona Ryder, Seann William Scott, Kevin Sorbo, Lea Thompson, Vince Vaughn, Jesse Ventura, and Steve Zahn.

Popular culture[edit]

See also: List of television shows and movies in Minnesota

Stereotypical traits of Minnesotans include "Minnesota nice", Lutheranism, a strong sense of community and shared culture, and a distinctive brand of North Central American English sprinkled with Scandinavian expressions. Potlucks, usually with a variety of hotdishes, are popular small-town church activities. A small segment of the Scandinavian population attend a traditional lutefisk dinner to celebrate Christmas. Life in Minnesota has also been depicted or used as a backdrop, in movies such as Fargo, Grumpy Old Men, Grumpier Old Men, Juno, Drop Dead Gorgeous, Young Adult, A Serious Man, New in Town, Rio, The Mighty Ducks films, and in famous television series like Little House on the Prairie, The Mary Tyler Moore Show, The Golden Girls, Coach, The Rocky and Bullwinkle Show, How I Met Your Mother and Fargo. Major movies shot on location in Minnesota include That Was Then... This Is Now, Purple Rain, Airport, Beautiful Girls, North Country, Untamed Heart, Feeling Minnesota, Jingle All The Way, A Simple Plan, and The Mighty Ducks films.

The Minnesota State Fair, advertised as The Great Minnesota Get-Together, is an icon of state culture. In a state of 5.5 million people, there were more than 1.8 million visitors to the fair in 2014, setting a new attendance record.[117] The fair covers the variety of Minnesota life, including fine art, science, agriculture, food preparation, 4-H displays, music, the midway, and corporate merchandising. It is known for its displays of seed art, butter sculptures of dairy princesses, the birthing barn, and the "fattest pig" competition. One can also find dozens of varieties of food on a stick, such as Pronto Pups, cheese curds, and deep-fried candy bars. On a smaller scale, many of these attractions are offered at numerous county fairs.

Other large annual festivals include the Saint Paul Winter Carnival, the Minnesota Renaissance Festival, Minneapolis' Aquatennial and Mill City Music Festival, Moondance Jam in Walker, Sonshine Christian music festival in Willmar, the Judy Garland Festival in Grand Rapids, the Eelpout Festival on Leech Lake, and the WE Fest in Detroit Lakes.


Minnesotans have low rates of premature death, infant mortality, cardiovascular disease, and occupational fatalities.[118][119] They have long life expectancies,[120] and high rates of health insurance and regular exercise.[118][121][122] These and other measures have led two groups to rank Minnesota as the healthiest state in the nation; however, in one of these rankings, Minnesota descended from first to sixth in the nation between 2005 and 2009 because of low levels of public health funding and the prevalence of binge drinking.[118][123] While overall health indicators are strong, Minnesota does have significant health disparities in minority populations.[124]

On October 1, 2007, the Freedom to Breathe Act took effect, which outlawed smoking in restaurants and bars in Minnesota.[125]

The Minnesota Department of Health is the primary state health agency responsible for public policy and regulation. Medical care in the state is provided by a comprehensive network of hospitals and clinics operated by a number of large providers including Allina Hospitals & Clinics, CentraCare Health System, Essentia Health, HealthPartners, M Health Fairview and the Mayo Clinic Health System. There are two teaching hospitals and medical schools in Minnesota. The University of Minnesota Medical School is a high-rated teaching institution that has made a number of breakthroughs in treatment, and its research activities contribute significantly to the state's growing biotechnology industry.[126] The Mayo Clinic, a world-renowned hospital based in Rochester, was founded by William Worrall Mayo, an immigrant from England.[127][128]

U.S. News & World Report's 2020–21 survey ranked 4,554 hospitals in the country in 12 specialized fields of care, and placed the Mayo Clinic in the top four in most fields. The hospital ranked first on the best hospitals honor roll. The only specialty where it fell outside the top ten was ophthalmology.[129] The Mayo Clinic and the University of Minnesota are partners in the Minnesota Partnership for Biotechnology and Medical Genomics, a state-funded program that conducts research into cancer, Alzheimer's disease, heart health, obesity, and other areas.[130]


Main article: Education in Minnesota

See also: List of colleges and universities in Minnesota, List of high schools in Minnesota, and List of school districts in Minnesota

One of the Minnesota Legislature's first acts when it opened in 1858 was the creation of a normal school in Winona. Minnesota's commitment to education has contributed to a literate and well-educated populace. In 2009, according to the U.S. Census Bureau, Minnesota had the second-highest proportion of high school graduates, with 91.5% of people 25 and older holding a high school diploma, and the tenth-highest proportion of people with bachelor's degrees.[131] In 2015, Minneapolis was named the nation's "Most Literate City", while St. Paul placed fourth, according to a major annual survey.[132] In a 2013 study conducted by the National Center for Educational Statistics comparing the performance of eighth-grade students internationally in math and science, Minnesota ranked eighth in the world and third in the United States, behind Massachusetts and Vermont.[133] In 2014, Minnesota students earned the tenth-highest average composite score in the nation on the ACT exam.[134] In 2013, nationwide in per-student public education spending, Minnesota ranked 21st.[135] While Minnesota has chosen not to implement school vouchers,[136] it is home to the first charter school.[137]

The state supports a network of public universities and colleges, including 37 institutions in the Minnesota State Colleges and Universities System, and five major campuses of the University of Minnesota system. It is also home to more than 20 private colleges and universities, six of which rank among the nation's top 100 liberal arts colleges, according to U.S. News & World Report.[138]


Main article: Transportation in Minnesota

Transportation in Minnesota is overseen by the Minnesota Department of Transportation (MnDOT) at the state level and by regional and local governments at the local level. Principal transportation corridors radiate from the Twin Cities metropolitan area and along interstate corridors in Greater Minnesota. The major Interstate highways are Interstate 35 (I-35), I-90, and I-94, with I-35 and I-94 connecting the Minneapolis–St. Paul area, and I-90 traveling east–west along the southern edge of the state.[139] In 2006, a constitutional amendment was passed that required sales and use taxes on motor vehicles to fund transportation, with at least forty percent dedicated to public transit.[140] There are nearly two dozen rail corridors in Minnesota, most of which go through Minneapolis–St. Paul or Duluth.[141] There is water transportation along the Mississippi River system and from the ports of Lake Superior.[142]

Minnesota's principal airport is Minneapolis–St. Paul International Airport (MSP), a major passenger and freight hub for Delta Air Lines and Sun Country Airlines. Most other domestic carriers serve the airport. Large commercial jet service is provided at Duluth and Rochester, with scheduled commuter service to four smaller cities via Delta Connection carriers SkyWest Airlines, Compass Airlines, and Endeavor Air.[143]

Public transit services are available in the regional urban centers in Minnesota including Metro Transit in the Twin Cities, opt-out suburban operators Minnesota Valley Transit Authority, SouthWest Transit, Plymouth Metrolink, Maple Grove Transit and others. In Greater Minnesota transit services are provided by city systems such as Duluth Transit Authority, Mankato Transit System, MATBUS (Fargo-Moorhead), Rochester Public Transit, Saint Cloud Metro Bus, Winona Public Transit and others. Dial-a-Ride service is available for persons with disabilities in a majority of Minnesota Counties.[144]

In addition to bus services, Amtrak's daily Empire Builder (Chicago–Seattle/Portland) train runs through Minnesota, calling at the Saint Paul Union Depot and five other stations.[145] Intercity bus providers include Jefferson Lines, Greyhound, and Megabus. Local public transit is provided by bus networks in the larger cities and by two rail services. The Northstar Linecommuter rail service runs from Big Lake to the Target Field station in downtown Minneapolis. From there, light rail runs to Saint Paul Union Depot on the Green Line, and to the MSP airport and the Mall of America via the Blue Line.

Law and government[edit]

Minnesota is governed pursuant to its constitution, which was adopted October 13, 1857, roughly one year before statehood.[146] Like all U.S. states and the federal government, Minnesota has a republican system of political representation with power divided into three branches: executive, legislative, and judicial.[147] Its constitution includes a bill of rights that reaffirms many of the same freedoms as its federal counterpart, albeit with some rights protected more strongly and explicitly.[146]


Main article: Governor of Minnesota

The executive branch is headed by the governor. Governor Tim Walz, DFL (Democratic–Farmer–Labor), took office on January 7, 2019. The governor has a cabinet consisting of the leaders of various state government agencies, called commissioners. The other elected constitutional offices are secretary of state, attorney general, and state auditor.

Constitutional officeholders:


Main article: Minnesota Legislature

The Minnesota Legislature is a bicameral body consisting of the Senate and the House of Representatives. The state has 67 districts, each with about 60,000 people. Each district has one senator and two representatives, each senatorial district being divided into A and B sections for members of the House. Senators serve for four years and representatives for two years.

In the November 2010 Minnesota House election, the Republicans gained 25 house seats, giving them control of the body by a 72–62 margin.[148] The 2010 Senate election also saw Minnesota voters elect a Republican majority in the state Senate for the first time since 1972. In 2012, the Democrats regained the House of Representatives by a margin of 73–61, picking up 11 seats; the Democrats also regained the Minnesota Senate. Control of the House shifted back to Republicans in the 2014 election, and returned to the DFL in the 2018 midterm election. Since 2016, the Senate has had a slim Republican majority.

House Leadership[149]

  • Speaker: Melissa Hortman (DFL-36B)
  • Majority Leader: Ryan Winkler (DFL-46A)
  • Majority Whip: Kaohly Her (DFL-64A)
  • Speaker Pro Tempore: Liz Olson (DFL-7B)
  • Assistant Majority Leaders: Heather Edelson (DFL-49A), Emma Greenman (DFL-63B), Michael Howard (DFL-50A), Todd Lippert (DLF-20B), Kelly Morrison (DFL-33B), Dan Wolgamott (DFL-14B)
  • Minority Leader: Kurt Daudt (R-31A)
  • Deputy Minority Leader: Anne Neu (R-32B)
  • Minority Whip: Barb Haley (R-21A)
  • Assistant Minority Leaders: Dave Baker (R-17B), Peggy Bennett (R-27A), Lisa Demuth (R-13A), Jim Nash (R-47A), Paul Novotny (R-30A), Bjorn Olson (R-23A), Peggy Scott (R-35B), Paul Torkelson (R-16B)

Senate Leadership[150]


Minnesota's court system has three levels. Most cases start in the district courts, which are courts of general jurisdiction. There are 279 district court judgeships in ten judicial districts. Appeals from the trial courts and challenges to certain governmental decisions are heard by the Minnesota Court of Appeals, consisting of 19 judges who typically sit in three-judge panels. The seven-justice Minnesota Supreme Court hears all appeals from the tax court, the workers' compensation court of appeals, first-degree murder convictions, and discretionary appeals from the court of appeals; it also has original jurisdiction over election disputes.[151]

Two specialized courts within administrative agencies have been established: the workers' compensation court of appeals, and the tax court, which deals with non-criminal tax cases.

Supreme Court Justices[152]

Associate Justices


In addition to the city and county levels of government found in the United States, Minnesota has other entities that provide governmental oversight and planning. Regional development commissions (RDCs) provide technical assistance to local governments in the broad multi-county areas of the state. Along with this Metropolitan Planning Organizations (MPOs), such as the Metropolitan Council, provide planning and oversight of land use actions in metropolitan areas. Many lakes and rivers are overseen by watershed districts and soil and water conservation districts.


Minnesota's United States senators are Democrats Amy Klobuchar and Tina Smith. The state has eight congressional districts; they are represented by Jim Hagedorn (1st district; R), Angie Craig (2nd; DFL), Dean Phillips (3rd; DFL), Betty McCollum (4th; DFL), Ilhan Omar (5th; DFL), Tom Emmer (6th; R), Michelle Fischbach (7th; R), and Pete Stauber (8th; R).

Federal court cases are heard in the United States District Court for the District of Minnesota, in Minneapolis, St. Paul, Duluth, and Fergus Falls. Appeals are heard by the Eighth Circuit Court of Appeals in St. Louis, Missouri and St. Paul.


The State of Minnesota was created by the United States federal government in the traditional and cultural range of lands occupied by the Dakota and Anishinaabe peoples as well as other Native American groups. After many years of unequal treaties and forced resettlement by the state and federal government, the tribes re-organized into sovereign tribal governments. Today, the tribal governments are divided into 11 semi-autonomous reservations that negotiate with the U.S. and the state on a bilateral basis:

Four Dakota Mdewakanton communities:

Seven Anishinaabe reservations:

The first six of the Anishinaabe bands compose the Minnesota Chippewa Tribe, the collective federally recognized tribal government of the Bois Forte, Fond du Lac, Grand Portage, Leech Lake, Mille Lacs, and White Earth reservations.


Main article: Politics of Minnesota

See also: List of political parties in Minnesota, United States congressional delegations from Minnesota, Minnesota's congressional districts, and Political party strength in Minnesota

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